STAR WASH
ActiveSummary
STAR WASH has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282k and a net result of €86k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 58% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-2
Solvency72▼-28
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 5.37 in 2024; short-term debt: 53.4% and cash: 62.7% of total assets), and 53.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.6%
Return on assets
14.2%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
83 d early
2023
23 d early
2022
39 d early
2021
61 d early
2020
40 d early
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€282k▼ 39.2%
2024 · €465k
2018: €204k
2019: €194k
2020: €160k
2021: €235k
2022: €292k
2023: €384k
2024: €465k
2018 → 2025
Total assets
€606k▲ 15.3%
2024 · €526k
2018: €399k
2019: €402k
2020: €330k
2021: €348k
2022: €372k
2023: €428k
2024: €526k
2018 → 2025
Net result
€86k▲ 7.0%
2024 · €80k
2018: €-65k
2019: €-11k
2020: €-33k
2021: €74k
2022: €57k
2023: €93k
2024: €80k
2018 → 2025
Working capital
€115k▼ 56.9%
2024 · €267k
2018: €-23k
2019: €18k
2020: €-54k
2021: €16k
2022: €78k
2023: €188k
2024: €267k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€235k-€292k▲ 24.3%€384k▲ 31.7%€465k▲ 20.9%€282k▼ 39.2%
Operating result€87k-€74k▼ 14.3%€118k▲ 58.5%€103k▼ 12.4%€106k▲ 2.7%
Net result€74k-€57k▼ 23.4%€93k▲ 62.5%€80k▼ 13.4%€86k▲ 7.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €606k
Fixed assets
€167k ▼ 15.4%
Current assets
€439k ▲ 33.8%
Equity and liabilities €606k
Equity
€282k ▼ 39.2%
Debt
€323k ▲ 430%
Debt's share of the balance-sheet total rises from 11.6% to 53.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€141k▲
2024 · €138k
Cash flow
€121k▲
2024 · €115k
Current ratio
1.36▼
2024 · 5.37
Quick ratio
1.35▼
2024 · 5.27
Debt to equity
1.15▲
2024 · 0.13
ROE
30.4%▲
2024 · 17.3%
ROA
14.2%▼
2024 · 15.3%
Interest coverage
258.10▲
2024 · 63.83
Debt ≤ 1 year
€323k▲
2024 · €61k
Income taxes
€22k▼
2024 · €22k
Staff costs
€66k▲
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€526k€606k▲
Fixed assets21/28€198k€167k▼
Tangible fixed assets22/27€198k€167k▼
Land and buildings22€118k€107k▼
Plant, machinery and equipment23€67k€54k▼
Furniture and vehicles24€13k€6k▼
Financial fixed assets28€67€67=
Current assets29/58€328k€439k▲
Stocks and contracts in progress3€6k€3k▼
Stocks30/36€6k€3k▼
Amounts receivable within one year40/41€39k€55k▲
Trade receivables40€0€8k▲
Other amounts receivable41€39k€46k▲
Cash at bank and in hand54/58€278k€380k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€526k€606k▲
Equity10/15€465k€282k▼
Contributions10/11€20k€20k=
Reserves13€61k€31k▼
Tax-exempt reserves132€14k€14k=
Distributable reserves133€47k€17k▼
Profit (loss) carried forward14€383k€231k▼
Amounts payable17/49€61k€323k▲
Amounts payable within one year42/48€61k€323k▲
Trade debts44€43k€29k▼
Suppliers440/4€43k€29k▼
Taxes, remuneration and social security45€18k€100k▲
Taxes450/3€13k€93k▲
Remuneration and social security454/9€4k€7k▲
Other amounts payable47/48-€195k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Non-recurring operating income76A-€737
Remuneration, social security and pensions62€59k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€36k▲
Other operating charges640/8€10k€9k▼
Non-recurring operating charges66A€41€3k▲
Gross operating margin9900€207k€220k▲
Operating profit (loss)9901€103k€106k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€548▼
Recurring financial charges65€2k€548▼
Profit (loss) for the period before taxes9903€102k€108k▲
Income taxes67/77€22k€22k▼
Profit (loss) for the period9904€80k€86k▲
Profit (loss) for the period to be appropriated9905€80k€86k▲
Appropriation of the result
Profit (loss) to be appropriated9906€383k€469k▲
Profit (loss) brought forward from the previous period14P€303k€383k▲
Transfer from equity791/2-€30k
Profit to be distributed694/7-€268k
Return on contributions (dividend)694-€268k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €93k ▲62.5%
Operating result €118k, net result €93k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.69
Current ratio from 2.05 to 5.69; short-term debt falls from €74k to €40k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €74k
Net result €74k after 3 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.18
Current ratio from 0.54 to 1.18; short-term debt falls from €117k to €88k.
31-12
Financial
Equity above €200kEq €235k ▲46.4%
Equity rises from €160k to €235k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route 361435 Mont-Saint-GuibertGround area
6,745 m²
Building footprint
483 m²
Volume, LiDAR
1,946 m³
2 parcels, Wallonia · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STAR WASH SA
since 19912.054.482.269
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25020B0531/00E000 | Wallonia | 4,040 m² | 1 · 31 m² | - |
| 25020B0374/00D000 | Wallonia | 2,705 m² | 1 · 452 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8755000QGIDHY2ZMU980
Similar companies · same sector, comparable size
Washpoint
BE 0838.689.219
Geel · Eq €282,383
WASH SPILMONT BOUSSU
BE 0478.019.265
Saint-Ghislain · Eq €283,959
CBN CLEANING
BE 0640.971.743
Dilbeek · Eq €280,245
BSF SERVICES
BE 0755.763.424
Zaventem · Eq €280,050
TUNA CAR CLEANING
BE 0865.628.394
Ravels · Eq €279,826
Of 3,209 companies in sector 95316 we hold annual accounts for 752. 430 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-08-1991
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.