Skip to content

STEEX

Active
KBO/BCE: BE 0791.699.746
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STEEX is 0.4% (very low). The 2024 annual accounts show equity of €225k and a net result of €108k. Its solvency ranks better than 76% of 1396 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 76% of 1396 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 28-08-2025 28 d late 2025-00438142
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00423284

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€108k-6.2%
Working capital€183k+188.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · verkort
€0€50k€100k€150kOperating result 2023: €150k€150kNet result 2023: €115k€115kOperating result 2024: €137k€137kNet result 2024: €108k€108k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 71.4% 43.5%
better than 76% of 1396 sector peers
Net result €108k €42k
better than 72% of 1397 sector peers
Equity €225k €163k
better than 57% of 1397 sector peers
Gross operating margin €149k €72k
better than 71% of 1396 sector peers
Total assets €315k €607k
better than 37% of 1396 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€149k
-4.0% 23-24
Net profit
€108k
-6.2% 23-24
Cash flow
€119k
-0.3% 23-24
Total assets
€315k
+86.2% 23-24
Equity
€225k
+91.4% 23-24
Working capital
€183k
+188.3% 23-24
Income taxes
€32k
-10.2% 23-24
Debt
€90k
+74.4% 23-24
Debt ≤ 1y
€90k
+74.4% 23-24
Current ratio
3.03
+36.0% 23-24
Quick ratio
3.03
+36.0% 23-24
Solvency
71.4%
+2.8% 23-24
Debt / equity
0.40
-8.9% 23-24
ROE
47.7%
-51.0% 23-24
ROA
34.1%
-49.6% 23-24
Interest coverage
5091.02
+74.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositverkort
Revenue-
EBITDA€149k
Net profit€108k
Cash flow€119k
Staff costs-
Income taxes€32k
Dividends-
Total assets€315k
Equity€225k
Debt€90k
of which ≤ 1y€90k
of which > 1y-
Working capital€183k
Employees (FTE)-
Ratios (computed)
2024
Current ratio3.03
Quick ratio3.03
Working capital ratio57.9%
Solvency71.4%
Debt / equity0.40
Long-term debt ratio-
Interest coverage5091.02
Gross margin-
Net margin-
ROA34.1%
ROE47.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€315k
Fixed assets 21/28€43k
Tangible fixed assets 22/27€43k
Current assets 29/58€273k
Amounts receivable within one year 40/41€21k
Cash & bank 54/58€251k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€315k
Equity 10/15€225k
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€222k
Amounts payable 17/49€90k
Amounts payable within one year 42/48€90k
Trade debts payable within one year 44€6k
Income statement
Gross operating margin 9900€149k
Operating result 9901€137k
Financial income 75€2k
Financial charges 65€29
Result before taxes 9903€139k
Income taxes 67/77€32k
Net result for the period 9904€108k
Result to be appropriated 9905€108k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
2 companies at this address See who is registered here

Establishment units

1 location
Hofkensweg 46, 9420 Erpe-Mere
Managementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20222.336.357.044
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,133 m²
Buildings1
Building footprint119 m²
Volume (LiDAR)759 m³
Tallest building9.7 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
41040A0629/00E000 Flanders 1,133 m² 1 · 119 m² 9.7 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability100Solvency100Growth52Stability94
88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93
Profitability 100
Solvency 100
Growth 52
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
Legal nameNL STEEX
Registered office
Hofkensweg 46
9420 Erpe-Mere, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.