Solvice
ActiveSummary
Solvice has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-25k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 1416 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▲+11
Solvency36▼-12
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 4.92 against 3.5 in 2024; short-term debt: 20.3% and cash: 15.2% of total assets), but 89.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-5.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-25k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
16 d early
2023
22 d early
2022
11 d early
2021
1 d late
2020
30 d late
2019
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€688k▲ 60.6%
2024 · €428k
2018: €116k
2019: €177k
2020: €342k
2023: €546k
2024: €428k
2018 → 2025
EBIT margin
-3.3%▲ 20.9pp
2024 · -24.3%
2018: -59.2%
2019: -23.4%
2020: 18.4%
2023: 3.3%
2024: -24.3%
2018 → 2025
Net result
€-25k▲ 76.7%
2024 · €-107k
2018: €-73k
2019: €-50k
2020: €54k
2021: €69k
2022: €-25k
2023: €16k
2024: €-107k
2018 → 2025
Working capital
€370k▲ 63.7%
2024 · €226k
2018: €-158k
2019: €-191k
2020: €-94k
2021: €280k
2022: €283k
2023: €377k
2024: €226k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€546k€428k▼ 21.5%€688k▲ 60.6%
Equity€191k-€166k▼ 13.1%€182k▲ 9.5%€75k▼ 59.0%€50k▼ 33.5%
Operating result€86k-€-19k€18k€-104k€-23k▲ 78.1%
Net result€69k-€-25k€16k€-107k€-25k▲ 76.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €23k in 2025 against €104k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €464k
Equity
€50k ▼ 33.5%
Provisions
€43 ▼ 8.8%
Debt
€414k ▲ 67.2%
Debt's share of the balance-sheet total rises from 76.8% to 89.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-19k▲
2024 · €-86k
Cash flow
€-21k▲
2024 · €-89k
Current ratio
4.92▲
2024 · 3.50
Debt to equity
8.34▲
2024 · 3.32
ROE
-50.4%▲
2024 · -143.8%
ROA
-5.4%▲
2024 · -33.3%
Interest coverage
-8.45▲
2024 · -24.40
Debt ≤ 1 year
€94k▲
2024 · €90k
Debt > 1 year
€0▼
2024 · €112k
Staff costs
€82k▲
2024 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€323k€464k▲
Fixed assets21/28€7k€0▼
Intangible fixed assets21€4k€0▼
Tangible fixed assets22/27€0-
Plant, machinery and equipment23€0-
Financial fixed assets28€3k€0▼
Current assets29/58€316k€464k▲
Amounts receivable within one year40/41€269k€346k▲
Trade receivables40€49k€327k▲
Other amounts receivable41€220k€19k▼
Cash at bank and in hand54/58€29k€71k▲
Deferred charges and accrued income490/1€19k€47k▲
Equity and liabilities
Total equity and liabilities10/49€323k€464k▲
Equity10/15€75k€50k▼
Contributions10/11€120k€120k=
Capital10€120k€120k=
Issued capital100€120k€120k=
Reserves13€12k€12k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€0-
Profit (loss) carried forward14€-57k€-82k▼
Provisions and deferred taxes16€47€43▼
Provisions for liabilities and charges160/5€47€43▼
Pensions and similar obligations160€47€43▼
Amounts payable17/49€248k€414k▲
Amounts payable after more than one year17€112k€0▼
Financial debts170/4€112k€0▼
Amounts payable within one year42/48€90k€94k▲
Trade debts44€73k€77k▲
Suppliers440/4€73k€77k▲
Taxes, remuneration and social security45€17k€18k▲
Taxes450/3€3k€4k▲
Remuneration and social security454/9€14k€14k▲
Accrued charges and deferred income492/3€46k€320k▲
Income statement
Code20242025
Turnover70€428k€688k▲
Non-recurring operating income76A-€6k
Goods, raw materials, services and sundry goods60/61€443k€648k▲
Remuneration, social security and pensions62€79k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€4k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8€2€-4▼
Other operating charges640/8€731€861▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€-6k€67k▲
Operating profit (loss)9901€-104k€-23k▲
Financial charges65/66B€4k€2k▼
Recurring financial charges65€4k€2k▼
Profit (loss) for the period before taxes9903€-107k€-25k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-107k€-25k▲
Profit (loss) for the period to be appropriated9905€-107k€-25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-107k€-82k▲
Profit (loss) brought forward from the previous period14P-€-57k
Transfer from equity791/2€51k€0▼
Transfer to equity691/2€0-
To the legal reserve6920€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-107k ▼777%
Net result drops to €-107k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €69k ▲26.8%
Operating result €86k, net result €69k, both a record.
31-12
Financial
Liquidity times 5current ratio 2.82
Current ratio from 0.52 to 2.82; short-term debt falls from €194k to €154k.
31-12
Financial
Equity above €150kEq €191k
2 profitable years in a row build equity to €191k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
31-12
Financial
Back to profitnet €54k
Net result €54k after 2 loss-making years.
Show earlier events
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
19-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 19 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleindokkaai 199000 GentGround area
1.5 ha
Building footprint
2,483 m²
Volume, LiDAR
28,704 m³
2 parcels, Flanders · tallest building 23.4 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Solvice
since 20142.250.372.383
Kleindokkaai 17, 9000 Gent
since 20222.334.251.352
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0420/00G000 | Flanders | 1.5 ha | 1 · 2,155 m² | 15.3 m · 3 fl. |
| 44807G0728/02G012 | Flanders | 328 m² | 1 · 328 m² | 23.4 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 105,203 EUR awarded · 105,203 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 0 EUR | 21,203 EUR |
| 2023 | 2 | 0 EUR | 84,000 EUR |
| 2022 | 1 | 105,203 EUR | 0 EUR |
Schemes
Strategisch onderzoekscentrum ICON project (SOC-ICON)
Onderzoeksproject
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.