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Soins Vanroey

Active
Private limited company· 2 yrs active
Rue Wéry Pierre-Joseph 3 ·6040 Charleroi, Belgium
KBO/BCE: BE 1001.021.390
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Age2 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Soins Vanroey is 2.8% (moderate). The 2025 annual accounts show equity of €73k and a net result of €73k. Its solvency ranks better than 39% of 2224 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 30-06. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.
Deadline per financial year
Year closed Due by Filed Variance Reference
30-06-2025 31-01-2026 19-01-2026 12 d early 2026-00009920

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
2.8% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: healthy financial profile

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (micro schema)
EBIT marginNot published (micro schema)
Net result€73k
Working capital€35k

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 19-01-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 86, Human health · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 38.2% 57.9%
better than 39% of 2224 sector peers
Net result €73k €59k
better than 57% of 2222 sector peers
Equity €73k €74k
better than 50% of 2224 sector peers
Gross operating margin €108k €95k
better than 55% of 2224 sector peers
Total assets €190k €187k
better than 51% of 2224 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€107k
Net profit€73k
Cash flow€74k
Staff costs-
Income taxes€30k
Dividends-
Total assets€190k
Equity€73k
Debt€118k
of which ≤ 1y€42k
of which > 1y€75k
Working capital€35k
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.83
Quick ratio1.83
Working capital ratio18.4%
Solvency38.2%
Debt / equity1.62
Long-term debt ratio1.03
Interest coverage19.19
Gross margin-
Net margin-
ROA38.2%
ROE100.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€190k
Fixed assets 21/28€113k
Tangible fixed assets 22/27€3k
Financial fixed assets 28€110k
Current assets 29/58€77k
Amounts receivable within one year 40/41€46k
Cash & bank 54/58€31k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€190k
Equity 10/15€73k
Accumulated profits (losses) 14€73k
Amounts payable 17/49€118k
Amounts payable after one year 17€75k
Amounts payable within one year 42/48€42k
Trade debts payable within one year 44€706
Income statement
Gross operating margin 9900€108k
Operating result 9901€106k
Financial income 75€2k
Financial charges 65€6k
Result before taxes 9903€102k
Income taxes 67/77€30k
Net result for the period 9904€73k
Result to be appropriated 9905€73k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Wéry Pierre-Joseph 36040 Charleroi

Establishment units

1 location
Soins Vanroey
Rue Wéry Pierre-Joseph 3, 6040 CharleroiVerpleegkundige activiteiten
since 20232.383.136.976
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health86Profitability100Solvency78Growth-Stability67
83 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 86
Profitability 100
Solvency 78
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van verpleegkundigen en verloskundigen86940
Primary activity highlighted.
Names & trade names
Legal nameFR Soins Vanroey
Registered office
Rue Wéry Pierre-Joseph 3
6040 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.