STANDID · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STANDID is 0.2% (very low). The 2024 annual accounts show equity of €202k and a net result of €6k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 93% of 3174 sector peers (fiscal year 2024). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

3 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 93% of 3174 peers (2024). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2024).

View the result trend

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Deadline passed, not yet counted as missing

The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	31-07-2025	on the day	2025-00348800
31-12-2023	31-07-2024	26-08-2024	26 d late	2024-00389241
31-12-2022	31-07-2023	09-08-2023	9 d late	2023-00320397
31-12-2021	31-07-2022	29-07-2022	2 d early	2022-20252944
31-12-2020	31-07-2021	25-08-2021	25 d late	2021-54500407
31-12-2019	31-07-2020	18-08-2020	18 d late	2020-43200477
31-12-2018	31-07-2019	11-07-2019	20 d early	2019-34000070
31-12-2017	31-07-2018	13-07-2018	18 d early	2018-32100422
31-12-2016	31-07-2017	24-08-2017	24 d late	2017-47100364
31-12-2015	31-07-2016	12-07-2016	19 d early	2016-30800349

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 1996, 29 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.2% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€6k-65.3%

Working capital€160k+12.1%

CSV export

Annual accounts & ratios

Source: NBB · 2024

Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~5.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	90.0%	53.8%	better than 93% of 3174 sector peers
Net result	€6k	€18k	better than 33% of 3173 sector peers
Equity	€202k	€40k	better than 90% of 3176 sector peers
Gross operating margin	€23k	€36k	better than 37% of 3173 sector peers
Staff costs	€200	€22k	higher than 10% of 481 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P93

Stable position over 2020-2024 · n=431-3174

Net result P33

Improving position over 2020-2024 · n=431-3173

Equity P90

Stable position over 2020-2024 · n=432-3176

Gross operating margin P37

Weakening position over 2020-2024 · n=425-3173

Describes the position versus peers, not a forecast.

EBITDA

€20k

-28.5% 18-24

Net profit

€6k

-65.3% 18-24

Cash flow

€17k

-24.8% 18-24

Total assets

€225k

+1.2% 18-24

Equity

€202k

+3.1% 18-24

Working capital

€160k

+12.1% 18-24

Employees (FTE)

3

0.0% 18-24

Staff costs

€200

- 18-24

Income taxes

€3k

-45.9% 18-24

Debt

€23k

-13.2% 18-24

Debt ≤ 1y

€23k

-13.2% 18-24

Current ratio

8.08

+24.6% 18-24

Quick ratio

8.08

+24.6% 18-24

Solvency

90.0%

+1.9% 18-24

Debt / equity

0.11

-15.9% 18-24

ROE

3.0%

-66.4% 18-24

ROA

2.7%

-65.7% 18-24

Interest coverage

135.26

-17.4% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€20k
Net profit	€6k
Cash flow	€17k
Staff costs	€200
Income taxes	€3k
Dividends	-
Total assets	€225k
Equity	€202k
Debt	€23k
of which ≤ 1y	€23k
of which > 1y	-
Working capital	€160k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	8.08
Quick ratio	8.08
Working capital ratio	71.1%
Solvency	90.0%
Debt / equity	0.11
Long-term debt ratio	-
Interest coverage	135.26
Gross margin	-
Net margin	-
ROA	2.7%
ROE	3.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €42k · 18.9% Current assets €182k · 81.1%

Equity & liabilities

Equity €202k · 90.0% Debt €23k · 10.0%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€225k
Fixed assets	21/28	€42k
Formation expenses	20	€0
Intangible fixed assets	21	€0
Tangible fixed assets	22/27	€38k
Financial fixed assets	28	€5k
Current assets	29/58	€182k
Amounts receivable within one year	40/41	€60k
Investments	50/53	€80k
Cash & bank	54/58	€38k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€225k
Equity	10/15	€202k
Contributions / capital	10/11	€45k
Reserves	13	€6k
Accumulated profits (losses)	14	€151k
Amounts payable	17/49	€23k
Amounts payable within one year	42/48	€23k
Trade debts payable within one year	44	€5k
Income statement
Gross operating margin	9900	€23k
Operating result	9901	€9k
Financial charges	65	€148
Result before taxes	9903	€9k
Income taxes	67/77	€3k
Net result for the period	9904	€6k
Result to be appropriated	9905	€6k

You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2024 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mannenberg(S) 1653270 Scherpenheuvel-Zichem

Establishment units

1 location

STANDID

Mannenberg(S) 165, 3270 Scherpenheuvel-ZichemOrganisatie van congressen en beurzen

since 20012.079.404.242

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area1.2 ha

Buildings1

Building footprint12 m²

Volume (LiDAR)26 m³

Tallest building6.1 m · ±1 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24098B0038/00L002indicative	Flanders	1.2 ha	1 · 12 m²	6.1 m · 1 fl.

Methodology

via registered seat: 1

0 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

71 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 15

Solvency 100

Growth 52

Stability 100

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