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STAARC+

Active
Private limited company·Activiteiten van interieurarchitecten· 5 yrs active
Sint Huybrechtstraat 64 ·1785 Merchtem, Belgium
KBO/BCE: BE 0753.483.825
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Age5 yrs
Board1
Real estate1 parcel · 1,116 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of STAARC+ is 0.7% (low). The 2025 annual accounts show equity of €8k and a net result of €-978. Its solvency ranks better than 95% of 1162 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 1162 peers (2025). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 02-02-2026 2 d late 2026-00033066
30-06-2024 31-01-2025 30-01-2025 1 d early 2025-00022268
30-06-2023 31-01-2024 29-01-2024 2 d early 2024-00023145
30-06-2022 31-01-2023 31-01-2023 on the day 2023-00013713
30-06-2021 31-01-2022 31-01-2022 on the day 2022-03000252

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.7% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-978+26.8%
Working capital€8k+35.9%

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 02-02-2026 with the NBB · fiscal year 2025 · micro
€-2k€-1k€-500€0Operating result 2021: €-1k€-1kNet result 2021: €-1k€-1kOperating result 2025: €-760€-760Net result 2025: €-978€-97820212025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 71, Architecture & engineering · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 97.1% 55.1%
better than 95% of 1162 sector peers
Net result €-978 €24k
better than 12% of 1161 sector peers
Equity €8k €51k
better than 17% of 1162 sector peers
Gross operating margin €-373 €43k
better than 7% of 1161 sector peers
Total assets €9k €106k
better than 5% of 1162 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-978
+26.8% 21-25
Total assets
€9k
+29.2% 21-25
Equity
€8k
+35.9% 21-25
Working capital
€8k
+35.9% 21-25
Debt
€254
-51.1% 21-25
Debt ≤ 1y
€254
-51.1% 21-25
Current ratio
33.99
+164.4% 21-25
Quick ratio
33.99
+164.4% 21-25
Solvency
97.1%
+5.2% 21-25
Debt / equity
0.03
- 21-25
ROE
-11.7%
+46.1% 21-25
ROA
-11.3%
+43.3% 21-25
Figures by fiscal year
Fiscal year2025
Depositmicro
Revenue-
EBITDA-
Net profit€-978
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€9k
Equity€8k
Debt€254
of which ≤ 1y€254
of which > 1y-
Working capital€8k
Employees (FTE)-
Ratios (computed)
2025
Current ratio33.99
Quick ratio33.99
Working capital ratio97.1%
Solvency97.1%
Debt / equity0.03
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-11.3%
ROE-11.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€9k
Current assets 29/58€9k
Amounts receivable within one year 40/41€941
Cash & bank 54/58€7k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€9k
Equity 10/15€8k
Contributions / capital 10/11€8k
Reserves 13€880
Amounts payable 17/49€254
Amounts payable within one year 42/48€254
Trade debts payable within one year 44€242
Income statement
Gross operating margin 9900€-373
Operating result 9901€-760
Financial charges 65€218
Result before taxes 9903€-978
Net result for the period 9904€-978
Result to be appropriated 9905€-978
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2025 · computed
73 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

3 directors
Current directors & mandates
  • Lore Verheyleweghen
    Director
    State Gazette act 25085947 (09-07-2025)
    Current
    10-06-2025 → present
Former directors (2)
  • Grégory Truijens
    Director
    State Gazette act 25085947 (09-07-2025)
    Former
    - → 10-06-2025
  • Neven Stefanie
    Director
    State Gazette act 24085459 (05-06-2024)
    Former
    - → 13-06-2023
    2 events
    • 13-06-2023 Resigned· Director
    • 13-06-2023 Resigned· Daily management
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van interieurarchitecten(71112)
Legal form Private limited company(610)
Incorporation31-08-2020
StatusActive
Postal code1785

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Sint Huybrechtstraat 641785 Merchtem

Establishment units

1 location
STAARC+
Sint Huybrechtstraat 64, 1785 MerchtemVervaardiging van keukenmeubelen
since 20202.312.006.975
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,116 m²
Buildings1
Building footprint212 m²
Volume (LiDAR)1,060 m³
Tallest building8.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23052B0205/00Y002 Flanders 1,116 m² 1 · 212 m² 8.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

2 acts
All acts · 2 updated 1 year ago
2025
09-07-2025 1 director appointed, 1 resigning Director changes
  • Lore Verheyleweghen, Bestuurder
  • Grégory Truijens, Bestuurder
2024
05-06-2024 2 resigning Director changes
  • Neven Stefanie, Bestuurder
  • Neven Stefanie, Dagelijks bestuur

Analysis

Snowflake analysis

financial profile on 5 axes
Health73Profitability0Solvency100Growth78Stability94
69 / 100

Strong profile, led by solvency.

All 5 axes are computed from data Checked has read.

Health 73
Profitability 0
Solvency 100
Growth 78
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 359 of the 3,942 companies in this sector. 257 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Interieurarchitecten71112Activiteiten van interieurarchitecten71112
Primary activity highlighted.
Names & trade names
Legal nameNL STAARC+
Registered office
Sint Huybrechtstraat 64 bus 1
1785 Merchtem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.