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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of STANDARD TEXTILE is 0.2% (very low). The 2024 annual accounts show equity of €4.76M and a net result of €411k. Equity is growing by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 50 sector peers (fiscal year 2024). The company has been active since 1930 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Signals
3 signals · with evidenceStrong solvency vs sector
Solvency is in the sector's strongest quartile: better than 76% of 50 peers (2024). A comfortable equity buffer.
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsLong-established
Founded in 1930, 96 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Long track record
−Annual accounts: healthy financial profile
−Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Turnover€11.35M-10.9%
EBIT margin5.8%-1.7pp
Net result€411k-35.2%
Working capital€4.79M+11.5%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 30-09-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6.1%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 14 · compared across all schema types (micro, abbreviated and full combined)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 48.9% | 15.9% | |
| Net result | €411k | €-161 | |
| Equity | €4.76M | €7k | |
| Total assets | €9.73M | €62k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€11.35M
-10.9%
18-24
€674k
-31.3%
18-24
€411k
-35.2%
18-24
€428k
-35.0%
18-24
€9.73M
+1.2%
18-24
€4.76M
+9.4%
18-24
€4.79M
+11.5%
18-24
7
-6.8%
18-24
€953k
+1.0%
18-24
€146k
-40.0%
18-24
€4.97M
-5.6%
18-24
€4.88M
-7.3%
18-24
1.98
+9.2%
18-24
0.84
+0.6%
18-24
48.9%
+8.2%
18-24
1.04
-13.8%
18-24
8.6%
-40.8%
18-24
4.2%
-36.0%
18-24
3.6%
-27.3%
18-24
5.9%
-23.0%
18-24
6.00
-64.6%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | €11.35M |
| EBITDA | €674k |
| Net profit | €411k |
| Cash flow | €428k |
| Staff costs | €953k |
| Income taxes | €146k |
| Dividends | - |
| Total assets | €9.73M |
| Equity | €4.76M |
| Debt | €4.97M |
| of which ≤ 1y | €4.88M |
| of which > 1y | - |
| Working capital | €4.79M |
| Employees (FTE) | 6.8 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.98 |
| Quick ratio | 0.84 |
| Working capital ratio | 49.3% |
| Solvency | 48.9% |
| Debt / equity | 1.04 |
| Long-term debt ratio | - |
| Interest coverage | 6.00 |
| Gross margin | 26.1% |
| Net margin | 3.6% |
| ROA | 4.2% |
| ROE | 8.6% |
| EBITDA margin | 5.9% |
| Days sales outstanding | 118d |
| Days payable outstanding | 145d |
| Inventory turnover | 1.50 |
| Days inventory (DSI) | 243d |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €9.73M |
| Fixed assets | 21/28 | €59k |
| Intangible fixed assets | 21 | €5k |
| Tangible fixed assets | 22/27 | €14k |
| Financial fixed assets | 28 | €40k |
| Current assets | 29/58 | €9.67M |
| Stocks & contracts in progress | 3 | €5.59M |
| Amounts receivable within one year | 40/41 | €3.72M |
| Cash & bank | 54/58 | €343k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €9.73M |
| Equity | 10/15 | €4.76M |
| Contributions / capital | 10/11 | €645k |
| Reserves | 13 | €413k |
| Accumulated profits (losses) | 14 | €3.70M |
| Amounts payable | 17/49 | €4.97M |
| Amounts payable within one year | 42/48 | €4.88M |
| Trade debts payable within one year | 44 | €3.33M |
| Income statement | ||
| Turnover | 70 | €11.35M |
| Operating result | 9901 | €656k |
| Financial income | 75 | €35k |
| Financial charges | 65 | €134k |
| Result before taxes | 9903 | €557k |
| Income taxes | 67/77 | €146k |
| Net result for the period | 9904 | €411k |
| Result to be appropriated | 9905 | €411k |
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed76
/ 100
Excellent
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
6 directorsCurrent directors & mandates
-
Current03-03-2023 → present
2 events
- 20-11-2025 Mandate renewed· Director
- 03-03-2023 Appointed· Director
-
Current01-05-2022 → present
-
Current07-02-2019 → present
3 events
- 20-11-2025 Mandate renewed· Director
- 06-09-2022 Mandate renewed· Director
- 07-02-2019 Appointed· Manager
Former directors (3)
-
Former13-06-2014 → 01-05-2022
