SOFTCONSTRUCT
ActiveSummary
SOFTCONSTRUCT has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €384k and a net result of €135k. Equity is growing by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 2699 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability85=
Solvency61=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 2.95 in 2024; short-term debt: 30.5% and cash: 16.1% of total assets), but 63.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
12.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
54 d early
2024
56 d early
2023
50 d early
2022
57 d early
2021
56 d early
2020
55 d early
2019
105 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€384k▲ 4.1%
2024 · €368k
2019: €191klowest in 7 years
2020: €246k▲ +28.8% vs 2019
2021: €311k▲ +26.1% vs 2020
2022: €318k▲ +2.2% vs 2021
2023: €341k▲ +7.4% vs 2022
2024: €368k▲ +8.1% vs 2023
2025: €384k▲ +4.1% vs 2024highest in 7 years
2019 → 2025
Total assets
€1.06M▲ 4.7%
2024 · €1.01M
2019: €620klowest in 7 years
2020: €788k▲ +27.1% vs 2019
2021: €819k▲ +3.9% vs 2020
2022: €873k▲ +6.5% vs 2021
2023: €850k▼ -2.6% vs 2022
2024: €1.01M▲ +19.0% vs 2023
2025: €1.06M▲ +4.7% vs 2024highest in 7 years
2019 → 2025
Net result
€135k▲ 6.0%
2024 · €127k
2019: €67k
2020: €155k▲ +130% vs 2019highest in 7 years
2021: €64k▼ -58.5% vs 2020
2022: €57k▼ -11.9% vs 2021
2023: €23k▼ -58.8% vs 2022lowest in 7 years
2024: €127k▲ +445% vs 2023
2025: €135k▲ +6.0% vs 2024
2019 → 2025
Working capital
€609k▲ 1.4%
2024 · €601k
2019: €376klowest in 7 years
2020: €433k▲ +15.3% vs 2019
2021: €551k▲ +27.1% vs 2020
2022: €502k▼ -8.9% vs 2021
2023: €542k▲ +8.1% vs 2022
2024: €601k▲ +10.9% vs 2023
2025: €609k▲ +1.4% vs 2024highest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€311k-€318k▲ 2.2%€341k▲ 7.4%€368k▲ 8.1%€384k▲ 4.1%
2021: €311klowest in 5 years
2022: €318k▲ +2.2% vs 2021
2023: €341k▲ +7.4% vs 2022
2024: €368k▲ +8.1% vs 2023
2025: €384k▲ +4.1% vs 2024highest in 5 years
Operating result€94k-€80k▼ 15.4%€29k▼ 64.1%€160k▲ 457%€167k▲ 4.2%
2021: €94k
2022: €80k▼ -15.4% vs 2021
2023: €29k▼ -64.1% vs 2022lowest in 5 years
2024: €160k▲ +457% vs 2023
2025: €167k▲ +4.2% vs 2024highest in 5 years
Net result€64k-€57k▼ 11.9%€23k▼ 58.8%€127k▲ 445%€135k▲ 6.0%
2021: €64k
2022: €57k▼ -11.9% vs 2021
2023: €23k▼ -58.8% vs 2022lowest in 5 years
2024: €127k▲ +445% vs 2023
2025: €135k▲ +6.0% vs 2024highest in 5 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.06M
Fixed assets
€127k ▲ 25.1%
Current assets
€932k ▲ 2.4%
Equity and liabilities €1.06M
Equity
€384k ▲ 4.1%
Debt
€675k ▲ 5.1%
Debt's share of the balance-sheet total rises from 63.6% to 63.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€218k▲
2024 · €203k
Cash flow
€186k▲
2024 · €170k
Current ratio
2.89▼
2024 · 2.95
Quick ratio
2.84▼
2024 · 2.90
Debt to equity
1.76▲
2024 · 1.75
ROE
35.2%▲
2024 · 34.6%
ROA
12.8%▲
2024 · 12.6%
Interest coverage
98.15▼
2024 · 124.24
Debt ≤ 1 year
€323k▲
2024 · €309k
Debt > 1 year
€19k▼
2024 · €29k
Income taxes
€52k▲
2024 · €50k
Staff costs
€903k▲
2024 · €849k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€1.06M▲
Fixed assets21/28€101k€127k▲
Tangible fixed assets22/27€101k€127k▲
Furniture and vehicles24€64k€100k▲
Leasing and similar rights25€38k€27k▼
Current assets29/58€910k€932k▲
Amounts receivable after more than one year29€58k€63k▲
Other amounts receivable291€58k€63k▲
Stocks and contracts in progress3€14k€17k▲
Stocks30/36€14k€17k▲
Amounts receivable within one year40/41€406k€373k▼
Trade receivables40€178k€130k▼
Other amounts receivable41€228k€242k▲
Current investments50/53-€300k
Cash at bank and in hand54/58€426k€171k▼
Deferred charges and accrued income490/1€6k€8k▲
Equity and liabilities
Total equity and liabilities10/49€1.01M€1.06M▲
Equity10/15€368k€384k▲
