SOFTEC.BE
ActiveSummary
SOFTEC.BE has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €18k. Equity is growing by ~25% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability90▼-10
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 48.61 against 5.25 in 2024; short-term debt: 1.8% and cash: 65.9% of total assets), and 1.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.2%
Return on assets
17%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
50 d early
2024
48 d early
2023
41 d early
2022
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 20.9%
2024 · €86k
2022: €52klowest in 4 years
2023: €54k▲ +3.5% vs 2022
2024: €86k▲ +57.9% vs 2023
2025: €103k▲ +20.9% vs 2024highest in 4 years
2022 → 2025
Total assets
€105k▲ 2.6%
2024 · €103k
2022: €70klowest in 4 years
2023: €78k▲ +10.9% vs 2022
2024: €103k▲ +32.2% vs 2023
2025: €105k▲ +2.6% vs 2024highest in 4 years
2022 → 2025
Net result
€18k▼ 42.9%
2024 · €31k
2022: €20k
2023: €47k▲ +129% vs 2022highest in 4 years
2024: €31k▼ -32.8% vs 2023
2025: €18k▼ -42.9% vs 2024lowest in 4 years
2022 → 2025
Working capital
€91k▲ 31.5%
2024 · €70k
2022: €47k
2023: €45k▼ -3.3% vs 2022lowest in 4 years
2024: €70k▲ +54.1% vs 2023
2025: €91k▲ +31.5% vs 2024highest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€52k-€54k▲ 3.5%€86k▲ 57.9%€103k▲ 20.9%
2022: €52klowest in 4 years
2023: €54k▲ +3.5% vs 2022
2024: €86k▲ +57.9% vs 2023
2025: €103k▲ +20.9% vs 2024highest in 4 years
Operating result€25k-€66k▲ 160%€45k▼ 32.2%€25k▼ 42.9%
2022: €25klowest in 4 years
2023: €66k▲ +160% vs 2022highest in 4 years
2024: €45k▼ -32.2% vs 2023
2025: €25k▼ -42.9% vs 2024
Net result€20k-€47k▲ 129%€31k▼ 32.8%€18k▼ 42.9%
2022: €20k
2023: €47k▲ +129% vs 2022highest in 4 years
2024: €31k▼ -32.8% vs 2023
2025: €18k▼ -42.9% vs 2024lowest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 43% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €105k
Fixed assets
€12k ▼ 28.3%
Current assets
€93k ▲ 8.7%
Equity and liabilities €105k
Equity
€103k ▲ 20.9%
Debt
€2k ▼ 88.8%
Debt's share of the balance-sheet total falls from 16.7% to 1.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €49k
Cash flow
€23k▼
2024 · €35k
Current ratio
48.61▲
2024 · 5.25
Debt to equity
0.02▼
2024 · 0.20
ROE
17.3%▼
2024 · 36.7%
ROA
17.0%▼
2024 · 30.5%
Interest coverage
35.02▼
2024 · 40.59
Debt ≤ 1 year
€2k▼
2024 · €16k
Income taxes
€7k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€103k€105k▲
Fixed assets21/28€17k€12k▼
Tangible fixed assets22/27€17k€12k▼
Plant, machinery and equipment23€14k€11k▼
Furniture and vehicles24€3k€1k▼
Current assets29/58€86k€93k▲
Amounts receivable within one year40/41€16k€23k▲
Trade receivables40€16k€11k▼
Other amounts receivable41€0€12k▲
Cash at bank and in hand54/58€52k€69k▲
Deferred charges and accrued income490/1€17k€1k▼
Equity and liabilities
Total equity and liabilities10/49€103k€105k▲
Equity10/15€86k€103k▲
Contributions10/11€150€150=
Reserves13€85k€103k▲
Distributable reserves133€85k€103k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€17k€2k▼
Amounts payable within one year42/48€16k€2k▼
Trade debts44€67€102▲
Suppliers440/4€67€102▲
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€10k€0▼
Accrued charges and deferred income492/3€750€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€629€644▲
Gross operating margin9900€49k€31k▼
Operating profit (loss)9901€45k€25k▼
Financial income75/76B€0€293▲
Recurring financial income75€0€293▲
Financial charges65/66B€1k€862▼
Recurring financial charges65€1k€862▼
Profit (loss) for the period before taxes9903€43k€25k▼
Income taxes67/77€12k€7k▼
Profit (loss) for the period9904€31k€18k▼
Profit (loss) for the period to be appropriated9905€31k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€18k▼
Transfer from equity791/2€0-
Transfer to equity691/2€31k€18k▼
To other reserves6921€31k€18k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €4k | €5k | ▲ 20.0% |
| Other operating charges640/8 | €799 | €617 | €629 | €644 | ▲ 2.3% |
