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Complete company report
Generated 11-08-2026
Active BE 0734.944.155Private limited company

STEFGRAD

Pantheonlaan 88 ·1081 Koekelberg, Belgium· 6 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of STEFGRAD is 0.7% (low). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 6 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 31-08-2025 2025-00459517
31-12-2023 micro 30-11-2024 2024-00607732
31-12-2022 micro 01-09-2023 2023-00428217
31-12-2021 micro 31-10-2022 2022-20485794
31-12-2020 micro 31-10-2021 2021-76200578
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Private limited company(610)
Incorporation26-09-2019
StatusActive
Postal code1081
Establishment units 1 location
STEFGRAD
Pantheonlaan 88, 1081 KoekelbergComputerconsultancy-activiteiten
since 20192.296.813.312
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21011A0040/00A013 Brussels 946 m² 1 · 482 m² 23.5 m · 7 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 7 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-07-2026
State Gazette act Verified v1
General meeting · Officer resignation · Officer appointment · Power of attorney
2025
31-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
12-03-2025
State Gazette act Registered-office change
2024
30-11-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
01-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
31-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-10-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgisch Staatsblad, acts 2 acts
Address history · 1
12-03-2025
Registered-office move
All acts · 2 updated 11 days ago
2026
31-07-2026 General meeting · Officer resignation · Officer appointment · Power of attorney Open-capture extraction
  • Publication: 31/07/2026 · CATLION
  • Filing: 24/07/2026 · CATLION
  • General meeting: 01/04/2026 · CATLION
  • Officer resignation: role: administrateur, end_date: 2026-04-01 · BAUFAYS Isabelle
  • Officer resignation: role: administrateur, end_date: 2026-04-01 · WINKEL Stéphane
  • Officer appointment: role: administrateur, start_date: 2026-04-01 · STEFGRAD
  • Officer appointment: role: administrateur, start_date: 2026-04-01 · ISABELLE BAUFAYS
  • Power of attorney: scope: publier les décisions prises par la présente assemblée aux annexes du Moniteur belge ... signer tous documents pour le compte de la société ... procéder aux modifications à la banque carrefour des entreprises, auprès des services du ministère des finances et aux autres services administratifs · B.F.S.
Summary: General meeting · Officer resignation · Officer appointment · Power of attorney
Technical details 
{
  "facts": [
    {
      "date": "2026-07-31",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 31/07/2026",
      "value": "31/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-24",
      "type": "filing",
      "quote": "D\u00E9pos\u00E9 / Re\u00E7u le 24 JUIL. 2026",
      "value": "24/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-04-01",
      "type": "general_meeting",
      "quote": "L\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire r\u00E9unie ce mercredi 1er avril 2026",
      "value": "01/04/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_resignation",
      "quote": "acte la d\u00E9mission de Madame BAUFAYS Isabelle ... en tant qu\u0027administrateur et ce \u00E0 partir de ce jour",
      "value": {
        "role": "administrateur",
        "end_date": "2026-04-01"
      },
      "object": "e1",
      "subject": "e2",
      "_value_raw": {
        "role": "administrateur",
        "end_date": "01/04/2026"
      }
    },
    {
      "type": "officer_resignation",
      "quote": "acte la d\u00E9mission de ... Monsieur WINKEL St\u00E9phane en tant qu\u0027administrateur et ce \u00E0 partir de ce jour",
      "value": {
        "role": "administrateur",
        "end_date": "2026-04-01"
      },
      "object": "e1",
      "subject": "e3",
      "_value_raw": {
        "role": "administrateur",
        "end_date": "01/04/2026"
      }
    },
    {
      "date": "2026-04-01",
      "type": "officer_appointment",
      "quote": "d\u00E9cident de nommer la SRL STEFGRAD ... en tant qu\u0027administrateur et ce \u00E0 partir de ce jour",
      "value": {
        "role": "administrateur",
        "start_date": "2026-04-01"
      },
      "object": "e1",
      "subject": "e4",
      "_value_raw": {
        "role": "administrateur",
        "start_date": "01/04/2026"
