SOFIDEL
ActiveSummary
SOFIDEL has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €818k and a net result of €-7k. Equity is shrinking by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability52▼-1
Solvency66▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.18 in 2024; short-term debt: 18.6% and cash: 1.1% of total assets), and 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d late
2023
28 d late
2022
21 d late
2021
29 d late
2020
90 d late
2019
44 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€818k▼ 0.8%
2024 · €824k
2018: €1.17M
2019: €1.16M
2020: €1.08M
2021: €964k
2022: €865k
2023: €811k
2024: €824k
2018 → 2025
Total assets
€2.01M▼ 2.6%
2024 · €2.07M
2018: €1.76M
2019: €1.74M
2020: €2.34M
2021: €2.36M
2022: €2.24M
2023: €2.14M
2024: €2.07M
2018 → 2025
Net result
€-7k
2024 · €14k
2018: €1.07M
2019: €-11k
2020: €-77k
2021: €-118k
2022: €-99k
2023: €-54k
2024: €14k
2018 → 2025
Working capital
€-303k▼ 1.5%
2024 · €-298k
2018: €465k
2019: €401k
2020: €4k
2021: €-191k
2022: €-252k
2023: €-332k
2024: €-298k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€964k-€865k▼ 10.3%€811k▼ 6.2%€824k▲ 1.7%€818k▼ 0.8%
Operating result€-119k-€-102k▲ 14.6%€-49k▲ 51.4%€22k€273▼ 98.8%
Net result€-118k-€-99k▲ 16.0%€-54k▲ 45.5%€14k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 99% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.01M
Fixed assets
€1.94M ▼ 3.1%
Current assets
€72k ▲ 11.8%
Equity and liabilities €2.01M
Equity
€818k ▼ 0.8%
Provisions
€346k ▼ 4.7%
Debt
€848k ▼ 3.5%
Debt's share of the balance-sheet total falls from 42.5% to 42.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€77k▼
2024 · €102k
Cash flow
€70k▼
2024 · €93k
Current ratio
0.19▲
2024 · 0.18
Debt to equity
1.04▼
2024 · 1.07
ROE
-0.8%▼
2024 · 1.6%
ROA
-0.3%▼
2024 · 0.7%
Interest coverage
4.00▲
2024 · 3.98
Debt ≤ 1 year
€375k▲
2024 · €363k
Debt > 1 year
€455k▼
2024 · €511k
Income taxes
€5k
Staff costs
€34k▲
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.07M€2.01M▼
Fixed assets21/28€2.00M€1.94M▼
Tangible fixed assets22/27€2.00M€1.94M▼
Land and buildings22€1.93M€1.86M▼
Furniture and vehicles24€66k€80k▲
Financial fixed assets28€250€250=
Current assets29/58€65k€72k▲
Amounts receivable within one year40/41€23k€19k▼
Trade receivables40€23k€10k▼
Other amounts receivable41-€9k
Cash at bank and in hand54/58€9k€22k▲
Deferred charges and accrued income490/1€33k€31k▼
Equity and liabilities
Total equity and liabilities10/49€2.07M€2.01M▼
Equity10/15€824k€818k▼
Contributions10/11€19k€19k=
Reserves13€896k€856k▼
Tax-exempt reserves132€869k€829k▼
Distributable reserves133€27k€27k=
Profit (loss) carried forward14€-90k€-56k▲
Provisions and deferred taxes16€363k€346k▼
Deferred taxes168€363k€346k▼
Amounts payable17/49€878k€848k▼
Amounts payable after more than one year17€511k€455k▼
Financial debts170/4€500k€455k▼
Other amounts payable178/9€12k-
Amounts payable within one year42/48€363k€375k▲
Current portion of amounts payable after more than one year42€45k€45k▲
Financial debts43€299k€299k=
Credit institutions430/8€299k€299k=
Trade debts44€9k€19k▲
Suppliers440/4€9k€19k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€5k€8k▲
Remuneration and social security454/9€5k€4k▼
Accrued charges and deferred income492/3€4k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€29k€34k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€79k€77k▼
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€126€90▼
Gross operating margin9900€138k€119k▼
Operating profit (loss)9901€22k€273▼
Financial income75/76B-€467
Recurring financial income75-€467
Financial charges65/66B€26k€19k▼
Recurring financial charges65€26k€19k▼
Profit (loss) for the period before taxes9903€-3k€-19k▼
Transfer from deferred taxes780€17k€17k=
Income taxes67/77-€5k
Profit (loss) for the period9904€14k€-7k▼
Transfer from tax-exempt reserves789€40k€40k=
Profit (loss) for the period to be appropriated9905€54k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-56k▲
Profit (loss) brought forward from the previous period14P€-144k€-90k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-09
State Gazette act
Appointment: Delbecque Robert (director)2 facts ▸
State Gazette act
Appointment: Delbecque Robert (director)
2 facts ▸
- General meeting, 15-04-2025
- Director appointment, Delbecque Robert (director)
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
31-12
Financial
Back to profitnet €14k
Net result €14k after 5 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet €-118k
Net result drops to €-118k, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 90 days late
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Delbecque Robert
CurrentDirector · since 15-04-2025
15-04-2025
Appointed as Director
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleine Goedingenstraat 369051 GentGround area
966 m²
Building footprint
192 m²
Volume, LiDAR
1,111 m³
Parcel 44002B0123/00R004, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOFIDEL
since 19912.051.032.039
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44002B0123/00R004 | Flanders | 966 m² | 1 · 192 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
via Delbecque Robert · Permanent representative
→
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 165 EUR awarded · 165 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 165 EUR | 165 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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THE NEW MILE
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SAMANCO
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SYLBENALEX
BE 0839.987.039
Comines-Warneton · Eq €817,545
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 29,994 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-1990
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.