SMISSENS
ActiveThe computed 12-month bankruptcy probability of SMISSENS is 1.8% (moderate). The 2025 annual accounts show equity of €32k and a net result of €29k. Its solvency ranks better than 44% of 27450 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency67
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.73; short-term debt: 57.8% and cash: 13.7% of total assets), but 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
38.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
1 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€32k
Total assets
€75k
Net result
€29k
Working capital
€32k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €75k
Equity
€32k
Debt
€43k
Debt finances 57.8% of the balance-sheet total.
Key figures and ratios
Solvency
42.2%
Current ratio
1.73
Quick ratio
1.73
Debt / equity
1.37
ROE
90.5%
ROA
38.2%
Debt
€43k
Debt ≤ 1 year
€43k
Income taxes
€10k
Staff costs
€106
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€75k
Current assets29/58€75k
Amounts receivable within one year40/41€64k
Trade receivables40€39k
Other amounts receivable41€25k
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€761
Equity and liabilities
Total equity and liabilities10/49€75k
Equity10/15€32k
Contributions10/11€3k
Reserves13€29k
Distributable reserves133€29k
Amounts payable17/49€43k
Amounts payable within one year42/48€43k
Trade debts44€22k
Suppliers440/4€22k
Advances received on contracts in progress46€8k
Taxes, remuneration and social security45€13k
Taxes450/3€13k
Income statement
Code2025
Remuneration, social security and pensions62€106
Gross operating margin9900€39k
Operating profit (loss)9901€38k
Financial income75/76B€2
Recurring financial income75€2
Financial charges65/66B€243
Recurring financial charges65€243
Profit (loss) for the period before taxes9903€38k
Income taxes67/77€10k
Profit (loss) for the period9904€29k
Profit (loss) for the period to be appropriated9905€29k
Appropriation of the result
Profit (loss) to be appropriated9906€29k
Transfer to equity691/2€29k
To other reserves6921€29k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Momignies · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
La Pilerie (MGS) 46590 MomigniesGround area
4,034 m²
Building footprint
113 m²
Volume, LiDAR
621 m³
Parcel 56051B0151/00N000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMISSENS
since 20252.381.764.031
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56051B0151/00N000 | Wallonia | 4,034 m² | 1 · 113 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 6,862 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2025
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:smissval@hotmail.com