      }
    },
    {
      "date": "2026-04-01",
      "type": "officer_appointment",
      "quote": "d\u00E9cident de nommer la SRL ISABELLE BAUFAYS ... en tant qu\u0027administrateur et ce \u00E0 partir de ce jour",
      "value": {
        "role": "administrateur",
        "start_date": "2026-04-01"
      },
      "object": "e1",
      "subject": "e5",
      "_value_raw": {
        "role": "administrateur",
        "start_date": "01/04/2026"
      }
    },
    {
      "type": "power_of_attorney",
      "quote": "donner mandat \u00E0 la soci\u00E9t\u00E9 SA B.F.S. ... avec pouvoir de d\u00E9l\u00E9gation \u00E0 un de ces Managers, Directeurs et employ\u00E9s pour publier les d\u00E9cisions prises par la pr\u00E9sente assembl\u00E9e aux annexes du Moniteur belge ... signer tous documents ... proc\u00E9der aux modifications \u00E0 la banque carrefour des entreprises",
      "value": {
        "scope": "publier les d\u00E9cisions prises par la pr\u00E9sente assembl\u00E9e aux annexes du Moniteur belge ... signer tous documents pour le compte de la soci\u00E9t\u00E9 ... proc\u00E9der aux modifications \u00E0 la banque carrefour des entreprises, aupr\u00E8s des services du minist\u00E8re des finances et aux autres services administratifs"
      },
      "object": "e1",
      "subject": "e6"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 2506,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0734.944.353",
      "kind": "company",
      "name": "CATLION",
      "attrs": {
        "seat": "Boulevard Industriel 9 \u00E0 1070 Anderlecht",
        "legal_form": "Soci\u00E9t\u00E9 \u00E0 Responsabilit\u00E9 Limit\u00E9e"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "BAUFAYS Isabelle",
      "attrs": {}
    },
    {
      "id": "e3",
      "kbo": null,
      "kind": "person",
      "name": "WINKEL St\u00E9phane",
      "attrs": {}
    },
    {
      "id": "e4",
      "kbo": "0734.944.155",
      "kind": "company",
      "name": "STEFGRAD",
      "attrs": {
        "legal_form": "SRL"
      }
    },
    {
      "id": "e5",
      "kbo": "0668.438.480",
      "kind": "company",
      "name": "ISABELLE BAUFAYS",
      "attrs": {
        "legal_form": "SRL"
      }
    },
    {
      "id": "e6",
      "kbo": "0553.557.521",
      "kind": "company",
      "name": "B.F.S.",
      "attrs": {
        "seat": "Avenue de Tervueren 402 \u00E0 1150 Bruxelles",
        "legal_form": "SA"
      }
    },
    {
      "id": "e7",
      "kbo": null,
      "kind": "company",
      "name": "VINCENT BERCHEM",
      "attrs": {
        "legal_form": "SRL"
      }
    },
    {
      "id": "e8",
      "kbo": null,
      "kind": "person",
      "name": "Vincent BERCHEM",
      "attrs": {}
    }
  ]
}
2025
12-03-2025 Registered office moved from Forest to Koekelberg Registered-office change
  • Avenue Alexandre Bertrand 16 à 1190 Forest → Avenue du Panthéon 88/1 à 1081 Koekelberg
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Avenue du Panth\u00E9on 88/1 \u00E0 1081 Koekelberg",
        "city": "Koekelberg",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue du Panth\u00E9on",
        "country": "BE",
        "postcode": "1081",
        "box_number": null,
        "street_number": "88/1",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Avenue Alexandre Bertrand 16 \u00E0 1190 Forest",
        "city": "Forest",
        "region": "brussels_hoofdstedelijk_gewest",
        "street": "Avenue Alexandre Bertrand",
        "country": "BE",
        "postcode": "1190",
        "box_number": null,
        "street_number": "16",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-03-12",
    "filing_date": "2025-03-05",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decision": {
    "body": "conseil_d_administration",
    "date": "2025-02-18",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0734.944.155",
    "name_full": "STEFGRAD",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0553.557.521",
    "org_name": "B.F.S.",
    "person_name": null,
    "org_rep_person_name": "Vincent Berchem",
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad - 12/03/2025 - Annexes du Moniteur belge"
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Organisatie van congressen en beurzen82300Organisatie van congressen en beurzen82300
Primary activity highlighted.
Names & trade names
Legal nameFR STEFGRAD
Registered office
Pantheonlaan 88 bus 1
1081 Koekelberg, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative