STHR
ActiveSummary
STHR has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62k and a net result of €61k. Its solvency ranks better than 69% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+25
Growth78
Track record82
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 3.8; short-term debt: 25.8% and cash: 8.3% of total assets), and 25.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
72.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€62k▲ 4,189%
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€84k▲ 2,712%
2024 · €3k
2024: €3k
2024 → 2025
Net result
€61k▲ 6,294%
2024 · €950
2024: €950
2024 → 2025
Working capital
€60k▲ 4,064%
2024 · €1k
2024: €1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€62k▲ 4,189%
Operating result€1k-€76k▲ 5,901%
Net result€950-€61k▲ 6,294%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 5,901% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €84k
Fixed assets
€2k
Current assets
€82k
Equity and liabilities €84k
Equity
€62k ▲ 4,189%
Debt
€22k ▲ 1,312%
Debt's share of the balance-sheet total falls from 51.3% to 25.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2024 · €2k
Cash flow
€61k▲
2024 · €2k
Current ratio
3.80
Debt to equity
0.35
ROE
97.7%
ROA
72.5%
Debt ≤ 1 year
€22k▲
2024 · €2k
Income taxes
€15k▲
2024 · €317
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€84k▲
Formation expenses20€0-
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€3k€82k▲
Amounts receivable within one year40/41€2k€20k▲
Trade receivables40€2k€20k▲
Current investments50/53-€55k
Cash at bank and in hand54/58€500€7k▲
Equity and liabilities
Total equity and liabilities10/49€3k€84k▲
Equity10/15€1k€62k▲
Contributions10/11€500€500=
Profit (loss) carried forward14€950€62k▲
Amounts payable17/49€2k€22k▲
Amounts payable within one year42/48€2k€22k▲
Trade debts44€1k-
Suppliers440/4€1k-
Taxes, remuneration and social security45€317€21k▲
Taxes450/3€317€21k▲
Other amounts payable47/48-€664
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€129▼
Gross operating margin9900€2k€76k▲
Operating profit (loss)9901€1k€76k▲
Financial income75/76B-€6
Recurring financial income75-€6
Profit (loss) for the period before taxes9903€1k€76k▲
Income taxes67/77€317€15k▲
Profit (loss) for the period9904€950€61k▲
Profit (loss) for the period to be appropriated9905€950€61k▲
Appropriation of the result
Profit (loss) to be appropriated9906€950€62k▲
Profit (loss) brought forward from the previous period14P-€950
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Charleroi,Gd-M. 8B5030 GemblouxGround area
8,554 m²
Building footprint
755 m²
Volume, LiDAR
3 m³
2 parcels, Wallonia · tallest building 0.7 m. Linked by address, not a title deed.
2 establishment units
Rue Balatum 23, 1332 Rixensart
since 20242.367.876.995
STHR
since 20242.367.877.094
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25033B0525/00L005 | Wallonia | 5,515 m² | 1 · 21 m² | 0.7 m |
| 92053A0306/00A000 | Wallonia | 3,039 m² | 1 · 734 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 39,162 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.