STRATVIZER
ActiveSTRATVIZER has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €48k. Equity is growing by ~32.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 11.69 against 4.1 in 2024; short-term debt: 8.2% and cash: 64% of total assets), and 8.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.4%
Return on assets
19.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
59 d early
2024
153 d early
2023
19 d late
2022
34 d early
2021
33 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€230k▲ 26.4%
2024 · €182k
2020: €27k
2021: €58k
2022: €93k
2023: €158k
2024: €182k
2020 → 2025
Total assets
€251k▲ 6.0%
2024 · €237k
2020: €57k
2021: €86k
2022: €133k
2023: €184k
2024: €237k
2020 → 2025
Net result
€48k▼ 19.3%
2024 · €59k
2020: €22k
2021: €31k
2022: €36k
2023: €66k
2024: €59k
2020 → 2025
Working capital
€221k▲ 29.8%
2024 · €170k
2020: €24k
2021: €57k
2022: €91k
2023: €153k
2024: €170k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€58k-€93k▲ 59.9%€158k▲ 69.5%€182k▲ 14.7%€230k▲ 26.4%
Operating result€46k-€53k▲ 14.2%€86k▲ 63.6%€81k▼ 6.9%€65k▼ 19.0%
Net result€31k-€36k▲ 15.9%€66k▲ 83.1%€59k▼ 10.0%€48k▼ 19.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€9k▼ 19.9%
Current assets
€242k▲ 7.3%
Equity and liabilities €251k
Equity
€230k▲ 26.4%
Debt
€22k▼ 61.0%
The debt ratio falls from 23.3% to 8.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€68k▼
2024 · €82k
Cash flow
€50k▼
2024 · €60k
Solvency
91.4%▲
2024 · 76.7%
Current ratio
11.69▲
2024 · 4.10
Quick ratio
11.69▲
2024 · 4.10
Debt / equity
0.09▼
2024 · 0.30
ROE
20.9%▼
2024 · 32.7%
ROA
19.1%▼
2024 · 25.1%
Interest coverage
14.55▼
2024 · 16.64
Debt
€22k▼
2024 · €55k
Debt ≤ 1 year
€21k▼
2024 · €55k
Income taxes
€14k▼
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€237k€251k▲
Fixed assets21/28€11k€9k▼
Tangible fixed assets22/27€11k€9k▼
Furniture and vehicles24€11k€9k▼
Current assets29/58€225k€242k▲
Amounts receivable within one year40/41€38k€16k▼
Trade receivables40€35k€15k▼
Other amounts receivable41€3k€235▼
Current investments50/53-€60k
Cash at bank and in hand54/58€166k€161k▼
Deferred charges and accrued income490/1€21k€5k▼
Equity and liabilities
Total equity and liabilities10/49€237k€251k▲
Equity10/15€182k€230k▲
Contributions10/11€5k€5k=
Reserves13€177k€225k▲
Distributable reserves133€177k€225k▲
Amounts payable17/49€55k€22k▼
Amounts payable within one year42/48€55k€21k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€14k€17k▲
Taxes450/3€13k€13k▼
Remuneration and social security454/9€712€4k▲
Other amounts payable47/48€39k€779▼
Accrued charges and deferred income492/3€252€812▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€951▼
Gross operating margin9900€83k€69k▼
Operating profit (loss)9901€81k€65k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€76k€62k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€59k€48k▼
Profit (loss) for the period to be appropriated9905€59k€48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€48k▼
Profit (loss) brought forward from the previous period14P€11-
Transfer to equity691/2€23k€48k▲
To other reserves6921€23k€48k▲
Profit to be distributed694/7€36k-
Return on contributions (dividend)694€36k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 11.69
Current ratio from 4.10 to 11.69; short-term debt falls from €55k to €21k.
31-12
Financial
Equity above €200kEq €230k ▲26.4%
6 profitable years in a row build equity to €230k.
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2020net €66k ▲83.1%
Operating result €86k, net result €66k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.01
Current ratio from 3.33 to 7.01; short-term debt falls from €39k to €25k.
31-12
Financial
Equity above €150kEq €158k ▲69.5%
4 profitable years in a row build equity to €158k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ans · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sous-le-Bois 34430 AnsGround area
215 m²
Building footprint
160 m²
Volume, LiDAR
1,137 m³
Parcel 62003A0846/00P000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Sous-le-Bois 3, 4430 Ans
since 20202.297.890.210
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62003A0846/00P000 | Wallonia | 215 m² | 1 · 160 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,384 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2020
Fiscal year end31-12
Activities, NACEBEL
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.stratvizer.com
E-mail:com@stratvizer.com