STABIC
ActiveSummary
STABIC has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €898k and a net result of €32k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 83% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▼-7
Solvency97▼-3
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 3.03 in 2024; short-term debt: 28% and cash: 60% of total assets), and 28% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72%
Return on assets
2.5%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
2 d late
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€898k▲ 3.7%
2024 · €866k
2018: €880k
2019: €1.00M▲ +14.0% vs 2018
2020: €1.00M● 0.0% vs 2019
2021: €1.05M▲ +4.6% vs 2020highest in 8 years
2022: €877k▼ -16.4% vs 2021
2023: €903k▲ +3.0% vs 2022
2024: €866k▼ -4.1% vs 2023lowest in 8 years
2025: €898k▲ +3.7% vs 2024
2018 → 2025
Total assets
€1.25M▲ 8.7%
2024 · €1.15M
2018: €1.31M
2019: €1.33M▲ +1.5% vs 2018
2020: €1.54M▲ +15.6% vs 2019highest in 8 years
2021: €1.42M▼ -7.5% vs 2020
2022: €1.14M▼ -19.9% vs 2021lowest in 8 years
2023: €1.26M▲ +10.4% vs 2022
2024: €1.15M▼ -9.0% vs 2023
2025: €1.25M▲ +8.7% vs 2024
2018 → 2025
Net result
€32k▼ 65.8%
2024 · €93k
2018: €266khighest in 8 years
2019: €266k● 0.0% vs 2018highest in 8 years
2020: €134k▼ -49.6% vs 2019
2021: €134k▲ +0.1% vs 2020
2022: €40k▼ -70.2% vs 2021
2023: €26k▼ -34.8% vs 2022lowest in 8 years
2024: €93k▲ +257% vs 2023
2025: €32k▼ -65.8% vs 2024
2018 → 2025
Working capital
€568k▲ 0.2%
2024 · €567k
2018: €754k
2019: €817k▲ +8.3% vs 2018highest in 8 years
2020: €690k▼ -15.6% vs 2019
2021: €796k▲ +15.4% vs 2020
2022: €613k▼ -23.0% vs 2021
2023: €629k▲ +2.6% vs 2022
2024: €567k▼ -9.9% vs 2023lowest in 8 years
2025: €568k▲ +0.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.05M-€877k▼ 16.4%€903k▲ 3.0%€866k▼ 4.1%€898k▲ 3.7%
2021: €1.05Mhighest in 5 years
2022: €877k▼ -16.4% vs 2021
2023: €903k▲ +3.0% vs 2022
2024: €866k▼ -4.1% vs 2023lowest in 5 years
2025: €898k▲ +3.7% vs 2024
Operating result€210k-€60k▼ 71.3%€48k▼ 20.7%€124k▲ 160%€59k▼ 52.1%
2021: €210khighest in 5 years
2022: €60k▼ -71.3% vs 2021
2023: €48k▼ -20.7% vs 2022lowest in 5 years
2024: €124k▲ +160% vs 2023
2025: €59k▼ -52.1% vs 2024
Net result€134k-€40k▼ 70.2%€26k▼ 34.8%€93k▲ 257%€32k▼ 65.8%
2021: €134khighest in 5 years
2022: €40k▼ -70.2% vs 2021
2023: €26k▼ -34.8% vs 2022lowest in 5 years
2024: €93k▲ +257% vs 2023
2025: €32k▼ -65.8% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.25M
Fixed assets
€330k ▲ 10.2%
Current assets
€917k ▲ 8.2%
Equity and liabilities €1.25M
Equity
€898k ▲ 3.7%
Debt
€349k ▲ 24.4%
Debt's share of the balance-sheet total rises from 24.4% to 28.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82k▼
2024 · €133k
Cash flow
€54k▼
2024 · €102k
Current ratio
2.63▼
2024 · 3.03
Quick ratio
2.31▼
2024 · 2.86
Debt to equity
0.39▲
2024 · 0.32
ROE
3.5%▼
2024 · 10.7%
ROA
2.5%▼
2024 · 8.1%
Interest coverage
7.15▼
2024 · 55.26
Debt ≤ 1 year
€349k▲
2024 · €280k
Income taxes
€20k▼
2024 · €33k
Staff costs
€117k▼
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 60 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.25M▲
Fixed assets21/28€299k€330k▲
Tangible fixed assets22/27€296k€327k▲
Land and buildings22€153k€153k=
Plant, machinery and equipment23€21k€16k▼
Furniture and vehicles24€123k€158k▲
Financial fixed assets28€3k€3k=
Current assets29/58€847k€917k▲
Stocks and contracts in progress3€45k€113k▲
Stocks30/36€1k€3k▲
Contracts in progress37€44k€110k▲
Amounts receivable within one year40/41€73k€50k▼
Trade receivables40€64k€29k▼
Other amounts receivable41€9k€21k▲
Cash at bank and in hand54/58€722k€748k▲
