STOVEPLANET
ActiveSTOVEPLANET has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €131k and a net result of €35k. Equity is growing by ~10.4% per year across the filed fiscal years. Its solvency ranks better than 58% of 10253 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▲+16
Solvency70▲+2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.78 in 2024; short-term debt: 55% and cash: 28.3% of total assets), but 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
11.9%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-11-2025, 64 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
64 d early
2024
77 d early
2023
28 d early
2022
55 d early
2021
1 d late
2020
41 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€131k▼ 47.0%
2024 · €247k
2019: €135k
2020: €169k
2021: €188k
2022: €226k
2023: €244k
2024: €247k
2019 → 2025
Total assets
€291k▼ 49.1%
2024 · €573k
2019: €268k
2020: €195k
2021: €388k
2022: €444k
2023: €459k
2024: €573k
2019 → 2025
Net result
€35k▲ 13.9%
2024 · €30k
2019: €36k
2020: €35k
2021: €139k
2022: €108k
2023: €97k
2024: €30k
2019 → 2025
Working capital
€131k▼ 47.9%
2024 · €252k
2019: €140k
2020: €169k
2021: €188k
2022: €227k
2023: €245k
2024: €252k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€226k▲ 20.2%€244k▲ 7.6%€247k▲ 1.6%€131k▼ 47.0%
Operating result€186k-€152k▼ 18.3%€139k▼ 8.4%€56k▼ 59.8%€53k▼ 5.2%
Net result€139k-€108k▼ 22.3%€97k▼ 10.3%€30k▼ 68.8%€35k▲ 13.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 5% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €291k
Equity
€131k▼ 47.0%
Debt
€160k▼ 50.7%
The debt ratio falls from 56.8% to 55.0%. Equity and debt are lower.
Key figures and ratios
Solvency
45.0%▲
2024 · 43.2%
Current ratio
1.82▲
2024 · 1.78
Quick ratio
0.63▼
2024 · 0.64
Debt / equity
1.22▼
2024 · 1.31
ROE
26.3%▲
2024 · 12.2%
ROA
11.9%▲
2024 · 5.3%
Debt
€160k▼
2024 · €325k
Debt ≤ 1 year
€160k▼
2024 · €321k
Income taxes
€12k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€573k€291k▼
Current assets29/58€573k€291k▼
Stocks and contracts in progress3€368k€190k▼
Stocks30/36€368k€190k▼
Amounts receivable within one year40/41€118k€19k▼
Trade receivables40€109k€17k▼
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€87k€82k▼
Deferred charges and accrued income490/1€0€112▲
Equity and liabilities
Total equity and liabilities10/49€573k€291k▼
Equity10/15€247k€131k▼
Contributions10/11€75k€75k=
Capital10€75k€75k=
Issued capital100€75k€75k=
Reserves13€172k€56k▼
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Reserves not available under the articles1311€50€50=
Distributable reserves133€165k€49k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€325k€160k▼
Amounts payable within one year42/48€321k€160k▼
Financial debts43€50k€0▼
Credit institutions430/8€50k€0▼
Trade debts44€9k€9k▲
Suppliers440/4€9k€9k▲
Taxes, remuneration and social security45€8k€0▼
Taxes450/3€8k€0▼
Other amounts payable47/48€255k€151k▼
Accrued charges and deferred income492/3€4k€0▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€657€531▼
Gross operating margin9900€57k€54k▼
Operating profit (loss)9901€56k€53k▼
Financial income75/76B€64€26▼
Recurring financial income75€64€26▼
Financial charges65/66B€16k€7k▼
Recurring financial charges65€16k€7k▼
Profit (loss) for the period before taxes9903€40k€46k▲
Income taxes67/77€10k€12k▲
Profit (loss) for the period9904€30k€35k▲
Profit (loss) for the period to be appropriated9905€30k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30k€35k▲
Transfer from equity791/2-€116k
Transfer to equity691/2€4k€0▼
To other reserves6921€4k€0▼
Profit to be distributed694/7€27k€151k▲
Return on contributions (dividend)694€27k€151k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
15-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
30-06
Financial
Weakest financial yearnet €30k ▼68.8%
Net result drops to €30k, the lowest in the series; recovery starts the following year.
03-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Equity above €200kEq €226k ▲20.2%
4 profitable years in a row build equity to €226k.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
30-06
Financial
Highest result since 2019net €139k ▲296%
Operating result €186k, net result €139k, both a record.
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Liquidity quadruplescurrent ratio 7.45
Current ratio from 2.10 to 7.45; short-term debt falls from €128k to €26k.
30-06
Financial
Equity above €150kEq €169k ▲24.7%
2 profitable years in a row build equity to €169k.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
20-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksesteenweg 12669051 GentGround area
3,699 m²
Building footprint
769 m²
Volume, LiDAR
5,100 m³
Parcel 44062C0003/00P000, Flanders · tallest building 17.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STOVEPLANET
since 20142.231.494.896
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062C0003/00P000 | Flanders | 3,699 m² | 1 · 769 m² | 17.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UNIC HAMME
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BRICOWEP
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Of 12,985 companies in sector 47120 we hold annual accounts for 2,186. 1,469 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded18-02-2014
Fiscal year end30-06
Activities, NACEBEL
47120Other non-specialised retail sale
47910Retail trade
46431Wholesale of electrical household appliances and audio-video equipment
46842Wholesale trade
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.