Smile-HR
ActiveSmile-HR has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €303k and a net result of €89k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 21% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+3
Solvency55▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 2.01 against 2.03 in 2023; short-term debt: 21.8% and cash: 27.3% of total assets), but 70.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-08-2025, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
25 d late
2023
27 d late
2022
27 d late
2021
10 d late
2020
16 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€303k▲ 24.3%
2023 · €244k
2018: €41k
2019: €84k
2020: €102k
2021: €124k
2022: €233k
2023: €244k
2018 → 2024
Total assets
€1.02M▲ 2.2%
2023 · €1.00M
2018: €83k
2019: €124k
2020: €534k
2021: €927k
2022: €1.01M
2023: €1.00M
2018 → 2024
Net result
€89k▲ 31.7%
2023 · €68k
2018: €27k
2019: €43k
2020: €18k
2021: €52k
2022: €139k
2023: €68k
2018 → 2024
Working capital
€224k▲ 12.2%
2023 · €200k
2018: €24k
2019: €63k
2020: €61k
2021: €75k
2022: €180k
2023: €200k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€102k-€124k▲ 21.2%€233k▲ 87.9%€244k▲ 4.6%€303k▲ 24.3%
Operating result€42k-€79k▲ 87.5%€205k▲ 161%€101k▼ 50.8%€128k▲ 26.3%
Net result€18k-€52k▲ 185%€139k▲ 169%€68k▼ 51.3%€89k▲ 31.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 26% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.02M
Fixed assets
€576k▼ 5.1%
Current assets
€447k▲ 13.4%
Equity and liabilities €1.02M
Equity
€303k▲ 24.3%
Debt
€719k▼ 5.0%
The debt ratio falls from 75.6% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€197k▲
2023 · €192k
Cash flow
€158k▼
2023 · €158k
Solvency
29.6%▲
2023 · 24.4%
Current ratio
2.01▼
2023 · 2.03
Quick ratio
2.01▼
2023 · 2.03
Debt / equity
2.37▼
2023 · 3.10
ROE
29.4%▲
2023 · 27.8%
ROA
8.7%▲
2023 · 6.8%
Interest coverage
23.34▲
2023 · 18.69
Debt
€719k▼
2023 · €757k
Debt ≤ 1 year
€223k▲
2023 · €194k
Debt > 1 year
€497k▼
2023 · €563k
Income taxes
€36k▲
2023 · €28k
Staff costs
€82k▲
2023 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.00M€1.02M▲
Fixed assets21/28€607k€576k▼
Intangible fixed assets21€224k€192k▼
Tangible fixed assets22/27€383k€384k▲
Land and buildings22€341k€335k▼
Plant, machinery and equipment23€29k€37k▲
Furniture and vehicles24€13k€11k▼
Financial fixed assets28€25€25=
Current assets29/58€394k€447k▲
Amounts receivable within one year40/41€123k€165k▲
Trade receivables40€11k€0▼
Other amounts receivable41€112k€165k▲
Cash at bank and in hand54/58€260k€279k▲
Deferred charges and accrued income490/1€11k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.00M€1.02M▲
Equity10/15€244k€303k▲
Contributions10/11€6k€6k=
Reserves13€231k€297k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€231k€297k▲
Profit (loss) carried forward14€7k€108▼
Amounts payable17/49€757k€719k▼
Amounts payable after more than one year17€563k€497k▼
Financial debts170/4€563k€497k▼
Amounts payable within one year42/48€194k€223k▲
Current portion of amounts payable after more than one year42€93k€129k▲
Trade debts44€29k€39k▲
Suppliers440/4€29k€39k▲
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€7k€3k▼
Remuneration and social security454/9€8k€22k▲
Other amounts payable47/48€57k€30k▼
Income statement
Code20232024
Remuneration, social security and pensions62€65k€82k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€91k€69k▼
Other operating charges640/8€3k€3k▼
Gross operating margin9900€260k€281k▲
Operating profit (loss)9901€101k€128k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€10k€8k▼
Recurring financial charges65€10k€8k▼
Profit (loss) for the period before taxes9903€96k€125k▲
Income taxes67/77€28k€36k▲
Profit (loss) for the period9904€68k€89k▲
Profit (loss) for the period to be appropriated9905€68k€89k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€96k▲
Profit (loss) brought forward from the previous period14P€6k€7k▲
Transfer from equity791/2€27k€0▼
Transfer to equity691/2€37k€66k▲
To other reserves6921€37k€66k▲
Profit to be distributed694/7€57k€30k▼
Return on contributions (dividend)694€57k€30k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Highest result since 2018net €139k ▲169%
Operating result €205k, net result €139k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲87.9%
5 profitable years in a row build equity to €233k.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Weakest financial yearnet €18k ▼58.1%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €100kEq €102k ▲21.6%
3 profitable years in a row build equity to €102k.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
2014
25-04
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Beaumont 581380 LasneGround area
3,715 m²
Building footprint
428 m²
Volume, LiDAR
5,275 m³
2 parcels, Wallonia · tallest building 15.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Avenue de Menden 20, 1420 Braine-l'Alleud
since 20122.214.056.375
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742B0302/00S000 | Wallonia | 3,238 m² | 1 · 327 m² | 15.3 m · 5 fl. |
| 25051F0466/00Y002 | Wallonia | 476 m² | 1 · 101 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Oral-Dent
BE 1001.593.888
Merelbeke-Melle · Eq €303k
ALLDENTE
BE 0825.154.056
Rijkevorsel · Eq €303k
Tandartskabinet Guido De Vleeschouwer
BE 0446.354.606
Deinze · Eq €303k
Tandartsenpraktijk Simoens
BE 0828.055.841
Zulte · Eq €303k
DENTIS
BE 0508.866.156
Kontich · Eq €303k
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2012
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.