SNOECKIE
ActiveThe computed 12-month bankruptcy probability of SNOECKIE is 2.0% (moderate). The 2024 annual accounts show negative equity (€-95k) and a net result of €-66k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 26052 sector peers (fiscal year 2024). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
20
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.55 in 2023; short-term debt: 223.3% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-131.3%
Return on assets
-91.8%
Age of the figures
21 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-95k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
26 d late
2022
7 d early
2021
40 d early
2020
31 d late
2019
21 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-95k▼ 233%
2023 · €-28k
2018: €29k
2019: €42k
2020: €51k
2021: €63k
2022: €57k
2023: €-28k
2018 → 2024
Total assets
€72k▼ 37.7%
2023 · €116k
2018: €138k
2019: €157k
2020: €150k
2021: €191k
2022: €184k
2023: €116k
2018 → 2024
Net result
€-66k▲ 22.2%
2023 · €-85k
2018: €-31k
2019: €7k
2020: €10k
2021: €11k
2022: €-6k
2023: €-85k
2018 → 2024
Working capital
€-125k▼ 119%
2023 · €-57k
2018: €40k
2019: €50k
2020: €56k
2021: €59k
2022: €55k
2023: €-57k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€63k▲ 21.8%€57k▼ 9.3%€-28k€-95k▼ 233%
Operating result€14k-€15k▲ 4.6%€-4k€-84k▼ 2,246%€-65k▲ 22.9%
Net result€10k-€11k▲ 14.6%€-6k€-85k▼ 1,365%€-66k▲ 22.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €65k in 2024 against €84k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€36k▼ 22.0%
Current assets
€36k▼ 48.3%
Key figures and ratios
EBITDA
€-54k▲
2023 · €-76k
Cash flow
€-55k▲
2023 · €-77k
Solvency
-131.3%▼
2023 · -24.6%
Current ratio
0.22▼
2023 · 0.55
Quick ratio
0.01▼
2023 · 0.03
Debt / equity
-1.76▲
2023 · -5.07
ROA
-91.8%▼
2023 · -73.6%
Interest coverage
-47.11▲
2023 · -63.24
Debt
€167k▲
2023 · €144k
Debt ≤ 1 year
€161k▲
2023 · €127k
Debt > 1 year
€6k▼
2023 · €18k
Income taxes
€156
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€116k€72k▼
Fixed assets21/28€47k€36k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€41k€33k▼
Land and buildings22€22k€21k▼
Plant, machinery and equipment23€201€0▼
Furniture and vehicles24€19k€12k▼
Other tangible fixed assets26€0-
Financial fixed assets28€500€500=
Current assets29/58€69k€36k▼
Stocks and contracts in progress3€66k€35k▼
Stocks30/36€66k€35k▼
Amounts receivable within one year40/41€124€100▼
Trade receivables40€0€100▲
Other amounts receivable41€124€0▼
Cash at bank and in hand54/58€2k€701▼
Deferred charges and accrued income490/1€2k€184▼
Equity and liabilities
Total equity and liabilities10/49€116k€72k▼
Equity10/15€-28k€-95k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€0-
Profit (loss) carried forward14€-49k€-115k▼
Amounts payable17/49€144k€167k▲
Amounts payable after more than one year17€18k€6k▼
Financial debts170/4€18k€6k▼
Amounts payable within one year42/48€127k€161k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43€85€710▲
Credit institutions430/8€85€710▲
Trade debts44€10k€17k▲
Suppliers440/4€10k€17k▲
Advances received on contracts in progress46-€6k
Taxes, remuneration and social security45€1k€6k▲
Taxes450/3€1k€6k▲
Other amounts payable47/48€111k€127k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€-74k€-52k▲
Operating profit (loss)9901€-84k€-65k▲
Financial income75/76B€258€32▼
Recurring financial income75€258€32▼
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€-85k€-66k▲
Income taxes67/77-€156
Profit (loss) for the period9904€-85k€-66k▲
Profit (loss) for the period to be appropriated9905€-85k€-66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-85k€-115k▼
Profit (loss) brought forward from the previous period14P-€-49k
Transfer from equity791/2€36k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
19-08
State Gazette act
Registered officeGeneral meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Power of attorney3 facts ▸
- General meeting, 2026-06-18
- Registered-office move, Brouwerijstraat 35, 9160 Lokeren
- Power of attorney, BV Accounting For Business
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet €-85k
Net result drops to €-85k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €11k ▲14.6%
Operating result €15k, net result €11k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
10-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brouwerijstraat 359160 LokerenGround area
283 m²
Building footprint
153 m²
Volume, LiDAR
773 m³
Parcel 46014A0706/00D005, Flanders · tallest building 10.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Snoeckie
since 20172.265.053.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0706/00D005 | Flanders | 283 m² | 1 · 153 m² | 10.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
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Of 6,501 companies in sector 47716 we hold annual accounts for 2,440. 1,879 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-04-2017
Fiscal year end31-12
Activities, NACEBEL
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
68310Real estate agency activities
65122Insurance, reinsurance and pension funding, except compulsory social security
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:s.snoeck1@gmail.com