Deferred charges and accrued income490/1€7k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.25M▲
Equity10/15€866k€898k▲
Contributions10/11€19k€19k=
Reserves13€848k€879k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€19k€19k=
Distributable reserves133€829k€861k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€280k€349k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€280k€349k▲
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€223k€321k▲
Suppliers440/4€223k€321k▲
Taxes, remuneration and social security45€17k€27k▲
Taxes450/3€7k€19k▲
Remuneration and social security454/9€10k€8k▼
Other amounts payable47/48€30k€0▼
Accrued charges and deferred income492/3€223€123▼
Income statement
Code20242025
Remuneration, social security and pensions62€134k€117k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€22k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€60k€20k▼
Other operating charges640/8€4k€11k▲
Gross operating margin9900€332k€231k▼
Operating profit (loss)9901€124k€59k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€2k€11k▲
Recurring financial charges65€2k€11k▲
Profit (loss) for the period before taxes9903€126k€52k▼
Income taxes67/77€33k€20k▼
Profit (loss) for the period9904€93k€32k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€93k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€93k€32k▼
Transfer from equity791/2€100k€0▼
Transfer to equity691/2€63k€32k▼
To other reserves6921€63k€32k▼
Profit to be distributed694/7€130k€0▼
Return on contributions (dividend)694€100k€0▼
Directors or managers695€30k€0▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €62k | €72k | €91k | €134k | €117k | ▼ 12.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13k | €14k | €13k | €9k | €22k | ▲ 147% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €60k | €20k | ▼ 66.7% |
| Other operating charges640/8 | €4k | €4k | €4k | €4k | €11k | ▲ 167% |
| Gross operating margin9900 | €289k | €149k | €155k | €332k | €231k | ▼ 30.5% |
| Operating profit (loss)9901 | €210k | €60k | €48k | €124k | €59k | ▼ 52.1% |
| Financial income75/76B | €5k | €6k | €2k | €4k | €4k | ▲ 3.2% |
| Recurring financial income75 | €5k | €6k | €2k | €4k | €4k | ▲ 3.2% |
| Financial charges65/66B | €16k | €6k | €1k | €2k | €11k | ▲ 374% |
| Recurring financial charges65 | €16k | €6k | €1k | €2k | €11k | ▲ 374% |
| Profit (loss) for the period before taxes9903 | €198k | €60k | €48k | €126k | €52k | ▼ 58.5% |
| Income taxes67/77 | €64k | €20k | €22k | €33k | €20k | ▼ 37.9% |
| Profit (loss) for the period9904 | €134k | €40k | €26k | €93k | €32k | ▼ 65.8% |
| Transfer from tax-exempt reserves789 | - | - | €62k | €0 | - | - |
| Profit (loss) for the period to be appropriated9905 | €134k | €40k | €88k | €93k | €32k | ▼ 65.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.42M | €1.14M | €1.26M | €1.15M | €1.25M | ▲ 8.7% |
| Fixed assets21/28 | €310k | €297k | €284k | €299k | €330k | ▲ 10.2% |
| Tangible fixed assets22/27 | €307k | €294k | €281k | €296k | €327k | ▲ 10.3% |
| Land and buildings22 | €153k | €153k | €153k | €153k | €153k | = |
| Plant, machinery and equipment23 | - | - | - | €21k | €16k | ▼ 23.4% |
| Furniture and vehicles24 | €154k | €142k | €128k | €123k | €158k | ▲ 28.8% |
| Other tangible fixed assets26 | €122 | - | - | - | - | - |
| Financial fixed assets28 | €3k | €3k | €3k | €3k | €3k | = |
| Current assets29/58 | €1.11M | €844k | €975k | €847k | €917k | ▲ 8.2% |
| Amounts receivable after more than one year29 | €60k | - | - | - | - | - |
| Other amounts receivable291 | €60k | - | - | - | - | - |
| Stocks and contracts in progress3 | €67k | €10k | €120k | €45k | €113k | ▲ 151% |
