SOFT-N-EASY
ActiveSummary
SOFT-N-EASY has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €335k and a net result of €14k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 91% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-13
Solvency100▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 13.64 against 3.17 in 2024; short-term debt: 7.3% and cash: 15.1% of total assets), and 7.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.7%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
18 d early
2024
28 d late
2023
2 d late
2022
48 d early
2021
53 d early
2020
58 d early
2019
58 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€335k▲ 4.4%
2024 · €321k
2018: €65k
2019: €57k
2020: €87k
2021: €148k
2022: €186k
2023: €251k
2024: €321k
2018 → 2025
Total assets
€361k▼ 22.3%
2024 · €465k
2018: €68k
2019: €74k
2020: €107k
2021: €200k
2022: €240k
2023: €361k
2024: €465k
2018 → 2025
Net result
€14k▼ 79.9%
2024 · €70k
2018: €-61k
2019: €-8k
2020: €30k
2021: €60k
2022: €38k
2023: €66k
2024: €70k
2018 → 2025
Working capital
€333k▲ 6.8%
2024 · €312k
2018: €48k
2019: €49k
2020: €87k
2021: €125k
2022: €166k
2023: €263k
2024: €312k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€148k-€186k▲ 25.9%€251k▲ 35.3%€321k▲ 27.7%€335k▲ 4.4%
Operating result€75k-€55k▼ 27.0%€93k▲ 70.6%€103k▲ 9.8%€20k▼ 80.4%
Net result€60k-€38k▼ 36.6%€66k▲ 71.9%€70k▲ 6.1%€14k▼ 79.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 80% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €361k
Fixed assets
€2k ▼ 77.2%
Current assets
€359k ▼ 21.1%
Equity and liabilities €361k
Equity
€335k ▲ 4.4%
Debt
€26k ▼ 81.7%
Debt's share of the balance-sheet total falls from 30.9% to 7.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €111k
Cash flow
€21k▼
2024 · €78k
Current ratio
13.64▲
2024 · 3.17
Debt to equity
0.08▼
2024 · 0.45
ROE
4.2%▼
2024 · 21.7%
ROA
3.9%▼
2024 · 15.0%
Interest coverage
32.61▼
2024 · 101.01
Debt ≤ 1 year
€26k▼
2024 · €144k
Income taxes
€8k▼
2024 · €34k
Staff costs
€489
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€465k€361k▼
Fixed assets21/28€9k€2k▼
Tangible fixed assets22/27€9k€2k▼
Furniture and vehicles24€9k€2k▼
Current assets29/58€455k€359k▼
Amounts receivable within one year40/41€68k€4k▼
Trade receivables40€68k€198▼
Other amounts receivable41-€3k
Current investments50/53-€300k
Cash at bank and in hand54/58€387k€55k▼
Deferred charges and accrued income490/1€361€481▲
Equity and liabilities
Total equity and liabilities10/49€465k€361k▼
Equity10/15€321k€335k▲
Contributions10/11€13k€13k=
Reserves13€258k€271k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€256k€269k▲
Profit (loss) carried forward14€50k€51k▲
Amounts payable17/49€144k€26k▼
Amounts payable within one year42/48€144k€26k▼
Current portion of amounts payable after more than one year42€2k€0▼
Trade debts44€92k€694▼
Suppliers440/4€78k€694▼
Bills of exchange payable441€14k€0▼
Taxes, remuneration and social security45€39k€16k▼
Taxes450/3€39k€16k▼
Other amounts payable47/48€11k€10k▼
Accrued charges and deferred income492/3-€4
Income statement
Code20242025
Remuneration, social security and pensions62-€489
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€631€638▲
Gross operating margin9900€111k€29k▼
Operating profit (loss)9901€103k€20k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€1k€841▼
Recurring financial charges65€1k€841▼
Profit (loss) for the period before taxes9903€104k€22k▼
Income taxes67/77€34k€8k▼
Profit (loss) for the period9904€70k€14k▼
Profit (loss) for the period to be appropriated9905€70k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€110k€64k▼
Profit (loss) brought forward from the previous period14P€41k€50k▲
Transfer to equity691/2€60k€13k▼
To other reserves6921€60k€13k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 13.64
Current ratio from 3.17 to 13.64; short-term debt falls from €144k to €26k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €70k ▲6.1%
Operating result €103k, net result €70k, both a record.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
31-12
Financial
Equity above €200kEq €251k ▲35.3%
4 profitable years in a row build equity to €251k.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €186k ▲25.9%
3 profitable years in a row build equity to €186k.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €148k ▲68.8%
2 profitable years in a row build equity to €148k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
Show earlier events
03-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2007
Ground area
3,843 m²
Building footprint
156 m²
Volume, LiDAR
1,618 m³
Parcel 21612C0163/00Y002, Brussels · tallest building 15.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Langeveldstraat 119, 1180 Ukkel
since 20072.163.899.160
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0163/00Y002 | Brussels | 3,843 m² | 1 · 156 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
54930056Z5KC7OHXYN50
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 37,483 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2007
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0475/37.68.38