Skip to content

STEPAJA

Active
Fabriekstraat 100 ·3200 Aarschot, Belgium
KBO/BCE: BE 0462.747.903
Watch Print / PDF
Age28 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STEPAJA is 0.8% (low). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 11 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 20-06-2025 41 d early 2025-00156232
31-12-2023 31-07-2024 24-07-2024 7 d early 2024-00275962
31-12-2022 31-07-2023 07-07-2023 24 d early 2023-00213558
31-12-2021 31-07-2022 03-06-2022 58 d early 2022-20045304
31-12-2020 31-07-2021 25-11-2021 117 d late 2021-78200025
31-12-2019 31-07-2020 28-09-2020 59 d late 2020-55800241
31-12-2018 31-07-2019 29-08-2019 29 d late 2019-53600103
31-12-2017 31-07-2018 30-11-2018 122 d late 2018-73100534
31-12-2016 31-07-2017 03-10-2017 64 d late 2017-66100176
31-12-2015 31-07-2016 23-12-2016 145 d late 2016-71600402

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1998, 28 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Long track record Higher-failure-rate sector +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 20-06-2025 2025-00156232
31-12-2023 micro 24-07-2024 2024-00275962
31-12-2022 micro 07-07-2023 2023-00213558
31-12-2021 micro 03-06-2022 2022-20045304
31-12-2020 micro 25-11-2021 2021-78200025
31-12-2019 micro 28-09-2020 2020-55800241
31-12-2018 micro 29-08-2019 2019-53600103
31-12-2017 micro 30-11-2018 2018-73100534
31-12-2016 micro 03-10-2017 2017-66100176
31-12-2015 verkort 23-12-2016 2016-71600402

Structure & network

Locations & real estate

Establishment units

2 locations
Parkbosstraat 3, 3001 Leuven
vervaardiging van kunsthonig en karamel.
since 19982.085.755.960
Fabriekstraat 100, 3200 Aarschot
Groothandel in alcoholische en andere dranken
since 20152.248.387.447
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area912 m²
Buildings2
Building footprint581 m²
Volume (LiDAR)3,849 m³
Tallest building13.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24434F0061/00B003 Flanders 517 m² 1 · 181 m² 10.8 m · 2 fl.
24662F0051/00E005 Flanders 394 m² 1 · 400 m² 13.8 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector, nearest first

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen47110Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)47113Superettes (verkoopsoppervlakte tussen 100 m2 en minder dan 400 m2)52113Detailhandel in groenten en fruit in gespecialiseerde winkels47210Detailhandel in groenten en fruit47210Detailhandel in dranken in gespecialiseerde winkels, algemeen assortiment47252Detailhandel in dranken, algemeen assortiment47252Detailhandel in groenten en fruit52210Detailhandel in alcoholische en andere dranken52250
Primary activity highlighted.
Names & trade names
Legal nameNL STEPAJA
Registered office
Fabriekstraat 100
3200 Aarschot, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.