Contributions10/11€70k€70k=
Capital10€70k€70k=
Issued capital100€70k€70k=
Reserves13€298k€313k▲
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€291k€306k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€643k€675k▲
Amounts payable after more than one year17€29k€19k▼
Financial debts170/4€29k€19k▼
Amounts payable within one year42/48€309k€323k▲
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€39k€29k▼
Suppliers440/4€39k€29k▼
Taxes, remuneration and social security45€190k€200k▲
Taxes450/3€67k€65k▼
Remuneration and social security454/9€123k€135k▲
Other amounts payable47/48€70k€84k▲
Accrued charges and deferred income492/3€305k€334k▲
Income statement
Code20242025
Remuneration, social security and pensions62€849k€903k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€51k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-10k€4k▲
Other operating charges640/8€16k€7k▼
Gross operating margin9900€1.06M€1.13M▲
Operating profit (loss)9901€160k€167k▲
Financial income75/76B€19k€23k▲
Recurring financial income75€19k€23k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€177k€187k▲
Income taxes67/77€50k€52k▲
Profit (loss) for the period9904€127k€135k▲
Profit (loss) for the period to be appropriated9905€127k€135k▲
Appropriation of the result
Profit (loss) to be appropriated9906€127k€135k▲
Transfer to equity691/2€27k€15k▼
To other reserves6921€27k€15k▼
Profit to be distributed694/7€100k€120k▲
Return on contributions (dividend)694€100k€120k▲
Social balance
Average headcount (FTE)90878.78.6▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €800k | €854k | €849k | €903k | ▲ 6.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €31k | €50k | €43k | €51k | ▲ 19.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | €-14k | €13k | €-10k | €4k | ▲ 140% |
| Other operating charges640/8 | - | €24k | €8k | €16k | €7k | ▼ 58.4% |
| Gross operating margin9900 | €953k | €921k | €953k | €1.06M | €1.13M | ▲ 7.0% |
| Operating profit (loss)9901 | €94k | €80k | €29k | €160k | €167k | ▲ 4.2% |
| Financial income75/76B | - | €8k | €11k | €19k | €23k | ▲ 21.9% |
| Recurring financial income75 | €3k | €8k | €11k | €19k | €23k | ▲ 21.9% |
| Financial charges65/66B | - | €2k | €531 | €2k | €2k | ▲ 36.0% |
| Recurring financial charges65 | €2k | €2k | €531 | €2k | €2k | ▲ 36.0% |
| Profit (loss) for the period before taxes9903 | €95k | €85k | €39k | €177k | €187k | ▲ 5.8% |
| Income taxes67/77 | €31k | €29k | €16k | €50k | €52k | ▲ 5.2% |
| Profit (loss) for the period9904 | €64k | €57k | €23k | €127k | €135k | ▲ 6.0% |
| Profit (loss) for the period to be appropriated9905 | €64k | €57k | €23k | €127k | €135k | ▲ 6.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €819k | €873k | €850k | €1.01M | €1.06M | ▲ 4.7% |
| Fixed assets21/28 | €51k | €106k | €101k | €101k | €127k | ▲ 25.1% |
| Tangible fixed assets22/27 | €51k | €106k | €101k | €101k | €127k | ▲ 25.1% |
| Furniture and vehicles24 | - | €91k | €98k | €64k | €100k | ▲ 56.8% |
| Leasing and similar rights25 | - | €15k | €3k | €38k | €27k | ▼ 28.9% |
| Current assets29/58 | €768k | €766k | €749k | €910k | €932k | ▲ 2.4% |
| Amounts receivable after more than one year29 | - | €50k | €54k | €58k | €63k | ▲ 8.0% |
| Other amounts receivable291 | - | €50k | €54k | €58k | €63k | ▲ 8.0% |
| Stocks and contracts in progress3 | €26k | €24k | €17k | €14k | €17k | ▲ 24.8% |
| Stocks30/36 | - | €24k | €17k | €14k | €17k | ▲ 24.8% |
| Amounts receivable within one year40/41 | €270k | €365k | €398k | €406k | €373k | ▼ 8.2% |
| Trade receivables40 | - | €128k | €133k | €178k | €130k | ▼ 26.8% |
| Other amounts receivable41 | - | €237k | €265k | €228k | €242k | ▲ 6.3% |
| Current investments50/53 | - | - | - | - | €300k | - |
