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SPECCHIO

Active
Public limited company·Niet-gespecialiseerde groothandel· 32 yrs active
Adriaan Walckiersdreef 9 ·9031 Gent, Belgium
KBO/BCE: BE 0452.335.249
Watch Print / PDF
Belgian State Gazette acts: 0 of 7 read
Age32 yrs
Real estate1 parcel · 1,051 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of SPECCHIO is 0.4% (very low). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 17 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 30-06-2025 31 d early 2025-00210820
31-12-2023 31-07-2024 30-08-2024 30 d late 2024-00421869
31-12-2022 31-07-2023 03-07-2023 28 d early 2023-00189926
31-12-2021 31-07-2022 03-10-2022 64 d late 2022-20449529
31-12-2020 31-07-2021 23-07-2021 8 d early 2021-38500514
31-12-2019 31-07-2020 30-07-2020 1 d early 2020-36000263
31-12-2018 31-07-2019 12-08-2019 12 d late 2019-45100510
31-12-2017 31-07-2018 31-07-2018 on the day 2018-40100410
31-12-2016 31-07-2017 30-08-2017 30 d late 2017-50600575
31-12-2015 31-07-2016 09-08-2016 9 d late 2016-41100334

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Long-established
Founded in 1994, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.4% Very low
0%0,5%1,5%4%10%≥25%
Long track record −Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 30-06-2025 2025-00210820
31-12-2023 micro 30-08-2024 2024-00421869
31-12-2022 verkort 03-07-2023 2023-00189926
31-12-2021 verkort 03-10-2022 2022-20449529
31-12-2020 verkort 23-07-2021 2021-38500514
31-12-2019 verkort 30-07-2020 2020-36000263
31-12-2018 verkort 12-08-2019 2019-45100510
31-12-2017 verkort 31-07-2018 2018-40100410
31-12-2016 verkort 30-08-2017 2017-50600575
31-12-2015 verkort 09-08-2016 2016-41100334

Directors

Directors & mandates

under verification
7 of this company's 7 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (25085366). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Analex NVLegal entity
    Director· perm. rep.: Walter Dumarey
    State Gazette act 25085366 (08-07-2025)
    Current
    10-06-2024 → present
  • Anastasia Dumarey
    Director
    State Gazette act 25085366 (08-07-2025)
    Current
    10-06-2024 → present
  • Katarina Dumarey
    Director
    State Gazette act 25085366 (08-07-2025)
    Current
    10-06-2024 → present
Former directors (1)
  • Viviane Hoorne
    Director
    State Gazette act 25085366 (08-07-2025)
    Former
    - → 08-07-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Niet-gespecialiseerde groothandel(46900)
Legal form Public limited company(014)
Incorporation18-03-1994
StatusActive
Postal code9031

Structure & network

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap
4 companies at this address See who is registered here

Establishment units

1 location
SPECCHIO
Adriaan Walckiersdreef 9, 9031 GentGroothandel in vaat- en glaswerk
since 19942.066.968.842
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,051 m²
Buildings1
Building footprint274 m²
Volume (LiDAR)1,445 m³
Tallest building8.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44017B0201/00Y007 Flanders 1,051 m² 1 · 274 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 1 year ago
2025
08-07-2025 7 directors appointed, 1 resigning Director changes
  • Walter Dumarey, Bestuurder
  • Anastasia Dumarey, Bestuurder
  • Katarina Dumarey, Bestuurder
  • ANALEX NV, Gedelegeerd bestuurder
  • Walter Dumarey, Bestuurder
  • Anastasia Dumarey, Bestuurder
  • Katarina Dumarey, Bestuurder
  • Viviane Hoorne, Bestuurder

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 112 of the 1,555 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Niet-gespecialiseerde groothandel46900Niet-gespecialiseerde groothandel46900Overige groothandel51900
Primary activity highlighted.
Names & trade names
Legal nameNL SPECCHIO
Registered office
Adriaan Walckiersdreef 9
9031 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.