STR8UP
ActiveSTR8UP has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €103k and a net result of €20k. Equity is growing by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▼-11
Solvency88▲+15
Growth52=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.02 in 2023; short-term debt: 37.4% and cash: 28.7% of total assets), and 37.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
28 d early
2022
16 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€103k▲ 24.4%
2023 · €83k
2022: €47k
2023: €83k
2022 → 2024
Total assets
€164k▼ 4.5%
2023 · €172k
2022: €163k
2023: €172k
2022 → 2024
Net result
€20k▼ 43.6%
2023 · €36k
2022: €46k
2023: €36k
2022 → 2024
Working capital
€10k▲ 574%
2023 · €1k
2022: €-31k
2023: €1k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€47k-€83k▲ 76.6%€103k▲ 24.4%
Operating result€60k-€47k▼ 20.9%€27k▼ 43.2%
Net result€46k-€36k▼ 21.8%€20k▼ 43.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 43% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €164k
Fixed assets
€93k▲ 6.3%
Current assets
€71k▼ 15.7%
Equity and liabilities €164k
Equity
€103k▲ 24.4%
Debt
€62k▼ 31.2%
The debt ratio falls from 52.0% to 37.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€41k▼
2023 · €60k
Cash flow
€35k▼
2023 · €48k
Solvency
62.6%▲
2023 · 48.0%
Current ratio
1.16▲
2023 · 1.02
Quick ratio
1.16▲
2023 · 1.02
Debt / equity
0.60▼
2023 · 1.08
ROE
19.6%▼
2023 · 43.4%
ROA
12.3%▼
2023 · 20.8%
Interest coverage
28.52▲
2023 · 27.42
Debt
€62k▼
2023 · €89k
Debt ≤ 1 year
€62k▼
2023 · €83k
Debt > 1 year
€0▼
2023 · €6k
Income taxes
€5k▼
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€172k€164k▼
Fixed assets21/28€88k€93k▲
Intangible fixed assets21€82k€72k▼
Tangible fixed assets22/27€5k€21k▲
Furniture and vehicles24€5k€10k▲
Other tangible fixed assets26-€11k
Current assets29/58€85k€71k▼
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€14k€13k▼
Other amounts receivable41€705€2k▲
Cash at bank and in hand54/58€70k€47k▼
Deferred charges and accrued income490/1€154€10k▲
Equity and liabilities
Total equity and liabilities10/49€172k€164k▼
Equity10/15€83k€103k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€82k€102k▲
Amounts payable17/49€89k€62k▼
Amounts payable after more than one year17€6k€0▼
Financial debts170/4€6k€0▼
Amounts payable within one year42/48€83k€62k▼
Current portion of amounts payable after more than one year42€12k€7k▼
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€10k€3k▼
Taxes450/3€10k€3k▼
Other amounts payable47/48€58k€49k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€64€586▲
Gross operating margin9900€60k€42k▼
Operating profit (loss)9901€47k€27k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€45k€25k▼
Income taxes67/77€9k€5k▼
Profit (loss) for the period9904€36k€20k▼
Profit (loss) for the period to be appropriated9905€36k€20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€102k▲
Profit (loss) brought forward from the previous period14P€46k€82k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €20k ▼43.6%
Net result drops to €20k, the lowest in the series.
31-12
Financial
Equity above €100kEq €103k ▲24.4%
3 profitable years in a row build equity to €103k.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Moulin 161410 WaterlooGround area
234 m²
Building footprint
58 m²
Volume, LiDAR
514 m³
Parcel 25762F0689/00A000, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STR8UP
since 20212.324.854.527
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0689/00A000 | Wallonia | 234 m² | 1 · 58 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 6,949 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.