SOPA CONSULT
ActiveSOPA CONSULT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €13k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 29% of 9517 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+7
Solvency49▲+2
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.21 in 2023; short-term debt: 55.4% and cash: 23.5% of total assets), and 75.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
24.1%
Return on assets
5.7%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
35 d early
2022
29 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€56k▲ 9.6%
2023 · €51k
2022: €55k
2023: €51k
2022 → 2024
Total assets
€232k▲ 0.9%
2023 · €230k
2022: €121k
2023: €230k
2022 → 2024
Net result
€13k▲ 1,732%
2023 · €717
2022: €30k
2023: €717
2022 → 2024
Working capital
€29k▲ 21.9%
2023 · €24k
2022: €40k
2023: €24k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€55k-€51k▼ 7.2%€56k▲ 9.6%
Operating result€45k-€10k▼ 78.4%€33k▲ 238%
Net result€30k-€717▼ 97.6%€13k▲ 1,732%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 238% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€74k▼ 21.8%
Current assets
€158k▲ 16.8%
Equity and liabilities €232k
Equity
€56k▲ 9.6%
Debt
€176k▼ 1.6%
The debt ratio falls from 77.9% to 75.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€58k▲
2023 · €23k
Cash flow
€38k▲
2023 · €14k
Solvency
24.1%▲
2023 · 22.1%
Current ratio
1.23▲
2023 · 1.21
Quick ratio
1.23▲
2023 · 1.21
Debt / equity
3.16▼
2023 · 3.52
ROE
23.5%▲
2023 · 1.4%
ROA
5.7%▲
2023 · 0.3%
Interest coverage
9.87▲
2023 · 9.49
Debt
€176k▼
2023 · €179k
Debt ≤ 1 year
€129k▲
2023 · €111k
Debt > 1 year
€48k▼
2023 · €68k
Income taxes
€14k▲
2023 · €7k
Staff costs
€307k▲
2023 · €227k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€230k€232k▲
Fixed assets21/28€95k€74k▼
Intangible fixed assets21€289€43▼
Tangible fixed assets22/27€94k€74k▼
Plant, machinery and equipment23€9k€8k▼
Furniture and vehicles24€85k€66k▼
Financial fixed assets28€363€363=
Current assets29/58€135k€158k▲
Amounts receivable within one year40/41€93k€88k▼
Trade receivables40€89k€80k▼
Other amounts receivable41€4k€9k▲
Cash at bank and in hand54/58€34k€55k▲
Deferred charges and accrued income490/1€9k€15k▲
Equity and liabilities
Total equity and liabilities10/49€230k€232k▲
Equity10/15€51k€56k▲
Contributions10/11€400€400=
Reserves13€51k€55k▲
Distributable reserves133€51k€55k▲
Amounts payable17/49€179k€176k▼
Amounts payable after more than one year17€68k€48k▼
Financial debts170/4€68k€48k▼
Amounts payable within one year42/48€111k€129k▲
Current portion of amounts payable after more than one year42€44k€52k▲
Trade debts44€17k€9k▼
Suppliers440/4€17k€9k▼
Taxes, remuneration and social security45€44k€60k▲
Taxes450/3€17k€22k▲
Remuneration and social security454/9€27k€37k▲
Other amounts payable47/48€6k€8k▲
Accrued charges and deferred income492/3-€134
Income statement
Code20232024
Remuneration, social security and pensions62€227k€307k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€25k▲
Other operating charges640/8€3k€4k▲
Gross operating margin9900€253k€368k▲
Operating profit (loss)9901€10k€33k▲
Financial income75/76B€1€54▲
Recurring financial income75€1€54▲
Financial charges65/66B€2k€6k▲
Recurring financial charges65€2k€6k▲
Profit (loss) for the period before taxes9903€7k€27k▲
Income taxes67/77€7k€14k▲
Profit (loss) for the period9904€717€13k▲
Profit (loss) for the period to be appropriated9905€717€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€13k▲
Profit (loss) brought forward from the previous period14P€799-
Transfer from equity791/2€3k€8k▲
Transfer to equity691/2-€13k
To other reserves6921-€13k
Profit to be distributed694/7€5k€8k▲
Return on contributions (dividend)694€5k€8k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €717 ▼97.6%
Net result drops to €717, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de Maire(TOU) 107500 TournaiGround area
558 m²
Building footprint
112 m²
Parcel 57463L0484/00E049, Wallonia. Linked by address, not a title deed.
1 establishment unit
Sopa Consult
since 20182.277.751.426
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57463L0484/00E049 | Wallonia | 558 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SETH
BE 0684.833.163
Waasmunster · Eq €56k
REDECOR
BE 0862.157.873
Merelbeke-Melle · Eq €56k
TLCM
BE 0897.062.235
Tournai · Eq €56k
FinAce Consulting
BE 0794.587.475
Oud-Heverlee · Eq €56k
Whale Tail
BE 0802.751.907
Ninove · Eq €56k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 38,627 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.