SNG CONCEPT
Dissolution or liquidationThe KBO register records for SNG CONCEPT the legal situation: dissolution or liquidation (code 012); this is today's state according to the register itself, which carries no start date. The 2025 annual accounts show negative equity (€-695k) and a net result of €-20k.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€695k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
239 d late
2022
31 d late
2021
15 d early
2020
5 d late
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-20k▲ 95.2%
2024 · €-409k
2018: €2k
2019: €17k
2020: €9k
2021: €10k
2022: €-271k
2023: €-288k
2024: €-409k
2018 → 2025
Working capital
€-455k▲ 1.9%
2024 · €-464k
2018: €-128k
2019: €482k
2020: €488k
2021: €766k
2022: €757k
2023: €-76k
2024: €-464k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€22k▼ 77.6%€-266k€-675k▼ 154%€-695k▼ 2.9%
Operating result€69k-€-226k€-236k▼ 4.2%€-294k▼ 24.7%€-18k▲ 93.9%
Net result€10k-€-271k€-288k▼ 6.1%€-409k▼ 42.2%€-20k▲ 95.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €294k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €633k
Fixed assets
€346k▼ 8.5%
Current assets
€287k▼ 13.2%
Key figures and ratios
EBITDA
€14k▲
2024 · €-262k
Cash flow
€13k▲
2024 · €-377k
Solvency
-109.8%▼
2024 · -95.3%
Current ratio
0.39▼
2024 · 0.42
Quick ratio
0.03▼
2024 · 0.08
Debt / equity
-1.91▲
2024 · -2.05
ROE
2.8%▼
2024 · 60.6%
ROA
-3.1%▲
2024 · -57.7%
Interest coverage
8.33▲
2024 · -2.28
Debt
€1.33M▼
2024 · €1.38M
Debt ≤ 1 year
€742k▼
2024 · €795k
Debt > 1 year
€582k=
2024 · €582k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€709k€633k▼
Fixed assets21/28€378k€346k▼
Tangible fixed assets22/27€378k€346k▼
Land and buildings22€266k€246k▼
Plant, machinery and equipment23€111k€100k▼
Furniture and vehicles24€275€15▼
Current assets29/58€331k€287k▼
Stocks and contracts in progress3€265k€265k=
Stocks30/36€265k€265k=
Amounts receivable within one year40/41€65k€15k▼
Trade receivables40€62k€12k▼
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€467€7k▲
Equity and liabilities
Total equity and liabilities10/49€709k€633k▼
Equity10/15€-675k€-695k▼
Contributions10/11€19k€19k=
Revaluation surpluses12€183k€183k=
Reserves13€92k€92k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-968k€-988k▼
Amounts payable17/49€1.38M€1.33M▼
Amounts payable after more than one year17€582k€582k=
Financial debts170/4€582k€582k=
Amounts payable within one year42/48€795k€742k▼
Current portion of amounts payable after more than one year42€20k€16k▼
Financial debts43€4k€5k▲
Credit institutions430/8€4k€5k▲
Trade debts44€232k€173k▼
Suppliers440/4€232k€173k▼
Taxes, remuneration and social security45€540k€547k▲
Taxes450/3€540k€547k▲
Accrued charges and deferred income492/3€7k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€214k-
Other operating charges640/8€3k-
Gross operating margin9900€-45k€14k▲
Operating profit (loss)9901€-294k€-18k▲
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€115k€2k▼
Recurring financial charges65€115k€2k▼
Profit (loss) for the period before taxes9903€-409k€-20k▲
Profit (loss) for the period9904€-409k€-20k▲
Profit (loss) for the period to be appropriated9905€-409k€-20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-968k€-988k▼
Profit (loss) brought forward from the previous period14P€-559k€-968k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 239 days late
2024
31-12
Financial
Weakest financial yearnet €-409k
Net result drops to €-409k, the lowest in the series.
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
16-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 5 days late
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Highest result since 2018net €17k ▲605%
Net result €17k, the highest in the series.
31-12
Financial
Equity above €100kEq €115k ▲17.2%
2 profitable years in a row build equity to €115k.
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place Georges-Ista 284030 LiègeGround area
1,172 m²
Building footprint
402 m²
Volume, LiDAR
3,064 m³
2 parcels, Wallonia · tallest building 12.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
SNG CONCEPT
since 20112.201.449.642
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62047C1255/00S019 | Wallonia | 786 m² | 1 · 286 m² | 12.4 m · 4 fl. |
| 52049C0180/00L000 | Wallonia | 386 m² | 1 · 116 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,287 companies in sector 68122 we hold annual accounts for 897. 359 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2011
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.