STEENHOUWERIJ VAN WOUWE
ActiveSummary
STEENHOUWERIJ VAN WOUWE has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €687k and a net result of €7k. Equity is growing by ~24.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability20▲+2
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.69 against 7.64 in 2023; short-term debt: 11.5% and cash: 0.2% of total assets), and 11.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.5%
Return on assets
0.8%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
82 d late
2022
99 d late
2021
42 d early
2020
2 d early
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€687k▲ 1.0%
2023 · €681k
2019: €226k
2020: €225k
2021: €258k
2022: €682k
2023: €681k
2019 → 2024
Total assets
€776k▼ 0.5%
2023 · €780k
2019: €1.16M
2020: €1.11M
2021: €1.21M
2022: €751k
2023: €780k
2019 → 2024
Net result
€7k
2023 · €-2k
2019: €7k
2020: €3k
2021: €34k
2022: €489k
2023: €-2k
2019 → 2024
Working capital
€687k▲ 3.9%
2023 · €662k
2019: €25k
2020: €58k
2021: €118k
2022: €674k
2023: €662k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€225k-€258k▲ 14.2%€682k▲ 165%€681k▼ 0.2%€687k▲ 1.0%
Operating result€43k-€63k▲ 46.9%€-705k€-31k▲ 95.6%€-21k▲ 32.8%
Net result€3k-€34k▲ 1,025%€489k▲ 1,352%€-2k€7k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2024 against €31k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €776k
Equity
€687k ▲ 1.0%
Debt
€89k ▼ 10.3%
Debt's share of the balance-sheet total falls from 12.8% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▲
2023 · €-14k
Cash flow
€26k▲
2023 · €15k
Current ratio
8.69▲
2023 · 7.64
Debt to equity
0.13▼
2023 · 0.15
ROE
1.0%▲
2023 · -0.2%
ROA
0.8%▲
2023 · -0.2%
Interest coverage
-0.12▲
2023 · -2.22
Debt ≤ 1 year
€89k▼
2023 · €100k
Income taxes
€2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet
Code20232024
Assets
Total assets20/58€780k€776k▼
Fixed assets21/28€19k-
Tangible fixed assets22/27€19k-
Furniture and vehicles24€19k-
Current assets29/58€761k€776k▲
Amounts receivable within one year40/41€761k€775k▲
Trade receivables40€33k€35k▲
Other amounts receivable41€728k€740k▲
Cash at bank and in hand54/58-€2k
Equity and liabilities
Total equity and liabilities10/49€780k€776k▼
Equity10/15€681k€687k▲
Contributions10/11€19k€19k=
Reserves13€662k€669k▲
Distributable reserves133€662k€669k▲
Amounts payable17/49€100k€89k▼
Amounts payable within one year42/48€100k€89k▼
Financial debts43€84k€74k▼
Credit institutions430/8€84k€74k▼
Trade debts44€16k€13k▼
Suppliers440/4€16k€13k▼
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€90-
Gross operating margin9900€-14k€-2k▲
Operating profit (loss)9901€-31k€-21k▲
Financial income75/76B€36k€44k▲
Recurring financial income75€36k€44k▲
Financial charges65/66B€6k€14k▲
Recurring financial charges65€6k€14k▲
Profit (loss) for the period before taxes9903€-2k€9k▲
Income taxes67/77-€2k
Profit (loss) for the period9904€-2k€7k▲
Profit (loss) for the period to be appropriated9905€-2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€7k▲
Transfer from equity791/2€2k-
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
2023
31-12
Financial
Weakest financial yearnet €-2k ▼100%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 99 days late
2022
31-12
Financial
Highest result since 2019net €489k ▲1352%
Net result €489k, the highest in the series.
31-12
Financial
Liquidity times 15current ratio 17.41
Current ratio from 1.16 to 17.41; short-term debt falls from €757k to €41k.
31-12
Financial
Equity above €500kEq €682k ▲165%
4 profitable years in a row build equity to €682k.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Show earlier events
2017
06-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
13-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
14-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ringlaan 17/A2960 BrechtGround area
6,368 m²
Building footprint
2,054 m²
Volume, LiDAR
4 m³
Parcel 11333D0783/00M002, Flanders · tallest building 0.6 m. Linked by address, not a title deed.
1 establishment unit
STEENHOUWERIJ VAN WOUWE
since 19982.088.331.806
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11333D0783/00M002 | Flanders | 6,368 m² | 1 · 2,054 m² | 0.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-1998
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.