SNI Consult
ActiveSNI Consult has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €141k. Equity is growing by ~8.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 6974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+1
Solvency50▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 0.86 in 2024; short-term debt: 15.7% and cash: 12.6% of total assets), and 75.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.7%
Return on assets
16.2%
Age of the figures
17 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-04-2025 was due by 30-11-2025 and was filed on 01-12-2025, 1 day late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
1 d late
2024
1 d early
2023
3 d early
2022
14 d early
2021
16 d late
2020
59 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-04-2026 and is due by 30-11-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-04-2026 close17-09-2026 today30-11-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 10.6%
2024 · €194k
2019: €113k
2020: €137k
2021: €155k
2022: €194k
2023: €182k
2024: €194k
2019 → 2025
Total assets
€868k▼ 0.9%
2024 · €876k
2019: €466k
2020: €619k
2021: €648k
2022: €680k
2023: €835k
2024: €876k
2019 → 2025
Net result
€141k▲ 6.3%
2024 · €132k
2019: €46k
2020: €24k
2021: €63k
2022: €126k
2023: €118k
2024: €132k
2019 → 2025
Working capital
€46k
2024 · €-15k
2019: €-42k
2020: €-170k
2021: €632
2022: €38k
2023: €-10k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€155k-€194k▲ 25.0%€182k▼ 6.4%€194k▲ 6.7%€214k▲ 10.6%
Operating result€97k-€175k▲ 80.2%€164k▼ 6.6%€192k▲ 17.7%€222k▲ 15.6%
Net result€63k-€126k▲ 101%€118k▼ 7.0%€132k▲ 12.5%€141k▲ 6.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 16% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €868k
Fixed assets
€686k▼ 12.6%
Current assets
€182k▲ 101%
Equity and liabilities €868k
Equity
€214k▲ 10.6%
Debt
€654k▼ 4.1%
The debt ratio falls from 77.9% to 75.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€249k▲
2024 · €219k
Cash flow
€168k▲
2024 · €159k
Solvency
24.7%▲
2024 · 22.1%
Current ratio
1.34▲
2024 · 0.86
Quick ratio
1.34▲
2024 · 0.86
Debt / equity
3.05▼
2024 · 3.52
ROE
65.6%▼
2024 · 68.2%
ROA
16.2%▲
2024 · 15.1%
Interest coverage
13.59▼
2024 · 15.12
Debt
€654k▼
2024 · €682k
Debt ≤ 1 year
€136k▲
2024 · €106k
Debt > 1 year
€508k▼
2024 · €567k
Income taxes
€50k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€876k€868k▼
Fixed assets21/28€785k€686k▼
Tangible fixed assets22/27€773k€674k▼
Land and buildings22€680k€658k▼
Furniture and vehicles24€93k€15k▼
Financial fixed assets28€12k€12k=
Current assets29/58€91k€182k▲
Amounts receivable after more than one year29€35k-
Trade receivables290€35k-
Amounts receivable within one year40/41€10k€70k▲
Trade receivables40€9k€23k▲
Other amounts receivable41€1k€48k▲
Cash at bank and in hand54/58€44k€109k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€876k€868k▼
Equity10/15€194k€214k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€173k€194k▲
Amounts payable17/49€682k€654k▼
Amounts payable after more than one year17€567k€508k▼
Financial debts170/4€567k€508k▼
Amounts payable within one year42/48€106k€136k▲
Current portion of amounts payable after more than one year42€41k€78k▲
Trade debts44€12k€3k▼
Suppliers440/4€12k€3k▼
Taxes, remuneration and social security45€50k€54k▲
Taxes450/3€50k€54k▲
Other amounts payable47/48€3k€280▼
Accrued charges and deferred income492/3€9k€10k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲
Other operating charges640/8€4k€7k▲
Gross operating margin9900€223k€256k▲
Operating profit (loss)9901€192k€222k▲
Financial income75/76B€267€102▼
Recurring financial income75€267€102▼
Financial charges65/66B€19k€32k▲
Recurring financial charges65€15k€18k▲
Non-recurring financial charges66B€4k€14k▲
Profit (loss) for the period before taxes9903€174k€190k▲
Income taxes67/77€42k€50k▲
Profit (loss) for the period9904€132k€141k▲
Profit (loss) for the period to be appropriated9905€132k€141k▲
Appropriation of the result
Profit (loss) to be appropriated9906€293k€314k▲
Profit (loss) brought forward from the previous period14P€161k€173k▲
Profit to be distributed694/7€120k€120k=
Return on contributions (dividend)694€120k€120k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
01-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 1 day late
30-04
Financial
Highest result since 2019net €141k ▲6.3%
Operating result €222k, net result €141k, both a record.
30-04
Financial
Equity above €200kEq €214k ▲10.6%
7 profitable years in a row build equity to €214k.
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
27-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
16-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
16-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
30-04
Financial
Liquidity times 8current ratio 1.01
Current ratio from 0.13 to 1.01; short-term debt falls from €195k to €58k.
30-04
Financial
Equity above €150kEq €155k ▲13%
3 profitable years in a row build equity to €155k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2020
30-04
Financial
Weakest financial yearnet €24k ▼47.5%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
2019
13-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
15-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaluwenlaan 71780 WemmelGround area
1,215 m²
Building footprint
222 m²
Volume, LiDAR
1,182 m³
Parcel 22005A0328/00P003, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
PITCHR STUDIO
since 20142.236.589.970
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0328/00P003 | Flanders | 1,215 m² | 1 · 222 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,426 companies in sector 73300 we hold annual accounts for 6,900. 5,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2014
Fiscal year end30-04
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
85699Other educational support services
90021Arts creation and performing arts activities
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.