Soft DecoTec
ActiveSummary
Soft DecoTec has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €53k. Equity is growing by ~45.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability95▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.51 against 4.58 in 2024; short-term debt: 20.8% and cash: 39.7% of total assets), and 20.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.2%
Return on assets
20.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
17 d early
2023
12 d early
2022
24 d early
2021
16 d early
2020
26 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€202k▲ 16.3%
2024 · €174k
2020: €29klowest in 6 years
2021: €57k▲ +99.2% vs 2020
2022: €88k▲ +54.2% vs 2021
2023: €121k▲ +38.1% vs 2022
2024: €174k▲ +43.4% vs 2023
2025: €202k▲ +16.3% vs 2024highest in 6 years
2020 → 2025
Total assets
€255k▲ 17.4%
2024 · €217k
2020: €52klowest in 6 years
2021: €93k▲ +78.7% vs 2020
2022: €132k▲ +41.8% vs 2021
2023: €172k▲ +30.4% vs 2022
2024: €217k▲ +26.4% vs 2023
2025: €255k▲ +17.4% vs 2024highest in 6 years
2020 → 2025
Net result
€53k▲ 1.6%
2024 · €53k
2020: €25klowest in 6 years
2021: €28k▲ +13.0% vs 2020
2022: €31k▲ +8.9% vs 2021
2023: €33k▲ +8.4% vs 2022
2024: €53k▲ +57.3% vs 2023
2025: €53k▲ +1.6% vs 2024highest in 6 years
2020 → 2025
Working capital
€186k▲ 18.9%
2024 · €156k
2020: €26klowest in 6 years
2021: €53k▲ +99.8% vs 2020
2022: €80k▲ +52.0% vs 2021
2023: €116k▲ +44.0% vs 2022
2024: €156k▲ +35.1% vs 2023
2025: €186k▲ +18.9% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€88k▲ 54.2%€121k▲ 38.1%€174k▲ 43.4%€202k▲ 16.3%
2021: €57klowest in 5 years
2022: €88k▲ +54.2% vs 2021
2023: €121k▲ +38.1% vs 2022
2024: €174k▲ +43.4% vs 2023
2025: €202k▲ +16.3% vs 2024highest in 5 years
Operating result€41k-€47k▲ 13.5%€51k▲ 8.4%€77k▲ 53.0%€79k▲ 1.9%
2021: €41klowest in 5 years
2022: €47k▲ +13.5% vs 2021
2023: €51k▲ +8.4% vs 2022
2024: €77k▲ +53.0% vs 2023
2025: €79k▲ +1.9% vs 2024highest in 5 years
Net result€28k-€31k▲ 8.9%€33k▲ 8.4%€53k▲ 57.3%€53k▲ 1.6%
2021: €28klowest in 5 years
2022: €31k▲ +8.9% vs 2021
2023: €33k▲ +8.4% vs 2022
2024: €53k▲ +57.3% vs 2023
2025: €53k▲ +1.6% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€16k ▼ 7.7%
Current assets
€239k ▲ 19.5%
Equity and liabilities €255k
Equity
€202k ▲ 16.3%
Debt
€53k ▲ 21.5%
Debt's share of the balance-sheet total rises from 20.1% to 20.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€85k▲
2024 · €81k
Cash flow
€60k▲
2024 · €56k
Current ratio
4.51▼
2024 · 4.58
Debt to equity
0.26▲
2024 · 0.25
ROE
26.4%▼
2024 · 30.3%
ROA
20.9%▼
2024 · 24.2%
Interest coverage
287.21▲
2024 · 69.87
Debt ≤ 1 year
€53k▲
2024 · €44k
Income taxes
€27k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€217k€255k▲
Fixed assets21/28€17k€16k▼
Tangible fixed assets22/27€17k€16k▼
Land and buildings22€1k€1k▼
Plant, machinery and equipment23€5k€4k▼
Furniture and vehicles24€11k€11k▼
Financial fixed assets28€1€0▼
Current assets29/58€200k€239k▲
Amounts receivable after more than one year29€67k€67k=
Other amounts receivable291€67k€67k=
Amounts receivable within one year40/41€72k€65k▼
Trade receivables40€69k€53k▼
Other amounts receivable41€3k€12k▲
Cash at bank and in hand54/58€59k€101k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€217k€255k▲
Equity10/15€174k€202k▲
Contributions10/11€4k€4k=
Reserves13€170k€198k▲
Distributable reserves133€170k€198k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€44k€53k▲
Amounts payable within one year42/48€44k€53k▲
Current portion of amounts payable after more than one year42€10k€0▼
Trade debts44€10k€4k▼
Suppliers440/4€10k€4k▼
Taxes, remuneration and social security45€24k€24k▲
Taxes450/3€24k€24k▲
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€640€837▲
Gross operating margin9900€81k€86k▲
Operating profit (loss)9901€77k€79k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€296▼
Recurring financial charges65€1k€296▼
Profit (loss) for the period before taxes9903€79k€80k▲
Income taxes67/77€26k€27k▲
Profit (loss) for the period9904€53k€53k▲
Profit (loss) for the period to be appropriated9905€53k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€53k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€53k€53k▲
To other reserves6921€53k€53k▲
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €2k | €2k | €3k | €6k | ▲ 85.8% |
| Other operating charges640/8 | €782 | €616 | €686 | €640 | €837 | ▲ 30.9% |
| Gross operating margin9900 | €43k | €49k | €53k | €81k | €86k | ▲ 5.6% |
