STANDAERT V. & Co
ActiveSTANDAERT V. & Co has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €64k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 45% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent▲ +17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+27
Solvency80▼-14
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 9.01 in 2024), and 49.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.2%
Return on assets
7.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
4 d early
2023
1 d early
2022
2 d early
2021
4 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close05-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▲ 15.6%
2024 · €393k
2022: €275k
2023: €360k
2024: €393k
2022 → 2025
Total assets
€906k▲ 11.3%
2024 · €814k
2022: €718k
2023: €823k
2024: €814k
2022 → 2025
Net result
€64k▲ 87.7%
2024 · €34k
2022: €47k
2023: €100k
2024: €34k
2022 → 2025
Working capital
€133k▼ 65.8%
2024 · €389k
2022: €231k
2023: €318k
2024: €389k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€275k-€360k▲ 30.9%€393k▲ 9.4%€455k▲ 15.6%
Operating result€93k-€155k▲ 66.9%€55k▼ 64.7%€95k▲ 73.1%
Net result€47k-€100k▲ 114%€34k▼ 65.8%€64k▲ 87.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €906k
Fixed assets
€342k▼ 9.2%
Current assets
€564k▲ 28.9%
Equity and liabilities €906k
Equity
€455k▲ 15.6%
Provisions
€18k▼ 1.3%
Debt
€433k▲ 7.6%
The debt ratio falls from 49.5% to 47.8%: equity grows faster than debt.
Key figures and ratios
EBITDA
€132k▲
2024 · €92k
Cash flow
€102k▲
2024 · €72k
Solvency
50.2%▲
2024 · 48.3%
Current ratio
1.31▼
2024 · 9.01
Quick ratio
1.31▼
2024 · 9.01
Debt / equity
0.95▼
2024 · 1.02
ROE
14.2%▲
2024 · 8.7%
ROA
7.1%▲
2024 · 4.2%
Interest coverage
7.14▲
2024 · 5.05
Debt
€433k▲
2024 · €403k
Debt ≤ 1 year
€431k▲
2024 · €49k
Debt > 1 year
€0▼
2024 · €352k
Income taxes
€24k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€814k€906k▲
Fixed assets
21/28€377k€342k▼
Tangible fixed assets
22/27€376k€341k▼
Financial fixed assets
28€750€750=
Current assets
29/58€437k€564k▲
Amounts receivable within one year
40/41€65k€69k▲
Investments
50/53€0-
Cash & bank
54/58€370k€493k▲
Total equity & liabilities
10/49€814k€906k▲
Equity
10/15€393k€455k▲
Contributions / capital
10/11€93k€93k=
Reserves
13€294k€356k▲
Accumulated profits (losses)
14€0€0=
Provisions & deferred taxes
16€18k€18k▼
Amounts payable
17/49€403k€433k▲
Amounts payable after one year
17€352k€0▼
Amounts payable within one year
42/48€49k€431k▲
Trade debts payable within one year
44€7k€15k▲
Income statement
Code20242025
Gross operating margin
9900€94k€135k▲
Operating result
9901€55k€95k▲
Financial income
75€11k€12k▲
Financial charges
65€18k€19k▲
Result before taxes
9903€48k€89k▲
Income taxes
67/77€13k€24k▲
Net result for the period
9904€34k€64k▲
Result to be appropriated
9905€34k€64k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €34k ▼65.8%
Net result drops to €34k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 9.01
Current ratio from 4.46 to 9.01; short-term debt falls from €92k to €49k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-12
State Gazette act
Director changes
Christophe VERHAEGHE
30-06
Financial
Highest result since 2022net €100k ▲114%
Operating result €155k, net result €100k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
Véronique STANDAERT
CurrentNon-statutory director · since 18-12-2023
18-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Pittem · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteeldreef 208740 PittemGround area
1,097 m²
Building footprint
254 m²
Volume, LiDAR
2,019 m³
Parcel 37003C0361/00D000, Flanders · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
STANDAERT V. & C°
since 20032.131.517.590
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37003C0361/00D000 | Flanders | 1,097 m² | 1 · 254 m² | 10.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
KV CONSULTING SERVICES
BE 0880.224.025
Vosselaar · Eq €455k
CRISTO
BE 0444.279.301
Anderlecht · Eq €455k
BRITISH INVEST
BE 0476.182.007
Waregem · Eq €455k
BLUFINANCE
BE 0867.836.927
Ukkel · Eq €455k
21
BE 0803.561.955
Liège · Eq €455k
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 35,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2003
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
01500Mixed farming
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-08-2026. Scores and ratios are computed by Checked and are not a credit decision.