| Gross operating margin9900 | €28k | €69k | €49k | €31k | ▼ 37.3% |
| Operating profit (loss)9901 | €25k | €66k | €45k | €25k | ▼ 42.9% |
| Financial income75/76B | €53 | €0 | €0 | €293 | ▲ 2,932,600% |
| Recurring financial income75 | €53 | €0 | €0 | €293 | ▲ 2,932,600% |
| Financial charges65/66B | €761 | €1k | €1k | €862 | ▼ 27.9% |
| Recurring financial charges65 | €761 | €1k | €1k | €862 | ▼ 27.9% |
| Profit (loss) for the period before taxes9903 | €25k | €64k | €43k | €25k | ▼ 42.6% |
| Income taxes67/77 | €4k | €18k | €12k | €7k | ▼ 41.9% |
| Profit (loss) for the period9904 | €20k | €47k | €31k | €18k | ▼ 42.9% |
| Profit (loss) for the period to be appropriated9905 | €20k | €47k | €31k | €18k | ▼ 42.9% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €70k | €78k | €103k | €105k | ▲ 2.6% |
| Fixed assets21/28 | €6k | €9k | €17k | €12k | ▼ 28.3% |
| Tangible fixed assets22/27 | €6k | €9k | €17k | €12k | ▼ 28.3% |
| Plant, machinery and equipment23 | €4k | €5k | €14k | €11k | ▼ 23.0% |
| Furniture and vehicles24 | €2k | €4k | €3k | €1k | ▼ 56.8% |
| Current assets29/58 | €64k | €69k | €86k | €93k | ▲ 8.7% |
| Amounts receivable within one year40/41 | €8k | €8k | €16k | €23k | ▲ 38.1% |
| Trade receivables40 | €3k | €0 | €16k | €11k | ▼ 33.8% |
| Other amounts receivable41 | €6k | €8k | €0 | €12k | - |
| Cash at bank and in hand54/58 | €46k | €45k | €52k | €69k | ▲ 33.2% |
| Deferred charges and accrued income490/1 | €10k | €16k | €17k | €1k | ▼ 93.1% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €70k | €78k | €103k | €105k | ▲ 2.6% |
| Equity10/15 | €52k | €54k | €86k | €103k | ▲ 20.9% |
| Contributions10/11 | €150 | €150 | €150 | €150 | = |
| Reserves13 | €52k | €54k | €85k | €103k | ▲ 21.0% |
| Distributable reserves133 | €52k | €54k | €85k | €103k | ▲ 21.0% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - |
| Amounts payable17/49 | €18k | €23k | €17k | €2k | ▼ 88.8% |
| Amounts payable within one year42/48 | €18k | €23k | €16k | €2k | ▼ 88.3% |
| Trade debts44 | €2k | €720 | €67 | €102 | ▲ 52.7% |
| Suppliers440/4 | €2k | €720 | €67 | €102 | ▲ 52.7% |
| Taxes, remuneration and social security45 | €2k | €4k | €6k | €2k | ▼ 71.5% |
| Taxes450/3 | €2k | €4k | €6k | €2k | ▼ 71.5% |
| Other amounts payable47/48 | €14k | €19k | €10k | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | - | - | €750 | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €20k | €47k | €31k | €18k | ▼ 42.9% |
| + Depreciation and write-downs630 | €2k | €2k | €4k | €5k | ▲ 20.0% |
| Operating cash flow (approximation) | €22k | €49k | €35k | €23k | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | €-6k | €-12k | €0 | ▲ 100% |
| Change in cash | - | €-1k | €7k | €17k | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €18k ▼42.9%
Net result drops to €18k, the lowest in the series.
31-12
Financial
Liquidity times 9current ratio 48.61
Current ratio from 5.25 to 48.61; short-term debt falls from €16k to €2k.
31-12
Financial
Equity above €100kEq €103k ▲20.9%
4 profitable years in a row build equity to €103k.
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €47k ▲129%
Operating result €66k, net result €47k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boom · 1 establishment unit since 2010
Ground area
181 m²
Building footprint
73 m²
Volume, LiDAR
488 m³
Parcel 11622C0149/00T003, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Theodoor Van Ryswycklaan 18, 2850 Boom
since 20102.195.057.639
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11622C0149/00T003 | Flanders | 181 m² | 1 · 73 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,484 EUR awarded · 2,484 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,484 EUR | 2,484 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,945 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2010
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Scores and ratios are computed by Checked and are not a credit decision.