SOGIBAT
ActiveSummary
SOGIBAT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €16k. Equity is growing by ~15.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 2179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+17
Solvency44▲+6
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.28 in 2024; short-term debt: 71.2% and cash: 18.8% of total assets), and 81.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.8%
Return on assets
3.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
26 d late
2023
27 d late
2022
24 d late
2021
3 d late
2020
44 d early
2019
7 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€95k▲ 20.6%
2024 · €79k
2018: €90k
2019: €33k
2020: €42k
2021: €42k
2022: €54k
2023: €55k
2024: €79k
2018 → 2025
Total assets
€505k▼ 17.8%
2024 · €614k
2018: €290k
2019: €358k
2020: €264k
2021: €191k
2022: €679k
2023: €579k
2024: €614k
2018 → 2025
Net result
€16k▼ 31.6%
2024 · €24k
2018: €1k
2019: €13k
2020: €9k
2021: €36
2022: €13k
2023: €517
2024: €24k
2018 → 2025
Working capital
€143k▲ 7.3%
2024 · €133k
2018: €123k
2019: €23k
2020: €24k
2021: €36k
2022: €150k
2023: €53k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€54k▲ 30.4%€55k▲ 1.0%€79k▲ 43.1%€95k▲ 20.6%
Operating result€4k-€17k▲ 368%€27k▲ 61.3%€47k▲ 75.8%€25k▼ 46.5%
Net result€36-€13k▲ 34,690%€517▼ 95.9%€24k▲ 4,474%€16k▼ 31.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €505k
Fixed assets
€2k ▼ 69.3%
Current assets
€502k ▼ 17.2%
Equity and liabilities €505k
Equity
€95k ▲ 20.6%
Debt
€410k ▼ 23.4%
Debt's share of the balance-sheet total falls from 87.2% to 81.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €52k
Cash flow
€21k▼
2024 · €29k
Current ratio
1.40▲
2024 · 1.28
Quick ratio
0.74▲
2024 · 0.45
Debt to equity
4.32▼
2024 · 6.81
ROE
17.1%▼
2024 · 30.1%
ROA
3.2%▼
2024 · 3.9%
Interest coverage
27.30▲
2024 · 3.88
Debt ≤ 1 year
€359k▼
2024 · €473k
Debt > 1 year
€50k▼
2024 · €62k
Income taxes
€8k▼
2024 · €10k
Staff costs
€-838▼
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€614k€505k▼
Fixed assets21/28€7k€2k▼
Tangible fixed assets22/27€7k€2k▼
Furniture and vehicles24€7k€2k▼
Financial fixed assets28€48€48=
Current assets29/58€606k€502k▼
Stocks and contracts in progress3€392k€236k▼
Stocks30/36€392k€236k▼
Amounts receivable within one year40/41€170k€168k▼
Trade receivables40€5k€22k▲
Other amounts receivable41€166k€146k▼
Cash at bank and in hand54/58€44k€95k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€614k€505k▼
Equity10/15€79k€95k▲
Contributions10/11€6k€6k=
Outside capital11€6k€6k=
Other1109/19€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€71k€87k▲
Amounts payable17/49€535k€410k▼
Amounts payable after more than one year17€62k€50k▼
Financial debts170/4€62k€50k▼
Amounts payable within one year42/48€473k€359k▼
Current portion of amounts payable after more than one year42€17k€12k▼
Trade debts44€325k€150k▼
Suppliers440/4€325k€150k▼
Taxes, remuneration and social security45€60k€68k▲
Taxes450/3€60k€68k▲
Other amounts payable47/48€72k€130k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1k€-838▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8€8k€6k▼
Gross operating margin9900€61k€36k▼
Operating profit (loss)9901€47k€25k▼
Financial income75/76B€19-
Recurring financial income75€19-
Financial charges65/66B€13k€1k▼
Recurring financial charges65€13k€1k▼
Profit (loss) for the period before taxes9903€33k€24k▼
Income taxes67/77€10k€8k▼
Profit (loss) for the period9904€24k€16k▼
Profit (loss) for the period to be appropriated9905€24k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€71k€87k▲
Profit (loss) brought forward from the previous period14P€47k€71k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Highest result since 2018net €24k ▲4474%
Operating result €47k, net result €24k, both a record.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Weakest financial yearnet €36 ▼99.6%
Net result drops to €36, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
12-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 43 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Seraing · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Sous les Vignes 8 +4101 SeraingGround area
1,465 m²
Building footprint
378 m²
Volume, LiDAR
2,353 m³
Parcel 62058B0399/00D008, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MAISON BOSCARINO
since 20102.191.746.969
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62058B0399/00D008 | Wallonia | 1,465 m² | 1 · 378 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 13,165 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.