SNOW MONKEY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10k and a net result of €8k. Its solvency ranks better than 18% of 8024 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
35 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€10k
Net result
€8k
Total assets
€78k
Solvency
12.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €78k
Fixed assets
€67k
Current assets
€12k
Equity and liabilities €78k
Equity
€10k
Debt
€68k
Debt finances 87.1% of the balance-sheet total.
Key figures and ratios
Solvency
12.9%
ROE
75.3%
ROA
9.7%
Debt
€68k
Debt ≤ 1 year
€32k
Debt > 1 year
€36k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€78k
Fixed assets21/28€67k
Financial fixed assets28€67k
Current assets29/58€12k
Amounts receivable within one year40/41€4k
Trade receivables40€4k
Cash at bank and in hand54/58€8k
Equity and liabilities
Total equity and liabilities10/49€78k
Equity10/15€10k
Contributions10/11€3k
Profit (loss) carried forward14€8k
Amounts payable17/49€68k
Amounts payable after more than one year17€36k
Financial debts170/4€36k
Amounts payable within one year42/48€32k
Current portion of amounts payable after more than one year42€7k
Trade debts44€844
Suppliers440/4€844
Taxes, remuneration and social security45€6k
Taxes450/3€5k
Remuneration and social security454/9€1k
Other amounts payable47/48€19k
Income statement
Code2025
Gross operating margin9900€13k
Operating profit (loss)9901€13k
Financial income75/76B€26
Recurring financial income75€26
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€10k
Income taxes67/77€3k
Profit (loss) for the period9904€8k
Profit (loss) for the period to be appropriated9905€8k
Appropriation of the result
Profit (loss) to be appropriated9906€8k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
30-07
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 15 juillet 2026
- Registered-office move, Rue du Noyer 92 boîte 3, 1030 Schaerbeek
State Gazette actNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Notelaarstraat 921030 SchaarbeekGround area
571 m²
Building footprint
223 m²
Volume, LiDAR
3,194 m³
2 parcels, Brussels · tallest building 23.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SNOW MONKEY
since 20242.364.022.632
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0059/00H002 | Brussels | 456 m² | 1 · 124 m² | 23.4 m · 5 fl. |
| 21806F0050/00D003 | Brussels | 115 m² | 1 · 99 m² | 20.8 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900YZV2NLXM3ZAZ45
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 5,129 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.