| Cash at bank and in hand54/58 | €466k | €318k | €273k | €426k | €171k | ▼ 59.9% |
| Deferred charges and accrued income490/1 | - | €9k | €7k | €6k | €8k | ▲ 45.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €819k | €873k | €850k | €1.01M | €1.06M | ▲ 4.7% |
| Equity10/15 | €311k | €318k | €341k | €368k | €384k | ▲ 4.1% |
| Contributions10/11 | €70k | €70k | €70k | €70k | €70k | = |
| Capital10 | - | €70k | €70k | €70k | €70k | = |
| Issued capital100 | - | €70k | €70k | €70k | €70k | = |
| Reserves13 | €241k | €247k | €271k | €298k | €313k | ▲ 5.1% |
| Non-distributable reserves130/1 | - | €7k | €7k | €7k | €7k | = |
| Legal reserve130 | - | €7k | €7k | €7k | €7k | = |
| Distributable reserves133 | - | €240k | €264k | €291k | €306k | ▲ 5.2% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €509k | €555k | €509k | €643k | €675k | ▲ 5.1% |
| Amounts payable after more than one year17 | €20k | €7k | €0 | €29k | €19k | ▼ 33.9% |
| Financial debts170/4 | - | €7k | €0 | €29k | €19k | ▼ 33.9% |
| Amounts payable within one year42/48 | €217k | €265k | €207k | €309k | €323k | ▲ 4.4% |
| Current portion of amounts payable after more than one year42 | - | €13k | €7k | €9k | €10k | ▲ 5.2% |
| Trade debts44 | €43k | €32k | €53k | €39k | €29k | ▼ 26.0% |
| Suppliers440/4 | - | €32k | €53k | €39k | €29k | ▼ 26.0% |
| Taxes, remuneration and social security45 | - | €185k | €147k | €190k | €200k | ▲ 5.0% |
| Taxes450/3 | - | €62k | €40k | €67k | €65k | ▼ 3.0% |
| Remuneration and social security454/9 | - | €123k | €107k | €123k | €135k | ▲ 9.3% |
| Other amounts payable47/48 | - | €35k | €0 | €70k | €84k | ▲ 20.0% |
| Accrued charges and deferred income492/3 | - | €283k | €302k | €305k | €334k | ▲ 9.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €64k | €57k | €23k | €127k | €135k | ▲ 6.0% |
| + Depreciation and write-downs630 | €39k | €31k | €50k | €43k | €51k | ▲ 19.4% |
| Operating cash flow (approximation) | €104k | €88k | €73k | €170k | €186k | ▲ 9.4% |
| Investment in fixed assets (approximation) | - | €-86k | €-44k | €-43k | €-77k | ▼ 76.9% |
| Change in cash | - | €-147k | €-46k | €153k | €-255k | ▼ 266% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
08-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
06-12
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
12-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Weakest financial yearnet €23k ▼58.8%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
2022
05-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
06-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
07-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €155k ▲130%
Operating result €230k, net result €155k, both a record.
30-06
Financial
Equity above €200kEq €246k ▲28.8%
2 profitable years in a row build equity to €246k.
2019
18-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
02-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
14-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 1987
Ground area
1.2 ha
Building footprint
6,361 m²
Volume, LiDAR
55,795 m³
Parcel 11602E0053/00K000, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
SOFTCONSTRUCT
since 19872.029.997.687
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0053/00K000 | Flanders | 1.2 ha | 1 · 6,360 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 6 entries · 20,338 EUR awarded · 20,338 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1 EUR | 1 EUR |
| 2024 | 2 | 6,397 EUR | 6,397 EUR |
| 2023 | 1 | 6,521 EUR | 6,521 EUR |
| 2022 | 2 | 7,419 EUR | 7,419 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 5,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded30-06-1987
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
Scores and ratios are computed by Checked and are not a credit decision.