Solutions for Business
ActiveSolutions for Business has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94k and a net result of €-94. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 19% of 20786 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability41▲+8
Solvency48▼-10
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 21.09 against 5.79 in 2023; short-term debt: 4.7% and cash: 64.6% of total assets), but 77.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.9%
Return on assets
0%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20786 sector peers (2024).
NBB · sector comparisonPosition among 20786 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
63 d late
2022
70 d late
2021
32 d late
2020
114 d late
2019
129 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€94k▼ 0.1%
2023 · €94k
2018: €22k
2019: €41k
2020: €61k
2021: €95k
2022: €94k
2023: €94k
2018 → 2024
Total assets
€413k▲ 44.3%
2023 · €286k
2018: €138k
2019: €355k
2020: €286k
2021: €312k
2022: €309k
2023: €286k
2018 → 2024
Net result
€-94
2023 · €870
2018: €14k
2019: €18k
2020: €21k
2021: €34k
2022: €-2k
2023: €870
2018 → 2024
Working capital
€389k▲ 68.5%
2023 · €231k
2018: €104k
2019: €321k
2020: €252k
2021: €276k
2022: €235k
2023: €231k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€61k-€95k▲ 55.1%€94k▼ 1.7%€94k▲ 0.9%€94k▼ 0.1%
Operating result€22k-€45k▲ 101%€4k▼ 90.2%€-1k€484
Net result€21k-€34k▲ 63.3%€-2k€870€-94
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €484 after a loss of €1k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €413k
Fixed assets
€4k▼ 37.2%
Current assets
€409k▲ 46.3%
Equity and liabilities €413k
Equity
€94k▼ 0.1%
Debt
€318k▲ 66.2%
The debt ratio rises from 67.0% to 77.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€3k▲
2023 · €1k
Cash flow
€2k▼
2023 · €3k
Solvency
22.9%▼
2023 · 33.0%
Current ratio
21.09▲
2023 · 5.79
Quick ratio
21.09▲
2023 · 5.79
Debt / equity
3.37▲
2023 · 2.03
ROE
-0.1%▼
2023 · 0.9%
ROA
0.0%▼
2023 · 0.3%
Interest coverage
2.62▲
2023 · 1.70
Debt
€318k▲
2023 · €192k
Debt ≤ 1 year
€19k▼
2023 · €48k
Income taxes
€6k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€286k€413k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€0-
Current assets29/58€279k€409k▲
Amounts receivable within one year40/41€265k€141k▼
Trade receivables40€157k€9k▼
Other amounts receivable41€109k€131k▲
Cash at bank and in hand54/58€13k€267k▲
Deferred charges and accrued income490/1€1k€887▼
Equity and liabilities
Total equity and liabilities10/49€286k€413k▲
Equity10/15€94k€94k▼
Contributions10/11€8k€8k=
Reserves13€34k€34k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€53k€52k▼
Amounts payable17/49€192k€318k▲
Amounts payable within one year42/48€48k€19k▼
Trade debts44€27k€13k▼
Suppliers440/4€27k€13k▼
Taxes, remuneration and social security45€21k€6k▼
Taxes450/3€21k€6k▼
Accrued charges and deferred income492/3€143k€299k▲
Income statement
Code20232024
Non-recurring operating income76A€7k€0▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€957€7k▲
Non-recurring operating charges66A€481€0▼
Gross operating margin9900€2k€10k▲
Operating profit (loss)9901€-1k€484▲
Financial income75/76B€5k€7k▲
Recurring financial income75€5k€7k▲
Financial charges65/66B€601€1k▲
Recurring financial charges65€601€1k▲
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€870€-94▼
Profit (loss) for the period to be appropriated9905€870€-94▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€52k▼
Profit (loss) brought forward from the previous period14P€52k€53k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 21.09
Current ratio from 5.79 to 21.09; short-term debt falls from €48k to €19k.
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 63 days late
2023
31-12
Financial
Back to profitnet €870
Net result €870 after one loss-making year.
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼105%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
31-12
Financial
Highest result since 2018net €34k ▲63.3%
Operating result €45k, net result €34k, both a record.
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 129 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 13.20
Current ratio from 4.46 to 13.20; short-term debt falls from €30k to €26k.
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
31-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koloniënstraat 111000 BrusselGround area
3,406 m²
Building footprint
3,354 m²
Volume, LiDAR
88,937 m³
Parcel 21804D1424/00E002, Brussels · tallest building 35.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
SOLUTIONS FOR BUSINESS
since 20132.218.939.831
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1424/00E002 | Brussels | 3,406 m² | 1 · 3,354 m² | 35.3 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
648827Z4U2EC089TSO72
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Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,963 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2013
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.