SOGINFI
ActiveSOGINFI has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47k and a net result of €8k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 90 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+36
Solvency79▲+9
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.43 in 2024; short-term debt: 45.8% and cash: 26.4% of total assets), and 45.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 87
Relative position
BE, all sectors
reference
Sector 87
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.2%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
26 d late
2023
14 d late
2022
23 d late
2021
10 d early
2020
2 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 2.2%
2024 · €46k
2018: €83k
2019: €101k
2020: €109k
2021: €109k
2022: €94k
2023: €68k
2024: €46k
2018 → 2025
Total assets
€87k▼ 15.3%
2024 · €103k
2018: €126k
2019: €129k
2020: €133k
2021: €154k
2022: €145k
2023: €127k
2024: €103k
2018 → 2025
Net result
€8k
2024 · €-6k
2018: €20k
2019: €17k
2020: €8k
2021: €110
2022: €-15k
2023: €-7k
2024: €-6k
2018 → 2025
Working capital
€20k▼ 14.5%
2024 · €23k
2018: €56k
2019: €75k
2020: €68k
2021: €65k
2022: €55k
2023: €35k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€109k-€94k▼ 13.8%€68k▼ 27.7%€46k▼ 31.6%€47k▲ 2.2%
Operating result€3k-€-11k€-4k▲ 66.1%€-3k▲ 10.8%€13k
Net result€110-€-15k€-7k▲ 53.5%€-6k▲ 8.2%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€28k▲ 5.7%
Current assets
€60k▼ 22.4%
Equity and liabilities €87k
Equity
€47k▲ 2.2%
Debt
€40k▼ 29.6%
The debt ratio falls from 55.1% to 45.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€32k▲
2024 · €10k
Cash flow
€27k▲
2024 · €7k
Solvency
54.2%▲
2024 · 44.9%
Current ratio
1.49▲
2024 · 1.43
Quick ratio
1.40▲
2024 · 1.37
Debt / equity
0.85▼
2024 · 1.23
ROE
17.0%▲
2024 · -13.9%
ROA
9.2%▲
2024 · -6.2%
Interest coverage
17.99▲
2024 · 4.01
Debt
€40k▼
2024 · €57k
Debt ≤ 1 year
€40k▼
2024 · €54k
Income taxes
€3k▲
2024 · €568
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€87k▼
Fixed assets21/28€26k€28k▲
Tangible fixed assets22/27€26k€26k▲
Plant, machinery and equipment23€20k€24k▲
Furniture and vehicles24€1k€844▼
Other tangible fixed assets26€5k€2k▼
Financial fixed assets28-€1k
Current assets29/58€77k€60k▼
Amounts receivable after more than one year29€50k€18k▼
Other amounts receivable291€50k€18k▼
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€22k€9k▼
Trade receivables40€7k€3k▼
Other amounts receivable41€14k€5k▼
Cash at bank and in hand54/58€1k€23k▲
Deferred charges and accrued income490/1€990€7k▲
Equity and liabilities
Total equity and liabilities10/49€103k€87k▼
Equity10/15€46k€47k▲
Contributions10/11€6k€6k=
Reserves13€9k€9k=
Distributable reserves133€9k€9k=
Profit (loss) carried forward14€31k€32k▲
Amounts payable17/49€57k€40k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€54k€40k▼
Current portion of amounts payable after more than one year42€10k€3k▼
Trade debts44€4k€9k▲
Suppliers440/4€4k€9k▲
Taxes, remuneration and social security45€8k€21k▲
Taxes450/3€4k€17k▲
Remuneration and social security454/9€4k€4k=
Other amounts payable47/48€33k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€12k€36k▲
Operating profit (loss)9901€-3k€13k▲
Financial income75/76B€47€117▲
Recurring financial income75€47€117▲
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€-6k€11k▲
Income taxes67/77€568€3k▲
Profit (loss) for the period9904€-6k€8k▲
Profit (loss) for the period to be appropriated9905€-6k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€39k▲
Profit (loss) brought forward from the previous period14P€38k€31k▼
Transfer from equity791/2€15k€7k▼
Transfer to equity691/2-€7k
To other reserves6921-€7k
Profit to be distributed694/7€15k€7k▼
Return on contributions (dividend)694€15k€7k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €8k
Net result €8k after 3 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Weakest financial yearnet €-15k ▼13739%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Equity above €100kEq €101k ▲20.9%
2 profitable years in a row build equity to €101k.
10-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 10 days late
2018
11-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 11 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Somme-Leuze · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Cabus, Heure 45377 Somme-LeuzeGround area
2,038 m²
Building footprint
175 m²
Parcel 91066G0161/00A002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue des Cabus, Heure 4, 5377 Somme-Leuze
since 20122.208.821.444
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91066G0161/00A002 | Wallonia | 2,038 m² | 1 · 175 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COQUETTE
BE 0780.903.052
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CENTRE DE SANTÉ LES FORGERONS
BE 0793.968.655
La Louvière · Eq €56k
Des Amis
BE 1003.452.627
Keerbergen · Eq €35k
Au Jardin du Coeur
BE 0729.782.864
Fléron · Eq €73k
ROLAND CJC & Associés
BE 0475.832.609
Braine-le-Comte · Eq €27k
Of 29 companies in sector 87109 we hold annual accounts for 16. 12 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2012
Fiscal year end31-12
Activities, NACEBEL
87109Residential care activities
74104Other professional, scientific and technical activities
74130Interior design
96022Beauty treatment
96040Personal service activities
96220Beauty care and other beauty treatments
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.