Skip to content
Checked.be
Complete company report
Generated 18-08-2026
Active BE 1020.457.915Non-profit association

STEKR

Smidsestraat 130 ·9000 Gent, Belgium· 1 yrs active
Sector: Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg (88999)
Conclusion Checked

The computed 12-month bankruptcy probability of STEKR is < 0.1% (very low). The 2025 annual accounts show equity of €6k and a net result of €6k. Its solvency ranks better than 27% of 47 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €6k
Net result €6k
Better than sector 27%
Active 1 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health70Profitability100Solvency44Growth-Stability67
70 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 70
Profitability 100
Solvency 44
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
< 0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-risk legal form −Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2025, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
70 / 100 Healthy
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 03-04-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 88 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 26.6% 40.6%
better than 27% of 47 sector peers
Net result €6k €20k
better than 40% of 47 sector peers
Equity €6k €50k
better than 15% of 47 sector peers
Gross operating margin €6k €181k
better than 6% of 47 sector peers
Total assets €22k €146k
better than 9% of 47 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€6k
Net profit€6k
Cash flow€6k
Staff costs-
Income taxes-
Dividends-
Total assets€22k
Equity€6k
Debt€16k
of which ≤ 1y€16k
of which > 1y-
Working capital€3k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.16
Quick ratio1.16
Working capital ratio11.9%
Solvency26.6%
Debt / equity2.76
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA26.6%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€22k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€183
Financial fixed assets 28€3k
Current assets 29/58€19k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€22k
Equity 10/15€6k
Accumulated profits (losses) 14€6k
Amounts payable 17/49€16k
Amounts payable within one year 42/48€16k
Income statement
Gross operating margin 9900€6k
Operating result 9901€6k
Result before taxes 9903€6k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Maarten Verbiest
    Director
    State Gazette act 26065080 (22-05-2026)
    Current
    01-04-2026 → present
  • Kaat Verhaeghe
    Director
    State Gazette act 26019322 (06-02-2026)
    Current
    06-02-2026 → present
  • Gianni Loosveldt
    Director
    State Gazette act 25141648 (06-11-2025)
    Current
    06-11-2025 → present
Former directors (1)
  • Sofia Majoub
    Director
    State Gazette act 26065080 (22-05-2026)
    Former
    - → 01-04-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg(88999)
Legal form Non-profit association(017)
Incorporation26-02-2025
StatusActive
Postal code9000
Connections & network 2 connected companies
Network connections
→
tZitemzo
Shared address
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
STEKR
Smidsestraat 130, 9000 GentOverige verenigingen, neg
since 20262.384.719.363
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44809I0757/00D000
ProtectedMonumentParochiekerk Sint-PaulusSource ↗
 Flanders 1,360 m² 1 · 1,168 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
22-05-2026
State Gazette act Minor change
v3.2
03-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
06-02-2026
State Gazette act Director changes
v3.2
2025
06-11-2025
State Gazette act Director changes
v3.2
28-02-2025
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 2 months ago
2026
22-05-2026 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "officer_designation",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "1020.457.915",
    "name_full": "STEKR",
    "legal_form": null
  },
  "liquidation_closure": null,
  "officer_designation": {
    "role": "bestuurder",
    "quote": "Bij beslissing van de Algemene Vergadering van 1 april 2026 werd Maarten Verbiest benoemd totbestuurder.",
    "person_name": "Maarten Verbiest",
    "person_or_entity_kbo": null
  },
  "special_procuration": null,
  "single_shareholder_declaration": null
}
06-02-2026 Kaat Verhaeghe appointed as director Director changes
  • Kaat Verhaeghe, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Kaat Verhaeghe",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Bij beslissing van de Algemene Vergadering op 8/12/2025 wordt Kaat Verhaeghe als bestuurder benoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1020.457.915",
    "name_full": "STEKR",
    "legal_form": "VZW"
  }
}
2025
06-11-2025 Gianni Loosveldt appointed as director Director changes
  • Gianni Loosveldt, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Gianni Loosveldt",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Bij beslissing van de Algemene Vergadering op 20/10/2025 wordt Gianni Loosveldt als bestuurder benoemd."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1020.457.915",
    "name_full": "KRUISPUNT KINDERRECHTEN",
    "legal_form": "VZW"
  }
}
28-02-2025 Incorporation of a new VZW Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Koningin Maria Hendrikaplein 5 201, 9000 Gent, Belgi\u00EB",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "De Clercq Lily",
        "niss": null,
        "address": "Zingemkouterstraat 75, 9040 Sint-Amandsberg"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "De Clercq Lily",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Maebe Annelien",
        "niss": null,
        "address": "Ten Broucken 5, 8700 Kanegem"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Maebe Annelien",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Mahjoub Sofia",
        "niss": null,
        "address": "Jetterhof 13, 1701 Itterbeek"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Mahjoub Sofia",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Potemans Jolien",
        "niss": null,
        "address": "Steenbakkerijstraat 46/E7, 1020 Laken"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Potemans Jolien",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Put Johan",
        "niss": null,
        "address": "Guldensporenlaan 33, 3010 Kessel-Lo"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Put Johan",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": null,
        "name": "Reynaert Didier",
        "niss": null,
        "address": "Spinnerijstraat 20/27, 1070 Anderlecht"
      },
      "share_class": null,
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 0,
      "holder_person_name": "Reynaert Didier",
      "is_subscriber_only": true,
      "n_shares_subscribed": 0,
      "amount_subscribed_eur": 0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 0,
  "subject_company": {
    "kbo": "1020.457.915",
    "name_full": "Kruispunt Kinderrechten",
    "legal_form": "VZW"
  },
  "initial_directors": [],
  "incorporation_date": "2025-02-11",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Andere vormen van maatschappelijke dienstverlening zonder huisvesting, neg88999
Primary activity highlighted.
Names & trade names
Legal nameNL STEKR
Registered office
Smidsestraat 130
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Comparable size · 113 of 2,199 companies in this sector with filed accounts
MEDINA-SPORT FOREST BE 0874.561.205 · Vorst
PERFORMANT BE 0834.582.357 · Blankenberge
REGINA PACIS BE 0889.877.901 · Trooz
AMO Point Jaune BE 0422.938.509 · Charleroi
Bruss'Help BE 0723.632.965 · Brussel
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative