STIJNIC
ActiveSTIJNIC has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €155k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 49% of 13977 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+8
Solvency54▼-2
Growth33=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 71.5% and cash: 0.6% of total assets), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 22-04-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
48 d early
2023
48 d early
2022
24 d early
2021
4 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€33k=
2019 · €33k
2019: €33k
2019 → 2020
EBIT margin
9.0%▼ 25.4pp
2019 · 34.4%
2019: 34.4%
2019 → 2020
Net result
€-12k▲ 59.2%
2024 · €-30k
2018: €10k
2019: €7k
2020: €1k
2021: €3k
2022: €10k
2023: €-1k
2024: €-30k
2018 → 2025
Working capital
€-374k▼ 3.3%
2024 · €-362k
2018: €148k
2019: €-312k
2020: €-310k
2021: €-308k
2022: €-331k
2023: €-332k
2024: €-362k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€188k-€198k▲ 5.3%€197k▼ 0.6%€167k▼ 15.1%€155k▼ 7.3%
Operating result€4k-€23k▲ 514%€7k▼ 70.3%€-31k€-12k▲ 63.0%
Net result€3k-€10k▲ 273%€-1k€-30k▼ 2,231%€-12k▲ 59.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €31k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €542k
Fixed assets
€529k=
Current assets
€14k▲ 24.5%
Equity and liabilities €542k
Equity
€155k▼ 7.3%
Debt
€388k▲ 4.0%
The debt ratio rises from 69.1% to 71.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
28.5%▼
2024 · 30.9%
Current ratio
0.04▲
2024 · 0.03
Quick ratio
0.04▲
2024 · 0.03
Debt / equity
2.51▲
2024 · 2.23
ROE
-7.8%▲
2024 · -17.8%
ROA
-2.2%▲
2024 · -5.5%
Debt
€388k▲
2024 · €373k
Debt ≤ 1 year
€388k▲
2024 · €373k
Income taxes
€676▲
2024 · €-2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€540k€542k▲
Fixed assets21/28€529k€529k=
Intangible fixed assets21€0-
Tangible fixed assets22/27€62k€62k=
Land and buildings22€62k€62k=
Plant, machinery and equipment23€0-
Financial fixed assets28€467k€467k=
Current assets29/58€11k€14k▲
Amounts receivable within one year40/41€10k€10k=
Other amounts receivable41€10k€10k=
Current investments50/53-€220
Cash at bank and in hand54/58€634€3k▲
Equity and liabilities
Total equity and liabilities10/49€540k€542k▲
Equity10/15€167k€155k▼
Contributions10/11€19k€19k=
Reserves13€148k€136k▼
Distributable reserves133€148k€136k▼
Amounts payable17/49€373k€388k▲
Amounts payable within one year42/48€373k€388k▲
Trade debts44€105k€97k▼
Suppliers440/4€105k€97k▼
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€266k€291k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€4k
Other operating charges640/8€18k€8k▼
Gross operating margin9900€-14k€-4k▲
Operating profit (loss)9901€-31k€-12k▲
Financial income75/76B€50€186▲
Recurring financial income75€50€186▲
Financial charges65/66B€44€41▼
Recurring financial charges65€44€41▼
Profit (loss) for the period before taxes9903€-31k€-11k▲
Income taxes67/77€-2k€676▲
Profit (loss) for the period9904€-30k€-12k▲
Profit (loss) for the period to be appropriated9905€-30k€-12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-30k€-12k▲
Transfer from equity791/2€30k€12k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-30k
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
13-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Markt 502300 TurnhoutGround area
258 m²
Building footprint
203 m²
Volume, LiDAR
1,714 m³
Parcel 13453S0012/00D000, Flanders · tallest building 15.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Grote Markt 50, 2300 Turnhout
since 19972.084.462.692
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453S0012/00D000 | Flanders | 258 m² | 1 · 202 m² | 15.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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STENIC IMMO
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HY IMMO
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Of 11,749 companies in sector 68310 we hold annual accounts for 6,906. 5,256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-1997
Fiscal year end30-09
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.