Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of STEMAR UTILITIES is 0.8% (low). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 21-07-2025 | 10 d early | 2025-00291592 |
| 31-12-2023 | 31-07-2024 | 26-07-2024 | 5 d early | 2024-00291691 |
| 31-12-2022 | 31-07-2023 | 29-06-2023 | 32 d early | 2023-00175096 |
| 31-12-2021 | 31-07-2022 | 04-07-2022 | 27 d early | 2022-20125719 |
| 31-12-2020 | 31-07-2021 | 14-07-2021 | 17 d early | 2021-35200310 |
| 31-12-2019 | 31-07-2020 | 09-07-2020 | 22 d early | 2020-28100244 |
| 31-12-2018 | 31-07-2019 | 17-07-2019 | 14 d early | 2019-33800442 |
| 31-12-2017 | 31-07-2018 | 26-07-2018 | 5 d early | 2018-38700316 |
| 31-12-2016 | 31-07-2017 | 26-07-2017 | 5 d early | 2017-36200104 |
| 31-12-2015 | 31-07-2016 | 01-07-2016 | 30 d early | 2016-26500511 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | verkort | 21-07-2025 | 2025-00291592 |
| 31-12-2023 | verkort | 26-07-2024 | 2024-00291691 |
| 31-12-2022 | verkort | 29-06-2023 | 2023-00175096 |
| 31-12-2021 | verkort | 04-07-2022 | 2022-20125719 |
| 31-12-2020 | verkort | 14-07-2021 | 2021-35200310 |
| 31-12-2019 | verkort | 09-07-2020 | 2020-28100244 |
| 31-12-2018 | verkort | 17-07-2019 | 2019-33800442 |
| 31-12-2017 | verkort | 26-07-2018 | 2018-38700316 |
| 31-12-2016 | verkort | 26-07-2017 | 2017-36200104 |
| 31-12-2015 | verkort | 01-07-2016 | 2016-26500511 |
Directors
Directors & mandates
2 directors-
Bart PLATTIAUDirectorState Gazette act 23481033 (28-12-2023)Current28-12-2023 → present
-
Bernd SCHOTSAERTDirectorState Gazette act 23481033 (28-12-2023)Current28-12-2023 → present
Insolvency mandates
Legal Structure
| NACE primary | Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811) |
| Legal form | Private limited company(610) |
| Incorporation | 28-03-2013 |
| Status | Active |
| Postal code | 1630 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0068/00W003 | Flanders | 237 m² | 1 · 196 m² | 12.4 m · 3 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
1 acts28-12-2023 2 directors appointed
- Bernd SCHOTSAERT, Bestuurder
- Bart PLATTIAU, Bestuurder
Analysis
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | STEMAR UTILITIES |