Skip to content

STAVROS

Active
Private limited company (pre-2019)·Cafés en bars· 36 yrs active
Roeselaarsestraat 38 ·8850 Ardooie, Belgium
KBO/BCE: BE 0438.992.405
Watch Print / PDF
Age36 yrs
Real estate2 parcels · 1,825 m²

Summary

Conclusion

the dossier summarised in one paragraph

The KBO register records legal situation 050 for STAVROS (Register: open bankruptcy); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show equity of €23k and a net result of €-26k.

Based on the State Gazette, CBE and 3 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
27-04-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 20-04-2026 · Ondernemingsrechtbank Gent, afdeling Brugge · STAVROS BV ROESE- LAARSESTRAAT 38/A, 8850 ARDOOIE · Publications in State Gazette ↗
13-12-2021
Bankruptcy Opening
Date: 06-12-2021 · Ondernemingsrechtbank Gent, afdeling Brugge · STAVROS BV ROESELAARSE- STRAAT 38/A, 8850 ARDOOIE · Publications in State Gazette ↗

Signals

Insufficient current data: the most recent filed accounts (financial year 2020) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Filed after the deadline
The financial year that closed on 31-12-2020 was due by 31-07-2021 and was filed on 27-08-2021, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2020, that is 31-07-2021.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 nothing on record not filed -
31-12-2022 31-07-2023 nothing on record not filed -
31-12-2021 31-07-2022 nothing on record not filed -
31-12-2020 31-07-2021 27-08-2021 27 d late 2021-58900250
31-12-2019 31-07-2020 31-08-2020 31 d late 2020-48500382
31-12-2018 31-07-2019 19-08-2019 19 d late 2019-48500358
31-12-2017 31-07-2018 06-07-2018 25 d early 2018-30100145
31-12-2016 31-07-2017 03-07-2017 28 d early 2017-26900111
31-12-2015 31-07-2016 18-08-2016 18 d late 2016-44400490
31-12-2014 31-07-2015 20-07-2015 11 d early 2015-32500279

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Prior bankruptcy
Earlier bankruptcy on record in the Belgian State Gazette, no current open procedure.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-26k+21.6%
Working capital€23k-62.1%
Directors1

Annual accounts & ratios

Source: NBB · 2020
Annual accounts filed on 27-08-2021 with the NBB · fiscal year 2020 · micro
€-60k€-40k€-20k€0€20kOperating result 2018: €-8k€-8kNet result 2018: €-48k€-48kOperating result 2019: €17k€17kNet result 2019: €-33k€-33kOperating result 2020: €14k€14kNet result 2020: €-26k€-26k201820192020
Operating resultNet result
Sector comparison
Fiscal year 2020 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 31.8% 18.0%
better than 60% of 1290 sector peers
Net result €7k €853
better than 67% of 1282 sector peers
Equity €23k €12k
better than 63% of 1294 sector peers
Gross operating margin €14k €24k
better than 40% of 1277 sector peers
Total assets €74k €69k
better than 52% of 1290 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€14k
-70.3% 18-20
Net profit
€-26k
+21.6% 18-20
Cash flow
€-26k
-889.5% 18-20
Total assets
€74k
-46.9% 18-20
Equity
€23k
+44.5% 18-20
Working capital
€23k
-62.1% 18-20
Income taxes
€6k
+644.1% 18-20
Debt
€50k
-59.0% 18-20
Debt ≤ 1y
€50k
-36.5% 18-20
Current ratio
1.45
-17.3% 18-20
Quick ratio
1.45
+29.5% 18-20
Solvency
31.8%
+171.9% 18-20
ROE
-111.7%
+45.8% 18-20
ROA
-35.6%
-47.5% 18-20
Figures by fiscal year
Fiscal year2020
Depositmicro
Revenue-
EBITDA€14k
Net profit€-26k
Cash flow€-26k
Staff costs-
Income taxes€6k
Dividends-
Total assets€74k
Equity€23k
Debt€50k
of which ≤ 1y€50k
of which > 1y-
Working capital€23k
Employees (FTE)-
Ratios (computed)
2020
Current ratio1.45
Quick ratio1.45
Working capital ratio30.6%
Solvency31.8%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-35.6%
ROE-111.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€74k
Fixed assets 21/28€907
Tangible fixed assets 22/27€757
Financial fixed assets 28€150
Current assets 29/58€73k
Amounts receivable within one year 40/41€64k
Cash & bank 54/58€9k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€74k
Equity 10/15€23k
Reserves 13€31k
Accumulated profits (losses) 14€-26k
Amounts payable 17/49€50k
Amounts payable within one year 42/48€50k
Trade debts payable within one year 44€22k
Income statement
Gross operating margin 9900€14k
Operating result 9901€14k
Financial income 75€0
Financial charges 65€1k
Result before taxes 9903€13k
Income taxes 67/77€6k
Net result for the period 9904€7k
Result to be appropriated 9905€7k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2020 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

3 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator BRIGITTE VANDER MEULEN
Tramstraat 68, 8700 TIELT-
 06-12-2021 → present Belgian State Gazette

Legal Structure

NACE primary Cafés en bars(56301)
Legal form Private limited company (pre-2019)(015)
Incorporation08-12-1989
StatusActive
Postal code8850
First BS signal 13-12-2021
Latest BS signal 27-04-2026

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Roeselaarsestraat 388850 Ardooie

Establishment units

1 location
PULO!BAR
Legestraat 4, 8850 Ardooierestaurant van het traditionele type
since 19902.046.504.218
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,825 m²
Buildings2
Building footprint484 m²
Volume (LiDAR)3,263 m³
Tallest building10.2 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36001B1147/00D000 Flanders 1,491 m² 1 · 147 m² 8.3 m · 2 fl.
36001E0327/00N003 Flanders 333 m² 1 · 337 m² 10.2 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
27-04-2026
Bankruptcy Bankruptcy closure (by liquidation)
Date: 20-04-2026 · Ondernemingsrechtbank Gent, afdeling Brugge · STAVROS BV ROESE- LAARSESTRAAT 38/A, 8850 ARDOOIE · Publications in State Gazette ↗
13-12-2021
Bankruptcy Opening
Date: 06-12-2021 · Ondernemingsrechtbank Gent, afdeling Brugge · STAVROS BV ROESELAARSE- STRAAT 38/A, 8850 ARDOOIE · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262021-12-13 · Bankruptcy · Opening2026-04-27 · Bankruptcy · Bankruptcy closure (by liquidation)
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency64Growth78Stability0
28 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 64
Growth 78
Stability 0

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,340 of the 13,888 companies in this sector. 1,126 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Cafés55401Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL STAVROS
Registered office
Roeselaarsestraat 38 bus a
8850 Ardooie, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.