3 events
- 01-05-2022 Resigned· Director
- 07-02-2019 Mandate renewed· Manager
- 13-06-2014 Mandate renewed· Manager
-
Former13-06-2014 → 01-05-2022
3 events
- 01-05-2022 Resigned· Director
- 07-02-2019 Mandate renewed· Manager
- 13-06-2014 Mandate renewed· Manager
-
Former13-06-2014 → 07-01-2019
2 events
- 07-01-2019 Resigned· Director
- 13-06-2014 Mandate renewed· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor
3 auditors| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISESCurrent Statutory auditor · represented by Elie JANSSENS |
- | 31-10-2024 → present |
| Deloitte Bedrijfsrevisoren Statutory auditor · represented by Tom Windelen succeeded by GRANT THORNTON BEDRIJFSREVISOREN - REVISEURS D'ENTREPRISES in 2024 |
- | 17-12-2018 → 31-10-2024 |
| Grant Thornton bedrijfsrevisoren Statutory auditor · represented by Paul DE WEERDT succeeded by Deloitte Bedrijfsrevisoren in 2018 |
- | 13-06-2014 → 17-12-2018 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Vervaardiging van onderkleding(14220) |
| Legal form | Private limited company(610) |
| Incorporation | 01-01-1930 |
| Status | Active |
| Postal code | 9831 |
Structure & network
Connections & network
1 connected companyGroup structure
Parent · 244 subsidiaries · 5 locations
Control→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Registered office
on the map · from the address register
seat.Municipality
exact location from the address register
Establishment units
1 locationSTANDARD TEXTILE
since 19962.102.022.068
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area9,606 m²
Buildings1
Building footprint644 m²
Volume (LiDAR)4,362 m³
Tallest building8.5 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44015A0328/00B000 | Flanders | 9,606 m² | 1 · 644 m² | 8.5 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
14 acts Capital history · 1
12-01-2026
v3.2
All acts · 14
updated 7 months ago
2026
12-01-2026 Transaction in capital or shares
Summary:
v3.2
2025
20-11-2025 2 reappointed
2024
31-10-2024 Elie JANSSENS appointed as statutory auditor
17-01-2024 Change in the board of directors
Summary:
v3.2
2023
12-04-2023 Laurent Charlet appointed as director
2022
14-09-2022 Change in the board of directors
Summary:
v3.2
06-09-2022 1 director appointed, 2 resigning, 2 reappointed
- Alexander Heiman, Bestuurder
- Edward Frankel, Bestuurder
- Gary Heiman, Bestuurder
- Bradley Fry, Bestuurder
- Tom Windelen, Commissaris
Summary:
v3.2
25-07-2022 Articles of association amended
Summary:
v3.2
2019
27-02-2019 1 director appointed, 1 resigning, 2 reappointed
- Bradley Fry, Zaakvoerder
- Christopher Bopp, Bestuurder
- Gary Heiman, Zaakvoerder
- Edward Frankel, Zaakvoerder
Summary:
v3.2
2018
17-12-2018 Evelien Weyts reappointed as statutory auditor
2017
02-08-2017 Paul DE WEERDT reappointed as statutory auditor
2016
23-06-2016 Change in the board of directors
Summary:
v3.2
2015
21-05-2015 1 director appointed, 3 reappointed
- Paul DE WEERDT, Commissaris
- Gary HEIMAN, Zaakvoerder
- Christopher BOPP, Zaakvoerder
- Edward FRANKEL, Zaakvoerder
Summary:
v3.2
13-02-2015 Change in the board of directors
Summary:
v3.2
Analysis
Snowflake analysis
financial profile on 5 axes72
/ 100
Strong profile, led by stability.
All 5 axes are computed from data Checked has read.
Health
76
Profitability
39
Solvency
94
Growth
49
Stability
100
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Credit advice
verdict per customer and amountSimilar
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Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik13921Vervaardiging van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik13921Vervaardiging van onderkleding14140Vervaardiging van onderkleding14220Confectie van beddengoed, tafellinnen en textielwaren voor huishoudelijk gebruik17401Vervaardiging van onderkleding18230Vervaardiging van andere bovenkleding14130Vervaardiging van bovenkleding14210Confectie van bovenkleding voor heren, dames en kinderen18221
Primary activity highlighted.
Names & trade names
| Legal nameNL | STANDARD TEXTILE |
Registered office
Xavier De Cocklaan 72 bus 1&2
9831 Sint-Martens-Latem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.