SOFINARIO
ActiveSOFINARIO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €18k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 60% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▲+48
Solvency91▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.63 against 2.49 in 2024; short-term debt: 33.6% and cash: 40.8% of total assets), and 33.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.1%
Return on assets
23.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
30 d late
2022
26 d early
2021
27 d early
2020
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 7.4%
2024 · €47k
2020: €60k
2021: €40k
2022: €44k
2023: €45k
2024: €47k
2020 → 2025
Total assets
€76k▲ 10.6%
2024 · €69k
2020: €87k
2021: €92k
2022: €73k
2023: €81k
2024: €69k
2020 → 2025
Net result
€18k▲ 733%
2024 · €2k
2020: €25k
2021: €11k
2022: €5k
2023: €1k
2024: €2k
2020 → 2025
Working capital
€42k▲ 27.2%
2024 · €33k
2020: €57k
2021: €39k
2022: €44k
2023: €42k
2024: €33k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€40k-€44k▲ 9.2%€45k▲ 1.4%€47k▲ 4.8%€50k▲ 7.4%
Operating result€16k-€9k▼ 43.6%€6k▼ 36.7%€8k▲ 43.9%€31k▲ 285%
Net result€11k-€5k▼ 57.1%€1k▼ 68.8%€2k▲ 51.6%€18k▲ 733%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 285% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €76k
Fixed assets
€9k▼ 36.9%
Current assets
€67k▲ 22.8%
Equity and liabilities €76k
Equity
€50k▲ 7.4%
Debt
€26k▲ 17.3%
The debt ratio rises from 31.9% to 33.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €10k
Cash flow
€23k▲
2024 · €4k
Solvency
66.1%▼
2024 · 68.1%
Current ratio
2.63▲
2024 · 2.49
Quick ratio
2.63▲
2024 · 2.49
Debt / equity
0.51▲
2024 · 0.47
ROE
35.4%▲
2024 · 4.6%
ROA
23.4%▲
2024 · 3.1%
Interest coverage
8.57▲
2024 · 3.28
Debt
€26k▲
2024 · €22k
Debt ≤ 1 year
€25k▲
2024 · €22k
Income taxes
€9k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€69k€76k▲
Fixed assets21/28€14k€9k▼
Tangible fixed assets22/27€14k€9k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€6k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€55k€67k▲
Amounts receivable within one year40/41€24k€34k▲
Trade receivables40€18k€34k▲
Other amounts receivable41€7k-
Cash at bank and in hand54/58€28k€31k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€69k€76k▲
Equity10/15€47k€50k▲
Contributions10/11€550€550=
Reserves13-€18k
Distributable reserves133-€18k
Profit (loss) carried forward14€46k€32k▼
Amounts payable17/49€22k€26k▲
Amounts payable within one year42/48€22k€25k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€10k€19k▲
Taxes450/3€10k€19k▲
Other amounts payable47/48€10k€5k▼
Accrued charges and deferred income492/3-€228
Income statement
Code20242025
Non-recurring operating income76A€11k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€5k▲
Other operating charges640/8€763€689▼
Gross operating margin9900€11k€37k▲
Operating profit (loss)9901€8k€31k▲
Financial income75/76B-€53
Recurring financial income75-€53
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€5k€27k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€2k€18k▲
Profit (loss) for the period to be appropriated9905€2k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€64k▲
Profit (loss) brought forward from the previous period14P€44k€46k▲
Transfer to equity691/2-€18k
To other reserves6921-€18k
Profit to be distributed694/7-€14k
Return on contributions (dividend)694-€14k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €1k ▼68.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpensesteenweg 593090 OverijseGround area
1,277 m²
Building footprint
258 m²
Volume, LiDAR
1,888 m³
Parcel 23546L0290/00D002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
SOFINARIO
since 20112.204.784.264
SOFINARIO
since 20202.312.999.246
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23546L0290/00D002 | Flanders | 1,277 m² | 1 · 258 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ALL MEDIAS & EVENTS
BE 0899.813.372
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PLATFORM ECOMMERCE
BE 0825.334.594
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TCHIKEE
BE 0832.464.094
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Of 2,789 companies in sector 63910 we hold annual accounts for 700. 545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-11-2011
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.