| Operating profit (loss)9901 | €41k | €47k | €51k | €77k | €79k | ▲ 1.9% |
| Financial income75/76B | €415 | €2k | €2k | €2k | €2k | ▼ 29.8% |
| Recurring financial income75 | €415 | €2k | €2k | €2k | €2k | ▼ 29.8% |
| Financial charges65/66B | €859 | €670 | €579 | €1k | €296 | ▼ 74.4% |
| Recurring financial charges65 | €859 | €670 | €579 | €1k | €296 | ▼ 74.4% |
| Profit (loss) for the period before taxes9903 | €41k | €48k | €53k | €79k | €80k | ▲ 2.0% |
| Income taxes67/77 | €12k | €17k | €19k | €26k | €27k | ▲ 3.0% |
| Profit (loss) for the period9904 | €28k | €31k | €33k | €53k | €53k | ▲ 1.6% |
| Profit (loss) for the period to be appropriated9905 | €28k | €31k | €33k | €53k | €53k | ▲ 1.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €93k | €132k | €172k | €217k | €255k | ▲ 17.4% |
| Fixed assets21/28 | €4k | €7k | €5k | €17k | €16k | ▼ 7.7% |
| Tangible fixed assets22/27 | €4k | €7k | €5k | €17k | €16k | ▼ 7.7% |
| Land and buildings22 | €2k | €2k | €2k | €1k | €1k | ▼ 6.0% |
| Plant, machinery and equipment23 | - | €4k | €3k | €5k | €4k | ▼ 20.9% |
| Furniture and vehicles24 | €2k | €2k | €780 | €11k | €11k | ▼ 2.1% |
| Financial fixed assets28 | €0 | - | - | €1 | €0 | ▼ 100% |
| Current assets29/58 | €89k | €124k | €166k | €200k | €239k | ▲ 19.5% |
| Amounts receivable after more than one year29 | €45k | €88k | €88k | €67k | €67k | = |
| Other amounts receivable291 | €45k | €88k | €88k | €67k | €67k | = |
| Amounts receivable within one year40/41 | €27k | €29k | €73k | €72k | €65k | ▼ 9.4% |
| Trade receivables40 | €27k | €20k | €58k | €69k | €53k | ▼ 23.3% |
| Other amounts receivable41 | €33 | €9k | €15k | €3k | €12k | ▲ 312% |
| Cash at bank and in hand54/58 | €14k | €4k | €1k | €59k | €101k | ▲ 70.3% |
| Deferred charges and accrued income490/1 | €3k | €3k | €4k | €2k | €6k | ▲ 223% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €93k | €132k | €172k | €217k | €255k | ▲ 17.4% |
| Equity10/15 | €57k | €88k | €121k | €174k | €202k | ▲ 16.3% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Reserves13 | €53k | €84k | €118k | €170k | €198k | ▲ 16.6% |
| Distributable reserves133 | €53k | €84k | €118k | €170k | €198k | ▲ 16.6% |
| Profit (loss) carried forward14 | - | - | - | - | €0 | - |
| Amounts payable17/49 | €36k | €44k | €51k | €44k | €53k | ▲ 21.5% |
| Amounts payable within one year42/48 | €36k | €44k | €51k | €44k | €53k | ▲ 21.5% |
| Current portion of amounts payable after more than one year42 | - | - | €14k | €10k | €0 | ▼ 100% |
| Trade debts44 | €5k | €9k | €7k | €10k | €4k | ▼ 65.0% |
| Suppliers440/4 | €5k | €9k | €7k | €10k | €4k | ▼ 65.0% |
| Taxes, remuneration and social security45 | €30k | €35k | €30k | €24k | €24k | ▲ 3.8% |
| Taxes450/3 | €30k | €35k | €30k | €24k | €24k | ▲ 3.8% |
| Other amounts payable47/48 | €2k | €0 | - | - | €25k | - |
| Accrued charges and deferred income492/3 | €13 | €60 | €71 | €0 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28k | €31k | €33k | €53k | €53k | ▲ 1.6% |
| + Depreciation and write-downs630 | €1k | €2k | €2k | €3k | €6k | ▲ 85.8% |
| Operating cash flow (approximation) | €29k | €33k | €35k | €56k | €60k | ▲ 6.6% |
| Investment in fixed assets (approximation) | - | €-5k | €0 | €-15k | €-5k | ▲ 67.9% |
| Change in cash | - | €-10k | €-3k | €58k | €42k | ▼ 28.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €53k ▲1.6%
Operating result €79k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €202k ▲16.3%
6 profitable years in a row build equity to €202k.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €174k ▲43.4%
5 profitable years in a row build equity to €174k.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €121k ▲38.1%
4 profitable years in a row build equity to €121k.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2020
Ground area
809 m²
Building footprint
168 m²
Volume, LiDAR
997 m³
Parcel 36494D1192/00V000, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Soft DecoTec
since 20202.302.697.846
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D1192/00V000 | Flanders | 809 m² | 1 · 168 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 288 EUR awarded · 288 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 288 EUR | 288 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 6,607 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
Contact
E-mail
soft.decotec@telenet.be
Phone
0473/819728
Scores and ratios are computed by Checked and are not a credit decision.