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STREVER

Active
KBO/BCE: BE 0750.992.905
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Age6 yrs
Real estate2 parcels · 4,042 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STREVER is 0.8% (low). The 2021 annual accounts show equity of €25k and a net result of €20k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 03-07-2025 28 d early 2025-00221642
31-12-2023 31-07-2024 19-07-2024 12 d early 2024-00262437
31-12-2022 31-07-2023 07-07-2023 24 d early 2023-00222701
31-12-2021 31-07-2022 06-07-2022 25 d early 2022-20167291

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€20k
Working capital€29k

Annual accounts & ratios

Source: NBB · 2021
Annual accounts filed on 03-07-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2021
Depositmicro
Revenue-
EBITDA€27k
Net profit€20k
Cash flow€20k
Staff costs-
Income taxes€5k
Dividends-
Total assets€38k
Equity€25k
Debt€13k
of which ≤ 1y€8k
of which > 1y-
Working capital€29k
Employees (FTE)-
Ratios (computed)
2021
Current ratio4.51
Quick ratio4.51
Working capital ratio75.5%
Solvency65.7%
Debt / equity0.52
Long-term debt ratio-
Interest coverage17.87
Gross margin-
Net margin-
ROA52.6%
ROE80.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2021
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2021
Balance sheet, Assets
TOTAL ASSETS 20/58€38k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€37k
Amounts receivable within one year 40/41€14k
Cash & bank 54/58€15k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€38k
Equity 10/15€25k
Contributions / capital 10/11€5k
Reserves 13€20k
Amounts payable 17/49€13k
Amounts payable within one year 42/48€8k
Trade debts payable within one year 44€2k
Income statement
Gross operating margin 9900€28k
Operating result 9901€27k
Financial income 75€1
Financial charges 65€2k
Result before taxes 9903€25k
Income taxes 67/77€5k
Net result for the period 9904€20k
Result to be appropriated 9905€20k
Ratios computed by Checked.

Health barometer

FY 2021 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2021. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapelstraat 202500 Lier

Establishment units

1 location
STREVER
Joseph Van Instraat 5, 2500 LierOntwerpen en programmeren van computerprogramma's
since 20202.305.355.052
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area4,042 m²
Buildings2
Building footprint1,605 m²
Volume (LiDAR)417 m³
Tallest building7.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A1002/00D000 Flanders 3,880 m² 1 · 1,525 m² -
12392C0424/00F002 Flanders 162 m² 1 · 80 m² 7.1 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
Address history · 1
30-06-2022
Registered-office move
All acts · 1 updated 4 years ago
2022
30-06-2022 Registered office moved to Lier Registered-office change
  • Kapelstraat 20 2500 Lier

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,318 of the 81,985 companies in this sector. 12,036 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige vormen van onderwijs85599Overige vormen van onderwijs85599
Primary activity highlighted.
Names & trade names
Legal nameNL STREVER
Registered office
Kapelstraat 20
2500 Lier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.