SRL FONSA
ActiveSummary
SRL FONSA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €3k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 86% of 10359 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▲+30
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 5.45 against 6.0 in 2024; short-term debt: 18.4% and cash: 38.9% of total assets), and 23.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.6%
Return on assets
5.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
24 d late
2023
203 d late
2021
17 d late
2020
17 d late
2018
19 d late
2016
29 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€36k▲ 7.7%
2024 · €34k
2018: €30k
2020: €36k
2021: €47k
2023: €36k
2024: €34k
2018 → 2025
Total assets
€47k▲ 17.1%
2024 · €40k
2018: €32k
2020: €42k
2021: €61k
2023: €41k
2024: €40k
2018 → 2025
Net result
€3k
2024 · €-3k
2018: €-3k
2020: €8k
2021: €11k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€39k▲ 14.7%
2024 · €34k
2018: €23k
2020: €36k
2021: €47k
2023: €36k
2024: €34k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€36k-€47k▲ 28.8%€36k▼ 23.0%€34k▼ 7.2%€36k▲ 7.7%
Operating result€7k-€12k▲ 75.1%€-3k€-3k▼ 10.0%€4k
Net result€8k-€11k▲ 31.9%€-2k€-3k▼ 15.7%€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €47k
Equity
€36k ▲ 7.7%
Debt
€11k ▲ 63.9%
Debt's share of the balance-sheet total rises from 16.7% to 23.4%. Equity and debt are higher.
Key figures and ratios
Current ratio
5.45▼
2024 · 6.00
Quick ratio
2.68▼
2024 · 2.78
Debt to equity
0.30▲
2024 · 0.20
ROE
7.1%▲
2024 · -7.7%
ROA
5.5%▲
2024 · -6.5%
Debt ≤ 1 year
€9k▲
2024 · €7k
Income taxes
€258
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€40k€47k▲
Current assets29/58€40k€47k▲
Stocks and contracts in progress3€22k€24k▲
Stocks30/36€22k€24k▲
Amounts receivable within one year40/41€767€5k▲
Trade receivables40€767€4k▲
Other amounts receivable41-€1k
Cash at bank and in hand54/58€18k€18k▲
Deferred charges and accrued income490/1-€84
Equity and liabilities
Total equity and liabilities10/49€40k€47k▲
Equity10/15€34k€36k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€2k€30k▲
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133-€28k
Profit (loss) carried forward14€26k-
Amounts payable17/49€7k€11k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€310€2k▲
Suppliers440/4€310€2k▲
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€5k€5k=
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-2k€5k▲
Operating profit (loss)9901€-3k€4k▲
Financial income75/76B€757-
Recurring financial income75€757-
Financial charges65/66B€111€898▲
Recurring financial charges65€111€898▲
Profit (loss) for the period before taxes9903€-3k€3k▲
Income taxes67/77-€258
Profit (loss) for the period9904€-3k€3k▲
Profit (loss) for the period to be appropriated9905€-3k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€28k▲
Profit (loss) brought forward from the previous period14P€28k€26k▼
Transfer to equity691/2-€28k
To other reserves6921-€28k
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 25 days late
2025
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
19-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 203 days late
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
2021
31-12
Financial
Highest result since 2018net €11k ▲31.9%
Operating result €12k, net result €11k, both a record.
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 19 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
28-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 28 days late
2015
26-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 26 days late
2014
21-08
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Reine Elisabeth 19A4684 OupeyeGround area
172 m²
Building footprint
97 m²
Volume, LiDAR
658 m³
Parcel 62048B0698/00F002, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue Reine Elisabeth 19A, 4684 Oupeye
since 19972.082.396.592
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62048B0698/00F002 | Wallonia | 172 m² | 1 · 97 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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UNI TEX
BE 0723.554.078
Sint-Jans-Molenbeek · Eq €35,690
INTERSTOFF
BE 0477.016.108
Sint-Jans-Molenbeek · Eq €36,839
ELUNA
BE 0860.342.092
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Of 1,271 companies in sector 47512 we hold annual accounts for 581. 425 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-1997
Fiscal year end31-12
Activities, NACEBEL 2025
47512Retail sale of household textiles and bedding
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.