Age4 yrs
Connections1
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of SPLV Management is 0.6% (low). The 2024 annual accounts show equity of €18k and a net result of €489. Its solvency ranks better than 19% of 12464 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Signals
2 signals · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 12464 sector peers (2024).
View the sector comparison Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No administrative flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.6%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€489-96.2%
Working capital€6k+6.1%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 26-08-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 19.0% | 60.6% | |
| Net result | €489 | €31k | |
| Equity | €18k | €63k | |
| Gross operating margin | €44k | €52k | |
| Total assets | €97k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€42k
+1.4%
+117% vs sector
€489
-96.2%
-96% vs sector
€14k
-58.3%
+3% vs sector
€97k
-21.7%
+9% vs sector
€18k
+2.7%
-33% vs sector
€6k
+6.1%
-74% vs sector
€558
-87.9%
-96% vs sector
€78k
-25.9%
+62% vs sector
€56k
-19.5%
+15% vs sector
€23k
-37.8%
far above sector median
1.10
+2.3%
-29% vs sector
1.10
+2.3%
-29% vs sector
19.0%
+31.3%
-58% vs sector
4.27
-27.8%
+256% vs sector
2.7%
-96.3%
-97% vs sector
0.5%
-95.1%
-99% vs sector
1.54
-89.0%
-95% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €42k |
| Net profit | €489 |
| Cash flow | €14k |
| Staff costs | - |
| Income taxes | €558 |
| Dividends | - |
| Total assets | €97k |
| Equity | €18k |
| Debt | €78k |
| of which ≤ 1y | €56k |
| of which > 1y | €23k |
| Working capital | €6k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.10 |
| Quick ratio | 1.10 |
| Working capital ratio | 5.9% |
| Solvency | 19.0% |
| Debt / equity | 4.27 |
| Long-term debt ratio | 1.24 |
| Interest coverage | 1.54 |
| Gross margin | - |
| Net margin | - |
| ROA | 0.5% |
| ROE | 2.7% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €97k |
| Fixed assets | 21/28 | €35k |
| Formation expenses | 20 | €0 |
| Tangible fixed assets | 22/27 | €35k |
| Financial fixed assets | 28 | €779 |
| Current assets | 29/58 | €61k |
| Amounts receivable within one year | 40/41 | €6k |
| Cash & bank | 54/58 | €55k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €97k |
| Equity | 10/15 | €18k |
| Contributions / capital | 10/11 | €5k |
| Accumulated profits (losses) | 14 | €13k |
| Amounts payable | 17/49 | €78k |
| Amounts payable after one year | 17 | €23k |
| Amounts payable within one year | 42/48 | €56k |
| Trade debts payable within one year | 44 | €10k |
| Income statement | ||
| Gross operating margin | 9900 | €44k |
| Operating result | 9901 | €28k |
| Financial income | 75 | €0 |
| Financial charges | 65 | €27k |
| Result before taxes | 9903 | €1k |
| Income taxes | 67/77 | €558 |
| Net result for the period | 9904 | €489 |
| Result to be appropriated | 9905 | €489 |
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan.
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Ratios computed by Checked.
Health barometer
FY 2024 · computed56
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Structure & network
Connections & network
1 connected companyGroup structure
Subsidiary · 2 locations
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Locations & real estate
Establishment units
1 locationSPLV Management
since 20222.334.037.457
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
No structured acts for this company yet
That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source and are complete.
Analysis
Snowflake analysis
financial profile on 5 axes48
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
56
Profitability
13
Solvency
26
Growth
52
Stability
94
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Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector, ranked by comparable sizeCompany registry
Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameFR | SPLV Management |
Registered office
Avenue Robert Schuman 10
1400 Nivelles, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.