| Stocks30/36 | €15k | €2k | €3k | €1k | €3k | ▲ 182% |
| Contracts in progress37 | €52k | €9k | €118k | €44k | €110k | ▲ 150% |
| Amounts receivable within one year40/41 | €230k | €251k | €213k | €73k | €50k | ▼ 31.4% |
| Trade receivables40 | €197k | €197k | €141k | €64k | €29k | ▼ 54.9% |
| Other amounts receivable41 | €32k | €54k | €73k | €9k | €21k | ▲ 128% |
| Cash at bank and in hand54/58 | €749k | €572k | €637k | €722k | €748k | ▲ 3.6% |
| Deferred charges and accrued income490/1 | €9k | €9k | €5k | €7k | €6k | ▼ 14.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.42M | €1.14M | €1.26M | €1.15M | €1.25M | ▲ 8.7% |
| Equity10/15 | €1.05M | €877k | €903k | €866k | €898k | ▲ 3.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €1.03M | €859k | €885k | €848k | €879k | ▲ 3.7% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €0 | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €0 | - | - |
| Tax-exempt reserves132 | €81k | €81k | €19k | €19k | €19k | = |
| Distributable reserves133 | €948k | €776k | €864k | €829k | €861k | ▲ 3.8% |
| Profit (loss) carried forward14 | - | - | - | €0 | €0 | - |
| Amounts payable17/49 | €375k | €264k | €356k | €280k | €349k | ▲ 24.4% |
| Amounts payable after more than one year17 | €56k | €33k | €10k | €0 | - | - |
| Financial debts170/4 | €56k | €33k | €10k | €0 | - | - |
| Amounts payable within one year42/48 | €319k | €230k | €346k | €280k | €349k | ▲ 24.5% |
| Current portion of amounts payable after more than one year42 | €23k | €23k | €23k | €10k | €0 | ▼ 100% |
| Trade debts44 | €284k | €202k | €312k | €223k | €321k | ▲ 43.8% |
| Suppliers440/4 | €284k | €202k | €312k | €223k | €321k | ▲ 43.8% |
| Taxes, remuneration and social security45 | €3k | €5k | €11k | €17k | €27k | ▲ 58.5% |
| Taxes450/3 | €153 | €123 | €174 | €7k | €19k | ▲ 173% |
| Remuneration and social security454/9 | €3k | €5k | €11k | €10k | €8k | ▼ 21.3% |
| Other amounts payable47/48 | €9k | €10 | €10 | €30k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | €192 | €223 | €123 | ▼ 44.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €134k | €40k | €26k | €93k | €32k | ▼ 65.8% |
| + Depreciation and write-downs630 | €13k | €14k | €13k | €9k | €22k | ▲ 147% |
| Operating cash flow (approximation) | €147k | €53k | €39k | €102k | €54k | ▼ 46.9% |
| Investment in fixed assets (approximation) | - | €-982 | €0 | €-24k | €-53k | ▼ 118% |
| Change in cash | - | €-177k | €65k | €85k | €26k | ▼ 69.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €26k ▼34.8%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 2 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €1MEq €1.00M ▲14%
2 profitable years in a row build equity to €1.00M.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 2 establishment units since 2012
Ground area
2,348 m²
Building footprint
657 m²
Volume, LiDAR
888 m³
2 parcels, Flanders · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
2 establishment units
STABIC
since 20122.210.877.943
STABIC
since 20232.353.181.101
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37303I0147/00R002 | Flanders | 1,697 m² | 1 · 471 m² | - |
| 37015K0548/00M000 | Flanders | 652 m² | 1 · 186 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 6,847 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-06-2012
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
25110Manufacture of metal structures and parts of structures
41003General construction of other non-residential buildings
43410Roofing work
43990Other specialised construction activities
71111Activities of building architects
Scores and ratios are computed by Checked and are not a credit decision.