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STDC

Active
Private limited companyfounded 20241 yr activeGrensstraat 42, 2250 Olen, BelgiumKBO/BCE: BE 1018.004.013
Summary

STDC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16k and a net result of €11k. Its solvency ranks better than 47% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes
Profitability100
Solvency82
Growth-
Track record67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.78; short-term debt: 43.4% and cash: 26.8% of total assets), and 43.4% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
56.6%
Return on assets
39%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
24 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€16k
Total assets
€28k
Net result
€11k
Working capital
€10k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €28k
Fixed assets €7k
Current assets €22k
Equity and liabilities €28k
Equity €16k
Debt €12k
Debt finances 43.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€20k
Cash flow
€13k
Current ratio
1.78
Debt to equity
0.77
ROE
68.8%
ROA
39.0%
Interest coverage
230.68
Debt ≤ 1 year
€12k
Income taxes
€7k
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€28k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€5k
Furniture and vehicles24€2k
Current assets29/58€22k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Other amounts receivable41€5
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€16k
Contributions10/11€5k
Profit (loss) carried forward14€11k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€87
Suppliers440/4€87
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€260
Gross operating margin9900€20k
Operating profit (loss)9901€18k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€87
Recurring financial charges65€87
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€7k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Appropriation of the result
Profit (loss) to be appropriated9906€11k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€260
Gross operating margin9900€20k
Operating profit (loss)9901€18k
Financial income75/76B€15
Recurring financial income75€15
Financial charges65/66B€87
Recurring financial charges65€87
Profit (loss) for the period before taxes9903€18k
Income taxes67/77€7k
Profit (loss) for the period9904€11k
Profit (loss) for the period to be appropriated9905€11k
Line2025
Assets
Total assets20/58€28k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€5k
Furniture and vehicles24€2k
Current assets29/58€22k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Other amounts receivable41€5
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€28k
Equity10/15€16k
Contributions10/11€5k
Profit (loss) carried forward14€11k
Amounts payable17/49€12k
Amounts payable within one year42/48€12k
Trade debts44€87
Suppliers440/4€87
Taxes, remuneration and social security45€12k
Taxes450/3€12k
Line2025
Profit (loss) for the period9904€11k
+ Depreciation and write-downs630€2k
Operating cash flow (approximation)€13k

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
833 m²
Building footprint
84 m²
Volume, LiDAR
221 m³
Parcel 13029C0083/00F005, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STDC
Grensstraat 42, 2250 OlenComputer programming, consultancy and related activities
since 20242.368.002.701
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13029C0083/00F005 Flanders 833 m² 1 · 84 m² 5.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,993 companies in sector 62200 we hold annual accounts for 18,396. 12,009 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded27-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management

Scores and ratios are computed by Checked and are not a credit decision.