SOFIKO
ActiveSummary
SOFIKO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €-1k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 80% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-18
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.68 against 6.95 in 2024; short-term debt: 17.2% and cash: 56.8% of total assets), and 17.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.8%
Return on assets
-1.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
28 d early
2023
23 d late
2022
30 d late
2021
38 d early
2020
12 d late
2019
81 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 2.1%
2024 · €61k
2018: €32k
2019: €45k
2020: €77k
2021: €72k
2022: €61k
2023: €53k
2024: €61k
2018 → 2025
Total assets
€72k▲ 6.5%
2024 · €68k
2018: €43k
2019: €59k
2020: €87k
2021: €86k
2022: €69k
2023: €61k
2024: €68k
2018 → 2025
Net result
€-1k
2024 · €9k
2018: €20k
2019: €13k
2020: €32k
2021: €-4k
2022: €-11k
2023: €-9k
2024: €9k
2018 → 2025
Working capital
€46k▲ 14.1%
2024 · €40k
2018: €13k
2019: €15k
2020: €49k
2021: €42k
2022: €29k
2023: €28k
2024: €40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€61k▼ 15.5%€53k▼ 13.9%€61k▲ 16.3%€60k▼ 2.1%
Operating result€-4k-€-11k▼ 196%€-8k▲ 25.2%€11k€144▼ 98.7%
Net result€-4k-€-11k▼ 175%€-9k▲ 24.2%€9k€-1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€14k ▼ 33.1%
Current assets
€58k ▲ 24.2%
Equity and liabilities €72k
Equity
€60k ▼ 2.1%
Debt
€12k ▲ 84.6%
Debt's share of the balance-sheet total rises from 9.9% to 17.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€7k▼
2024 · €18k
Cash flow
€6k▼
2024 · €16k
Current ratio
4.68▼
2024 · 6.95
Quick ratio
4.52▼
2024 · 6.88
Debt to equity
0.21▲
2024 · 0.11
ROE
-2.2%▼
2024 · 14.0%
ROA
-1.8%▼
2024 · 12.6%
Interest coverage
27.26▼
2024 · 57.84
Debt ≤ 1 year
€12k▲
2024 · €7k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€68k€72k▲
Fixed assets21/28€21k€14k▼
Tangible fixed assets22/27€21k€14k▼
Plant, machinery and equipment23€20k€14k▼
Furniture and vehicles24€1k€448▼
Financial fixed assets28€40€40=
Current assets29/58€47k€58k▲
Stocks and contracts in progress3€513€2k▲
Stocks30/36€513€2k▲
Amounts receivable within one year40/41€4k€15k▲
Trade receivables40€3k€15k▲
Other amounts receivable41€1k€106▼
Cash at bank and in hand54/58€43k€41k▼
Deferred charges and accrued income490/1€0€75▲
Equity and liabilities
Total equity and liabilities10/49€68k€72k▲
Equity10/15€61k€60k▼
Contributions10/11€12k€12k=
Reserves13€64k€64k=
Non-distributable reserves130/1€979€979=
Reserves not available under the articles1311€979€979=
Distributable reserves133€63k€63k=
Profit (loss) carried forward14€-15k€-17k▼
Amounts payable17/49€7k€12k▲
Amounts payable within one year42/48€7k€12k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€3k€8k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€0€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€20k€9k▼
Operating profit (loss)9901€11k€144▼
Financial income75/76B€30€0▼
Recurring financial income75€30€0▼
Financial charges65/66B€308€261▼
Recurring financial charges65€308€261▼
Profit (loss) for the period before taxes9903€10k€-118▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€9k€-1k▼
Profit (loss) for the period to be appropriated9905€9k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€-17k▼
Profit (loss) brought forward from the previous period14P€-24k€-15k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-11k
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-12
Financial
Highest result since 2018net €32k ▲149%
Operating result €46k, net result €32k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 5.67
Current ratio from 2.10 to 5.67; short-term debt falls from €13k to €11k.
20-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 81 days late
2019
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
1,131 m²
Building footprint
143 m²
Volume, LiDAR
576 m³
Parcel 11819C0136/00F000, Flanders · tallest building 6.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOFIKO
since 20172.267.981.447
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11819C0136/00F000 | Flanders | 1,131 m² | 1 · 143 m² | 6.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,307 EUR awarded · 1,307 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,307 EUR | 1,307 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.267.981.447
Similar companies · same sector, comparable size
Frajafil
BE 0725.832.588
Antwerpen · Eq €59,975
Blue Seed
BE 0747.556.333
Ukkel · Eq €59,970
STEEP ROCK
BE 1006.063.907
Ottignies-Louvain-la-Neuve · Eq €59,966
ANT & CO.
BE 0754.743.241
Rixensart · Eq €59,992
accuraatt
BE 1012.439.082
Merelbeke-Melle · Eq €59,957
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,028 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2017
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.