STORE INVEST
ActiveSummary
STORE INVEST has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €909k and a net result of €53k. Equity is growing by ~7.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 34.93 against 28.62 in 2024; short-term debt: 2.6% and cash: 13.3% of total assets), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
5.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
61 d late
2022
38 d late
2021
30 d late
2020
122 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€53k▼ 34.1%
2024 · €81k
2018: €40k
2019: €37k
2020: €43k
2021: €45k
2022: €48k
2023: €46k
2024: €81k
2018 → 2025
Working capital
€850k▲ 7.2%
2024 · €792k
2018: €436k
2019: €482k
2020: €523k
2021: €586k
2022: €647k
2023: €702k
2024: €792k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€682k-€730k▲ 7.0%€775k▲ 6.3%€856k▲ 10.4%€909k▲ 6.2%
Operating result€35k-€44k▲ 23.1%€45k▲ 2.6%€80k▲ 78.9%€47k▼ 41.4%
Net result€45k-€48k▲ 5.1%€46k▼ 3.9%€81k▲ 75.8%€53k▼ 34.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €946k
Fixed assets
€71k ▼ 5.6%
Current assets
€875k ▲ 6.5%
Equity and liabilities €946k
Equity
€909k ▲ 6.2%
Debt
€37k ▼ 9.1%
Debt's share of the balance-sheet total falls from 4.5% to 3.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€51k▼
2024 · €89k
Cash flow
€57k▼
2024 · €90k
Current ratio
34.93▲
2024 · 28.62
Debt to equity
0.04▼
2024 · 0.05
ROE
5.8%▼
2024 · 9.4%
ROA
5.6%▼
2024 · 9.0%
Interest coverage
267.96▼
2024 · 477.17
Debt ≤ 1 year
€25k▼
2024 · €29k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€896k€946k▲
Fixed assets21/28€75k€71k▼
Tangible fixed assets22/27€75k€71k▼
Land and buildings22€75k€71k▼
Current assets29/58€821k€875k▲
Amounts receivable after more than one year29€584k€584k=
Other amounts receivable291€584k€584k=
Amounts receivable within one year40/41€195k€165k▼
Trade receivables40€4k€0▼
Other amounts receivable41€191k€165k▼
Cash at bank and in hand54/58€42k€126k▲
Equity and liabilities
Total equity and liabilities10/49€896k€946k▲
Equity10/15€856k€909k▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€7k€7k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Profit (loss) carried forward14€774k€827k▲
Amounts payable17/49€40k€37k▼
Amounts payable within one year42/48€29k€25k▼
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€21k€23k▲
Taxes450/3€21k€23k▲
Other amounts payable47/48€9€0▼
Accrued charges and deferred income492/3€12k€12k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€4k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-41k€0▲
Other operating charges640/8€10k€10k▼
Gross operating margin9900€59k€61k▲
Operating profit (loss)9901€80k€47k▼
Financial income75/76B€22k€25k▲
Recurring financial income75€22k€25k▲
Financial charges65/66B€187€190▲
Recurring financial charges65€187€190▲
Profit (loss) for the period before taxes9903€101k€72k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€81k€53k▼
Profit (loss) for the period to be appropriated9905€81k€53k▼
Appropriation of the result
Profit (loss) to be appropriated9906€774k€827k▲
Profit (loss) brought forward from the previous period14P€694k€774k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €81k ▲75.8%
Operating result €80k, net result €81k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Liquidity times 32current ratio 167.08
Current ratio from 5.23 to 167.08; short-term debt falls from €153k to €4k.
07-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 38 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 122 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Weakest financial yearnet €37k ▼6.6%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
10-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 71 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Parc 694020 LiègeGround area
1,148 m²
Building footprint
467 m²
Volume, LiDAR
10,603 m³
2 parcels, Wallonia · tallest building 26.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
STORE INVEST
since 19932.061.771.424
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62803A1058/00Z000 | Wallonia | 989 m² | 1 · 363 m² | 26.6 m · 8 fl. |
| 62817C0135/00R000 | Wallonia | 158 m² | 1 · 104 m² | 19.6 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-12-1992
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.