SN NACHTWINKEL
ActiveSN NACHTWINKEL has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €32k and a net result of €-17k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 61% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-30
Solvency70▲+9
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.48 in 2023; short-term debt: 44.9% and cash: 49.8% of total assets), but 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.2%
Return on assets
-23.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-17k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-10-2025, 68 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
68 d late
2023
349 d late
2022
72 d late
2021
361 d late
2020
297 d late
2019
662 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€32k▼ 33.9%
2023 · €49k
2018: €40k
2019: €40k
2020: €38k
2021: €47k
2022: €53k
2023: €49k
2018 → 2024
Total assets
€72k▼ 47.2%
2023 · €136k
2018: €49k
2019: €50k
2020: €86k
2021: €114k
2022: €132k
2023: €136k
2018 → 2024
Net result
€-17k▼ 311%
2023 · €-4k
2018: €269
2019: €28
2020: €-2k
2021: €10k
2022: €6k
2023: €-4k
2018 → 2024
Working capital
€23k▼ 43.6%
2023 · €41k
2018: €32k
2019: €32k
2020: €30k
2021: €40k
2022: €45k
2023: €41k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€38k-€47k▲ 26.4%€53k▲ 11.9%€49k▼ 7.6%€32k▼ 33.9%
Operating result€-2k-€10k€7k▼ 29.2%€-4k€-5k▼ 33.8%
Net result€-2k-€10k€6k▼ 43.2%€-4k€-17k▼ 311%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2024 against €4k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €72k
Fixed assets
€16k▲ 111%
Current assets
€56k▼ 56.6%
Equity and liabilities €72k
Equity
€32k▼ 33.9%
Debt
€39k▼ 54.7%
The debt ratio falls from 63.9% to 54.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k
Cash flow
€-13k
Solvency
45.2%▲
2023 · 36.1%
Current ratio
1.73▲
2023 · 1.48
Quick ratio
1.26▼
2023 · 1.31
Debt / equity
1.21▼
2023 · 1.77
ROE
-51.2%▼
2023 · -8.2%
ROA
-23.2%▼
2023 · -3.0%
Interest coverage
-1.25
Debt
€39k▼
2023 · €87k
Debt ≤ 1 year
€32k▼
2023 · €87k
Debt > 1 year
€7k
Income taxes
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€136k€72k▼
Fixed assets21/28€8k€16k▲
Tangible fixed assets22/27-€9k
Furniture and vehicles24-€9k
Financial fixed assets28€8k€8k=
Current assets29/58€128k€56k▼
Stocks and contracts in progress3€15k€15k=
Stocks30/36€15k€15k=
Amounts receivable within one year40/41€36k€5k▼
Other amounts receivable41€36k€5k▼
Cash at bank and in hand54/58€78k€36k▼
Deferred charges and accrued income490/1-€264
Equity and liabilities
Total equity and liabilities10/49€136k€72k▼
Equity10/15€49k€32k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€29k€12k▼
Amounts payable17/49€87k€39k▼
Amounts payable after more than one year17-€7k
Financial debts170/4-€7k
Amounts payable within one year42/48€87k€32k▼
Current portion of amounts payable after more than one year42-€3k
Trade debts44€49k€20k▼
Suppliers440/4€49k€20k▼
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€5k€8k▲
Remuneration and social security454/9€10k-
Other amounts payable47/48€23k€686▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€4k
Other operating charges640/8€2k€5k▲
Gross operating margin9900€-1k€4k▲
Operating profit (loss)9901€-4k€-5k▼
Financial income75/76B€7€0▼
Recurring financial income75€7€0▼
Financial charges65/66B€418€893▲
Recurring financial charges65€418€893▲
Profit (loss) for the period before taxes9903€-4k€-6k▼
Income taxes67/77-€11k
Profit (loss) for the period9904€-4k€-17k▼
Profit (loss) for the period to be appropriated9905€-4k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€12k▼
Profit (loss) brought forward from the previous period14P€33k€29k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 68 days late
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 349 days late
2024
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series.
2023
11-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 72 days late
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 361 days late
2022
24-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 297 days late
24-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 662 days late
2021
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 611 days late
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 164 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 529 days late
11-01
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 894 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Putsesteenweg(MeSK) 152800 MechelenGround area
286 m²
Building footprint
15 m²
Volume, LiDAR
37 m³
Parcel 12402H0062/00S000, Flanders · tallest building 3.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SN NACHTWINKEL
since 20082.169.876.142
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402H0062/00S000 | Flanders | 286 m² | 1 · 15 m² | 3.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.169.876.142
Similar companies · same sector, comparable size
PIRLOT Christelle
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KPM LOGISTIC
BE 0627.613.160
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MASKEEN
BE 0849.835.608
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DAMPKIN
BE 0685.877.003
Kortrijk · Eq €33k
QM
BE 1002.735.520
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-03-2008
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.