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Complete company report
Generated 17-08-2026
Active BE 0465.310.780Public limited company

STEENSCHUUR

Koningin Astridlaan 60 ·2950 Kapellen, Belgium· 27 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of STEENSCHUUR is 0.2% (very low). The 2023 annual accounts show negative equity (€-125k) and a net result of €25k. Equity is growing by ~12% per year across the filed fiscal years. Its solvency ranks better than 9% of 1165 sector peers (fiscal year 2023). The company has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-125k
Net result €25k
Better than sector 9%
Active 27 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health8Profitability0Solvency41Growth78Stability100
45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 8
Profitability 0
Solvency 41
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.2% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1999, 27 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
8 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 08-10-2024 with the NBB · fiscal year 2023 · verkort
€-400k€-200k€0€200kOperating result 2018: €189k€189kNet result 2018: €-380k€-380kOperating result 2020: €54k€54kNet result 2020: €-330k€-330kOperating result 2021: €65k€65kNet result 2021: €-12k€-12kOperating result 2022: €155k€155kNet result 2022: €53k€53kOperating result 2023: €120k€120kNet result 2023: €25k€25k20182020202120222023
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~12%/year over 5 fiscal years, indicative, assuming unchanged policy.
€-250k€-200k€-150k€-100k€-50k2024: €-103k (€-113k - €-93k)2025: €-81k (€-91k - €-71k)2026: €-58k (€-68k - €-48k)2018: €-241k2020: €-191k2021: €-203k2022: €-150k2023: €-125k20182020202120222023202420252026
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2023 · NACE 70, Head offices & management consulting · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -10.3% 42.4%
better than 9% of 1165 sector peers
Net result €25k €34k
better than 44% of 1165 sector peers
Equity €-125k €139k
better than 5% of 1166 sector peers
Gross operating margin €177k €63k
better than 76% of 1159 sector peers
Staff costs €0 €120k
higher than 5% of 228 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€164k
-13.9% 18-23
Net profit
€25k
-53.4% 18-23
Cash flow
€69k
-21.4% 18-23
Total assets
€1.21M
+2.3% 18-23
Equity
€-125k
+16.4% 18-23
Working capital
€-93k
+9.9% 18-23
Employees (FTE)
0
- 18-23
Staff costs
€0
-100.0% 18-23
Show 11 other metrics
Income taxes
€8k
-70.7% 18-23
Debt
€1.34M
+0.2% 18-23
Debt ≤ 1y
€538k
0.0% 18-23
Debt > 1y
€798k
0.0% 18-23
Current ratio
0.83
+2.3% 18-23
Quick ratio
0.83
+2.3% 18-23
Solvency
-10.3%
+18.2% 18-23
Debt / equity
-10.69
-19.8% 18-23
ROE
-19.6%
+44.3% 18-23
ROA
2.0%
-54.4% 18-23
Interest coverage
1.82
-27.1% 18-23
Figures by fiscal year
Fiscal year2023
Depositverkort
Revenue-
EBITDA€164k
Net profit€25k
Cash flow€69k
Staff costs€0
Income taxes€8k
Dividends-
Total assets€1.21M
Equity€-125k
Debt€1.34M
of which ≤ 1y€538k
of which > 1y€798k
Working capital€-93k
Employees (FTE)0.0
Ratios (computed)
2023
Current ratio0.83
Quick ratio0.83
Working capital ratio-7.6%
Solvency-10.3%
Debt / equity-10.69
Long-term debt ratio-6.36
Interest coverage1.82
Gross margin-
Net margin-
ROA2.0%
ROE-19.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€1.21M
Fixed assets 21/28€769k
Tangible fixed assets 22/27€768k
Financial fixed assets 28€1k
Current assets 29/58€445k
Amounts receivable within one year 40/41€81k
Cash & bank 54/58€305k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.21M
Equity 10/15€-125k
Contributions / capital 10/11€126k
Reserves 13€13k
Accumulated profits (losses) 14€-265k
Amounts payable 17/49€1.34M
Amounts payable after one year 17€798k
Amounts payable within one year 42/48€538k
Trade debts payable within one year 44€67k
Income statement
Gross operating margin 9900€177k
Operating result 9901€120k
Financial income 75€3k
Financial charges 65€90k
Result before taxes 9903€32k
Income taxes 67/77€8k
Net result for the period 9904€25k
Result to be appropriated 9905€25k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
  • Bianca Visser
    Director
    State Gazette act 23006382 (12-01-2023)
    Current
    26-10-2022 → present
  • Marie-Thérèse Douqué
    Director
    State Gazette act 23006382 (12-01-2023)
    Current
    26-10-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Public limited company(014)
Incorporation21-01-1999
StatusActive
Postal code2950
Establishment units 1 location
Bunderbeeklaan 29, 2950 Kapellen
Verhuur van woningen, exclusief sociale woningen
since 19992.092.497.163
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11362M0461/00D003 Flanders 4,869 m² 1 · 382 m² 14.0 m · 3 fl.
11362M0460/00N002 Flanders 209 m² 1 · 209 m² 14.7 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2024
08-10-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
05-12-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
04-04-2023
NBB filing Annual accounts filed
fiscal year 2021 · verkort
12-01-2023
State Gazette act Director changes
2021
22-11-2021
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2020
29-05-2020
NBB filing Annual accounts filed
fiscal year 2018 · verkort
28-05-2020
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
14-11-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
30-09-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2015
28-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · verkort
2014
03-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · verkort
Belgian State Gazette reading coverage 0 of 11 acts read

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2023
12-01-2023 10 directors appointed Director changes
  • Marie-Thérèse Douqué, Bestuurder
  • Bianca Visser, Bestuurder
  • Ilse Berlamont, Bijzonder gevolmachtigden
  • Eline Gilis, Bijzonder gevolmachtigden
  • Timon Sohier, Bijzonder gevolmachtigden
  • Ruben Ruysbergh, Bijzonder gevolmachtigden
  • Thomas Van de Wiel, Bijzonder gevolmachtigden
  • Annemie Wittemans, Bijzonder gevolmachtigden
Technical details 
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Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142
Primary activity highlighted.
Names & trade names
Legal nameNL STEENSCHUUR
Registered office
Koningin Astridlaan 60
2950 Kapellen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative