STEXCON
ActiveSummary
STEXCON has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €29k and a net result of €3k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 40% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+75
Solvency68▼-15
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 1.09 in 2024; short-term debt: 56.4% and cash: 42.3% of total assets), and 56.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.5%
Return on assets
4.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
130 d early
2024
8 d early
2023
34 d early
2022
33 d early
2021
9 d late
2020
4 d late
2019
56 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 12.3%
2024 · €26k
2018: €20k
2019: €21k
2020: €15k
2021: €28k
2022: €32k
2023: €43k
2024: €26k
2018 → 2025
Total assets
€67k▲ 49.5%
2024 · €45k
2018: €51k
2019: €47k
2020: €37k
2021: €43k
2022: €44k
2023: €61k
2024: €45k
2018 → 2025
Net result
€3k
2024 · €-17k
2018: €17k
2019: €7k
2020: €-7k
2021: €15k
2022: €4k
2023: €11k
2024: €-17k
2018 → 2025
Working capital
€11k▲ 564%
2024 · €2k
2018: €2k
2019: €2k
2020: €-113
2021: €16k
2022: €15k
2023: €11k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€32k▲ 14.5%€43k▲ 33.9%€26k▼ 39.7%€29k▲ 12.3%
Operating result€18k-€6k▼ 65.6%€16k▲ 159%€-16k€4k
Net result€15k-€4k▼ 73.7%€11k▲ 168%€-17k€3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€18k ▼ 25.6%
Current assets
€49k ▲ 138%
Equity and liabilities €67k
Equity
€29k ▲ 12.3%
Debt
€38k ▲ 101%
Debt's share of the balance-sheet total rises from 42.1% to 56.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€10k▲
2024 · €-9k
Cash flow
€9k▲
2024 · €-10k
Current ratio
1.30▲
2024 · 1.09
Debt to equity
1.30▲
2024 · 0.73
ROE
11.0%▲
2024 · -65.7%
ROA
4.8%▲
2024 · -38.1%
Interest coverage
32.73▲
2024 · -34.23
Debt ≤ 1 year
€38k▲
2024 · €19k
Income taxes
€693▲
2024 · €660
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€67k▲
Fixed assets21/28€24k€18k▼
Tangible fixed assets22/27€24k€18k▼
Land and buildings22€17k€14k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€2k€908▼
Current assets29/58€20k€49k▲
Amounts receivable within one year40/41€6k€17k▲
Trade receivables40€0€15k▲
Other amounts receivable41€6k€1k▼
Cash at bank and in hand54/58€11k€28k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€45k€67k▲
Equity10/15€26k€29k▲
Contributions10/11€19k€19k=
Reserves13€15k€15k=
Distributable reserves133€15k€15k=
Profit (loss) carried forward14€-8k€-4k▲
Amounts payable17/49€19k€38k▲
Amounts payable within one year42/48€19k€38k▲
Financial debts43-€105
Credit institutions430/8-€105
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€16k▲
Taxes450/3€3k€16k▲
Other amounts payable47/48€14k€20k▲
Accrued charges and deferred income492/3-€73
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€6k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€622€0▼
Gross operating margin9900€-7k€12k▲
Operating profit (loss)9901€-16k€4k▲
Financial charges65/66B€261€317▲
Recurring financial charges65€261€317▲
Profit (loss) for the period before taxes9903€-16k€4k▲
Income taxes67/77€660€693▲
Profit (loss) for the period9904€-17k€3k▲
Profit (loss) for the period to be appropriated9905€-17k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-4k▲
Profit (loss) brought forward from the previous period14P-€-8k
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.03
Current ratio from 0.99 to 2.03; short-term debt falls from €22k to €15k.
04-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 4 days late
2020
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Heverlee · 1 establishment unit since 2007
Ground area
974 m²
Building footprint
122 m²
Volume, LiDAR
672 m³
Parcel 24034C0229/00N000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
STEXCON
since 20072.164.911.524
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24034C0229/00N000 | Flanders | 974 m² | 1 · 122 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 34,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
46500Wholesale of information and communication equipment
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.