SOFRA-INVESTMENTS
ActiveSummary
SOFRA-INVESTMENTS has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €751k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 78% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability18▼-1
Solvency100▲+4
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.82 in 2024; short-term debt: 24.3% and cash: 2.5% of total assets), and 24.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.6%
Return on assets
-0.3%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 24-04-2026, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
6 d early
2024
9 d late
2023
15 d late
2022
4 d late
2021
2 d early
2020
19 d late
2019
107 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€751k▼ 0.4%
2024 · €754k
2018: €1.43M
2019: €1.20M
2020: €777k
2021: €773k
2022: €774k
2023: €755k
2024: €754k
2018 → 2025
Total assets
€994k▼ 6.6%
2024 · €1.06M
2018: €1.53M
2019: €1.29M
2020: €1.05M
2021: €962k
2022: €863k
2023: €859k
2024: €1.06M
2018 → 2025
Net result
€-3k▼ 191%
2024 · €-1k
2018: €28k
2019: €13k
2020: €4k
2021: €-3k
2022: €4k
2023: €-15k
2024: €-1k
2018 → 2025
Working capital
€-59k▼ 8.5%
2024 · €-54k
2018: €806k
2019: €579k
2020: €210k
2021: €202k
2022: €228k
2023: €204k
2024: €-54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€773k-€774k▲ 0.1%€755k▼ 2.4%€754k▼ 0.1%€751k▼ 0.4%
Operating result€-2k-€4k€-15k€-5k▲ 64.9%€-7k▼ 35.3%
Net result€-3k-€4k€-15k€-1k▲ 92.6%€-3k▼ 191%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €5k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €994k
Fixed assets
€811k ▲ 0.2%
Current assets
€182k ▼ 28.3%
Equity and liabilities €994k
Equity
€751k ▼ 0.4%
Debt
€243k ▼ 21.8%
Debt's share of the balance-sheet total falls from 29.1% to 24.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €-4k
Cash flow
€-1k▼
2024 · €130
Current ratio
0.76▼
2024 · 0.82
Debt to equity
0.32▼
2024 · 0.41
ROE
-0.4%▼
2024 · -0.1%
ROA
-0.3%▼
2024 · -0.1%
Interest coverage
-2.11▼
2024 · -1.84
Debt ≤ 1 year
€241k▼
2024 · €308k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€994k▼
Fixed assets21/28€810k€811k▲
Tangible fixed assets22/27€185k€187k▲
Land and buildings22€66k€65k▼
Plant, machinery and equipment23€11k€13k▲
Other tangible fixed assets26€108k€108k=
Financial fixed assets28€625k€625k=
Current assets29/58€254k€182k▼
Amounts receivable after more than one year29€150k€150k=
Other amounts receivable291€150k€150k=
Amounts receivable within one year40/41€7k€2k▼
Trade receivables40€2k€0▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€91k€25k▼
Deferred charges and accrued income490/1€6k€6k=
Equity and liabilities
Total equity and liabilities10/49€1.06M€994k▼
Equity10/15€754k€751k▼
Contributions10/11€114k€114k=
Reserves13€270k€270k=
Tax-exempt reserves132€196k€196k=
Distributable reserves133€74k€74k=
Profit (loss) carried forward14€371k€368k▼
Amounts payable17/49€310k€243k▼
Amounts payable within one year42/48€308k€241k▼
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€709€717▲
Taxes450/3€709€717▲
Other amounts payable47/48€306k€233k▼
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€8k€6k▼
Gross operating margin9900€4k€1k▼
Operating profit (loss)9901€-5k€-7k▼
Financial income75/76B€7k€7k=
Recurring financial income75€7k€7k=
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€-1k€-3k▼
Profit (loss) for the period9904€-1k€-3k▼
Profit (loss) for the period to be appropriated9905€-1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€371k€368k▼
Profit (loss) brought forward from the previous period14P€372k€371k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 9 days late
2024
15-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 15 days late
2023
30-09
Financial
Weakest financial yearnet €-15k ▼461%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 4 days late
2022
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
08-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortrijksepoortstraat 2409000 GentGround area
306 m²
Building footprint
129 m²
Parcel 44805E0896/00D000, Flanders. Linked by address, not a title deed.
1 establishment unit
SOFRA INVEST NV
since 19832.022.210.270
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0896/00D000 | Flanders | 306 m² | 1 · 129 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
TVELT
BE 0462.265.673
Zedelgem · Eq €752,819
PIRET INVEST
BE 0524.942.323
Namur · Eq €748,022
Huisartsenvereniging Regio Turnhout
BE 0421.904.468
Turnhout · Eq €747,676
sa.baba
BE 0742.729.394
Ukkel · Eq €756,036
LOON EN WEDDEBEHEER
BE 0451.832.235
Beringen · Eq €744,369
Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 1,728 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-1983
Fiscal year end30-09
Activities, NACEBEL 2025
82100Office administrative and support services
68201Renting and operating of own or leased residential real estate, excluding social housing
69209Other tax advisory services
77330Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:09/242.40.28