SOCIETE GENERALE DE CONSTRUCTION
ActiveSOCIETE GENERALE DE CONSTRUCTION has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.39M and a net result of €506k. Equity is growing by ~43.1% per year across the filed fiscal years. Its solvency ranks better than 60% of 820 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+3
Solvency66▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 1.57 against 1.36 in 2024; short-term debt: 53.5% and cash: 35.2% of total assets), but 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
15%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
127 d early
2024
135 d early
2023
139 d early
2022
111 d early
2021
94 d early
2020
24 d late
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€506k▲ 42.0%
2024 · €356k
2018: €132k
2019: €118k
2020: €5k
2021: €198k
2022: €296k
2023: €252k
2024: €356k
2018 → 2025
Working capital
€1.03M▲ 69.1%
2024 · €608k
2018: €107k
2019: €133k
2020: €142k
2021: €218k
2022: €283k
2023: €377k
2024: €608k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€331k-€552k▲ 66.9%€729k▲ 32.1%€985k▲ 35.1%€1.39M▲ 41.2%
Operating result€249k-€377k▲ 51.4%€321k▼ 14.9%€452k▲ 41.0%€645k▲ 42.5%
Net result€198k-€296k▲ 49.9%€252k▼ 14.9%€356k▲ 41.2%€506k▲ 42.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 43% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.37M
Fixed assets
€538k▲ 30.1%
Current assets
€2.83M▲ 23.9%
Equity and liabilities €3.37M
Equity
€1.39M▲ 41.2%
Debt
€1.98M▲ 15.5%
The debt ratio falls from 63.5% to 58.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€717k▲
2024 · €501k
Cash flow
€578k▲
2024 · €405k
Solvency
41.3%▲
2024 · 36.5%
Current ratio
1.57▲
2024 · 1.36
Quick ratio
1.57▲
2024 · 1.27
Debt / equity
1.42▼
2024 · 1.74
ROE
36.4%▲
2024 · 36.1%
ROA
15.0%▲
2024 · 13.2%
Interest coverage
47.69▼
2024 · 54.26
Debt
€1.98M▲
2024 · €1.71M
Debt ≤ 1 year
€1.80M▲
2024 · €1.68M
Debt > 1 year
€176k▲
2024 · €37k
Income taxes
€139k▲
2024 · €94k
Staff costs
€1.23M▲
2024 · €969k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.70M€3.37M▲
Fixed assets21/28€414k€538k▲
Tangible fixed assets22/27€184k€350k▲
Plant, machinery and equipment23€91k€289k▲
Furniture and vehicles24€93k€60k▼
Financial fixed assets28€230k€189k▼
Current assets29/58€2.28M€2.83M▲
Stocks and contracts in progress3€157k€0▼
Stocks30/36€157k€0▼
Amounts receivable within one year40/41€1.18M€1.63M▲
Trade receivables40€999k€1.43M▲
Other amounts receivable41€180k€199k▲
Cash at bank and in hand54/58€927k€1.19M▲
Deferred charges and accrued income490/1€22k€9k▼
Equity and liabilities
Total equity and liabilities10/49€2.70M€3.37M▲
Equity10/15€985k€1.39M▲
Contributions10/11€6k€6k=
Reserves13€979k€1.38M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€979k€1.38M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.71M€1.98M▲
Amounts payable after more than one year17€37k€176k▲
Financial debts170/4€37k€176k▲
Amounts payable within one year42/48€1.68M€1.80M▲
Current portion of amounts payable after more than one year42€16k€62k▲
Trade debts44€1.31M€1.36M▲
Suppliers440/4€1.31M€1.36M▲
Taxes, remuneration and social security45€250k€279k▲
Taxes450/3€124k€134k▲
Remuneration and social security454/9€125k€145k▲
Other amounts payable47/48€100k€100k=
Income statement
Code20242025
Non-recurring operating income76A-€37k
Remuneration, social security and pensions62€969k€1.23M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€72k▲
Other operating charges640/8€8k€48k▲
Gross operating margin9900€1.48M€1.99M▲
Operating profit (loss)9901€452k€645k▲
Financial income75/76B€7k€15k▲
Recurring financial income75€7k€15k▲
Financial charges65/66B€9k€15k▲
Recurring financial charges65€9k€15k▲
Profit (loss) for the period before taxes9903€450k€645k▲
Income taxes67/77€94k€139k▲
Profit (loss) for the period9904€356k€506k▲
Profit (loss) for the period to be appropriated9905€356k€506k▲
Appropriation of the result
Profit (loss) to be appropriated9906€356k€506k▲
Transfer to equity691/2€256k€406k▲
To other reserves6921€256k€406k▲
Profit to be distributed694/7€100k€100k=
Directors or managers695€100k€100k=
Social balance
Average headcount (FTE)908718.418.2▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €506k ▲42%
Operating result €645k, net result €506k, both a record.
31-12
Financial
Equity above €1MEq €1.39M ▲41.2%
8 profitable years in a row build equity to €1.39M.
18-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
11-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €500kEq €552k ▲66.9%
5 profitable years in a row build equity to €552k.
28-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Equity above €200kEq €331k ▲96.7%
4 profitable years in a row build equity to €331k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Weakest financial yearnet €5k ▼95.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €150kEq €163k ▲36.4%
2 profitable years in a row build equity to €163k.
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pecq · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Village(ESQ) 97743 PecqGround area
4,462 m²
Building footprint
625 m²
Volume, LiDAR
3,353 m³
Parcel 57025B0022/00D000, Wallonia · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SOCIETE GENERALE DE CONSTRUCTION
since 20172.263.716.912
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57025B0022/00D000 | Wallonia | 4,462 m² | 1 · 625 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
4 categoriesSOCIETE GENERALE DE CONSTRUCTION SRL40802
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,038. 5,227 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2012
Fiscal year end31-12
Abbreviation FR
SOGECO
Activities, NACEBEL
41001General construction of residential buildings
41003General construction of other non-residential buildings
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
43320Joinery installation
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@sogeco-sprl.be
Phone:069/25.41.15