STALER
ActiveSummary
STALER has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.01M and a net result of €196k. Equity is growing by ~52.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 24.91 against 43.45 in 2024; short-term debt: 3.9% and cash: 94.1% of total assets), and 3.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
20 d early
2022
20 d early
2021
30 d early
2020
37 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.01M▲ 20.2%
2024 · €840k
2018: €65k
2019: €106k
2020: €134k
2021: €162k
2022: €404k
2023: €714k
2024: €840k
2018 → 2025
Total assets
€1.05M▲ 22.3%
2024 · €859k
2018: €80k
2019: €109k
2020: €134k
2021: €178k
2022: €638k
2023: €756k
2024: €859k
2018 → 2025
Net result
€196k▲ 38.6%
2024 · €142k
2018: €15k
2019: €41k
2020: €28k
2021: €28k
2022: €318k
2023: €320k
2024: €142k
2018 → 2025
Working capital
€977k▲ 23.8%
2024 · €789k
2018: €65k
2019: €106k
2021: €162k
2022: €356k
2023: €644k
2024: €789k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€404k▲ 149%€714k▲ 76.7%€840k▲ 17.8%€1.01M▲ 20.2%
Operating result€39k-€440k▲ 1,035%€550k▲ 25.1%€197k▼ 64.3%€266k▲ 35.1%
Net result€28k-€318k▲ 1,029%€320k▲ 0.4%€142k▼ 55.7%€196k▲ 38.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 35% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€33k ▼ 35.3%
Current assets
€1.02M ▲ 26.0%
Equity and liabilities €1.05M
Equity
€1.01M ▲ 20.2%
Debt
€41k ▲ 120%
Debt's share of the balance-sheet total rises from 2.2% to 3.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€284k▲
2024 · €215k
Cash flow
€215k▲
2024 · €160k
Current ratio
24.91▼
2024 · 43.45
Debt to equity
0.04▲
2024 · 0.02
ROE
19.5%▲
2024 · 16.9%
ROA
18.7%▲
2024 · 16.5%
Interest coverage
1253.06▲
2024 · 672.27
Debt ≤ 1 year
€41k▲
2024 · €19k
Income taxes
€74k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€859k€1.05M▲
Fixed assets21/28€51k€33k▼
Tangible fixed assets22/27€51k€33k▼
Furniture and vehicles24€50k€33k▼
Other tangible fixed assets26€1k€277▼
Financial fixed assets28€40€40=
Current assets29/58€808k€1.02M▲
Amounts receivable within one year40/41€46k€29k▼
Other amounts receivable41€46k€29k▼
Cash at bank and in hand54/58€761k€989k▲
Equity and liabilities
Total equity and liabilities10/49€859k€1.05M▲
Equity10/15€840k€1.01M▲
Contributions10/11€6k€6k=
Reserves13€834k€1.00M▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€832k€1.00M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€41k▲
Amounts payable within one year42/48€19k€41k▲
Trade debts44€0€3k▲
Suppliers440/4€0€3k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€1k▲
Remuneration and social security454/9-€7k
Other amounts payable47/48€17k€30k▲
Income statement
Code20242025
Non-recurring operating income76A-€56k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€216k€285k▲
Operating profit (loss)9901€197k€266k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€319€226▼
Recurring financial charges65€319€226▼
Profit (loss) for the period before taxes9903€199k€271k▲
Income taxes67/77€57k€74k▲
Profit (loss) for the period9904€142k€196k▲
Profit (loss) for the period to be appropriated9905€142k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€142k€196k▲
Transfer from equity791/2€15k€27k▲
Transfer to equity691/2€142k€196k▲
To other reserves6921€142k€196k▲
Profit to be distributed694/7€15k€27k▲
Return on contributions (dividend)694€15k€27k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €1MEq €1.01M ▲20.2%
8 profitable years in a row build equity to €1.01M.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 43.45
Current ratio from 16.13 to 43.45; short-term debt falls from €43k to €19k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €320k ▲0.4%
Operating result €550k, net result €320k, both a record.
31-12
Financial
Liquidity times 6current ratio 16.13
Current ratio from 2.52 to 16.13; short-term debt falls from €234k to €43k.
31-12
Financial
Equity above €500kEq €714k ▲76.7%
6 profitable years in a row build equity to €714k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €404k ▲149%
5 profitable years in a row build equity to €404k.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €162k ▲21.1%
4 profitable years in a row build equity to €162k.
Show earlier events
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 6current ratio 33.68
Current ratio from 5.27 to 33.68; short-term debt falls from €15k to €3k.
31-12
Financial
Equity above €100kEq €106k ▲63.1%
2 profitable years in a row build equity to €106k.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cambeenbos laan C 342960 BrechtGround area
913 m²
Building footprint
213 m²
Volume, LiDAR
939 m³
Parcel 11009M0010/00S009, Flanders · tallest building 18.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
STALER
since 20112.202.181.397
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11009M0010/00S009 | Flanders | 913 m² | 1 · 213 m² | 18.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 4,370 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2011
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:jarek.strek@staler.be