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Stamp - Atelier d'architecture

Active
Private limited companyfounded 201511 yrs activeWaterloosesteenweg 1391, 1180 Ukkel, BelgiumKBO/BCE: BE 0568.767.022

Stamp - Atelier d'architecture has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €29k. Equity is growing by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 7709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency84▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.45 against 2.13 in 2024; short-term debt: 40.8% and cash: 51.2% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.2%
Return on assets
30.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 11 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
15 d early
2024
7 d early
2023
68 d late
2022
2 d late
2021
31 d late
2020
18 d late
2019
13 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€56k▲ 29.2%
2024 · €44k
2018: €32k 2019: €33k 2020: €26k 2021: €41k 2022: €41k 2023: €23k 2024: €44k
2018 → 2025
Total assets
€95k▲ 17.5%
2024 · €81k
2018: €33k 2019: €70k 2020: €57k 2021: €80k 2022: €83k 2023: €72k 2024: €81k
2018 → 2025
Net result
€29k▲ 3.3%
2024 · €28k
2018: €-9k 2019: €911 2020: €-6k 2021: €21k 2022: €11k 2023: €-18k 2024: €28k
2018 → 2025
Working capital
€56k▲ 33.4%
2024 · €42k
2018: €30k 2019: €17k 2020: €3k 2021: €22k 2022: €20k 2023: €17k 2024: €42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€41k-€41k▼ 0.8%€23k▼ 44.5%€44k▲ 92.6%€56k▲ 29.2%
Operating result€29k-€19k▼ 35.1%€-14k€45k€43k▼ 4.9%
Net result€21k-€11k▼ 47.9%€-18k€28k€29k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40kOperating result 2021: €29k€29kNet result 2021: €21k€21kOperating result 2022: €19k€19kNet result 2022: €11k€11kOperating result 2023: €-14k€-14kNet result 2023: €-18k€-18kOperating result 2024: €45k€45kNet result 2024: €28k€28kOperating result 2025: €43k€43kNet result 2025: €29k€29k20212022202320242025
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €95k
Equity €56k▲ 29.2%
Debt €39k▲ 3.8%
The debt ratio falls from 46.2% to 40.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k
2024 · €48k
Cash flow
€30k
2024 · €30k
Solvency
59.2%
2024 · 53.8%
Current ratio
2.45
2024 · 2.13
Quick ratio
2.45
2024 · 2.13
Debt / equity
0.69
2024 · 0.86
ROE
51.0%
2024 · 63.8%
ROA
30.2%
2024 · 34.3%
Interest coverage
7.80
2024 · 6.35
Debt
€39k
2024 · €37k
Debt ≤ 1 year
€39k
2024 · €37k
Income taxes
€9k
2024 · €10k
Staff costs
€876
2024 · €131
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€81k€95k
Fixed assets21/28€1k€0
Tangible fixed assets22/27€1k€0
Furniture and vehicles24€1k€0
Current assets29/58€80k€95k
Amounts receivable within one year40/41€22k€33k
Trade receivables40€21k€33k
Other amounts receivable41€1k€242
Cash at bank and in hand54/58€47k€49k
Deferred charges and accrued income490/1€10k€13k
Equity and liabilities
Total equity and liabilities10/49€81k€95k
Equity10/15€44k€56k
Contributions10/11€12k€14k
Reserves13€19k€41k
Distributable reserves133€19k€41k
Profit (loss) carried forward14€12k€1k
Amounts payable17/49€37k€39k
Amounts payable within one year42/48€37k€39k
Trade debts44€14k€20k
Suppliers440/4€14k€20k
Taxes, remuneration and social security45€17k€16k
Taxes450/3€17k€16k
Remuneration and social security454/9-€30
Other amounts payable47/48€7k€3k
Accrued charges and deferred income492/3-€14
Income statement Code20242025
Remuneration, social security and pensions62€131€876
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k
Other operating charges640/8€4k€2k
Gross operating margin9900€52k€47k
Operating profit (loss)9901€45k€43k
Financial income75/76B€47€104
Recurring financial income75€47€104
Financial charges65/66B€7k€6k
Recurring financial charges65€7k€6k
Profit (loss) for the period before taxes9903€38k€37k
Income taxes67/77€10k€9k
Profit (loss) for the period9904€28k€29k
Profit (loss) for the period to be appropriated9905€28k€29k
Appropriation of the result
Profit (loss) to be appropriated9906€15k€41k
Profit (loss) brought forward from the previous period14P€-12k€12k
Transfer from equity791/2€9k€4k
Transfer to equity691/2€5k€28k
To contributions691-€2k
To other reserves6921€5k€26k
Profit to be distributed694/7€7k€16k
Return on contributions (dividend)694€7k€16k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €29k ▲3.3%
Net result €29k, the highest in the series.
24-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €28k
Net result €28k after one loss-making year.
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial Weakest financial yearnet €-18k ▼263%
Net result drops to €-18k, the lowest in the series; recovery starts the following year.
02-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial Back to profitnet €21k
Net result €21k after one loss-making year.
18-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
13-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
31-12
Financial Back to profitnet €911
Net result €911 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-01-2019 Resigned as Managing director
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2015
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterloosesteenweg 13911180 Ukkel
Ground area
1.1 ha
Building footprint
873 m²
Volume, LiDAR
7,435 m³
2 parcels, Brussels · tallest building 13.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Stamp - Atelier d'architecture
Stallestraat 26, 1180 UkkelActivities of building architects
since 20152.238.529.574
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616A0271/00A000 Brussels 9,080 m² 1 · 339 m² 13.5 m · 4 fl.
21614H0006/00E019
ProtectedSite or landscapeBoom: Gewone Magnolia (Magnolia x soulangeana)Source ↗
Brussels 2,006 m² 1 · 533 m² 12.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,990 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-01-2015
Fiscal year end31-12
Abbreviation FR Stamp
Activities, NACEBEL
71111Activities of building architects
82990Other business support services
70200Business and other management consultancy
70220Business consulting
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.